# What is maxAPY

The most optimized DeFi strategies on autopilot. Peak performance, non-stop.

maxAPY automates and optimizes your crypto yield farming across thousands of curated strategies on 9 chains, 24/7 **while you do absolutely nothing**. Auto-allocated, auto-rebalanced, and auto-compounded across every major protocol.

Built for DeFi investors who value their time. Fully safe. Fully audited. Fully doxxed. No lockups. No BS.

Peak performance, non-stop, on autopilot.

## How does it *exactly* work

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FECQWXONzrAcdEXZCnbwx%2FmaxAPY-how-it-works.png?alt=media&amp;token=9aadcddf-b6f1-4cee-a878-76c72ca721d9" alt=""><figcaption></figcaption></figure>

{% stepper %}
{% step %}

### Deposit ANY token from ANY chain

Pick your vault: ETH and USDC are now available, BTC soon.

maxAPY supports deposits from any supported EVM chain and any token. No need to bridge to Base, swap for WETH or USDC, or manually manage asset conversions - our system handles everything internally. Just deposit from where you are, with what you have, and we’ll zap it into our optimized vaults seamlessly.
{% endstep %}

{% step %}

### Automatic Strategy Selection

Our optimizer system continuously scans the DeFi landscape for the best yield opportunities across multiple protocols and strategies **on all EVM chains**. We manually verify each and every of the strategies daily to have a curated selection of top-performers. Including:

* Lending platforms *(Aave, Compound, etc - the neighborhood loan sharks, but nicer)*
* AMMs *(Uniswap, Curve, etc - where liquidity goes to party)*
* Yield aggregators *(Yearn, Convex, etc - the cool kids' table of DeFi)*
* Liquid staking *(Lido, Rocket Pool, etc - because why should your ETH be lazy?)*
  {% endstep %}

{% step %}

### Automatic Allocation

We're not just throwing darts at a board. Our system crunches numbers in real-time to optimize for:

* Highest yield potential *(because gainz)*
* Lowest risk exposure *(we like our users unstrekt)*
* Gas efficiency *(no one likes a gassy protocol)*
  {% endstep %}

{% step %}

### Automatic Rebalancing

Market conditions changing? Our system pivots to better strategies faster than a politician during election season, keeping your portfolio in its prime. You are always invested in the highest-yielding opportunity across DeFi, no matter what the chain. We bridge and re-allocate instantly to stay optimized.
{% endstep %}

{% step %}

### Automatic Compounding

We harvest and reinvest yields regularly, putting the power of compound interest to work. It's like your gains are having gains of their own.
{% endstep %}

{% step %}

### Sit back and watch

All of this happens 24/7 on autopilot, without you needing to monitor markets or make manual adjustments.

You can withdraw whenever you want, no lockups whatsoever.
{% endstep %}
{% endstepper %}

## Why use maxAPY

<table data-view="cards"><thead><tr><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-type="rating" data-max="5"></th><th data-hidden></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><p><strong>BEST YIELD</strong></p><ul><li>Meta-aggregator advantage: optimize across ALL protocols + direct integrations</li><li>Professional-grade algorithms scan hundreds of APRs 24/7 to find absolute best yields</li><li>Smart rebalancing ensures you're always in highest-yield positions with auto-compounding</li><li>For a given asset, we find THE BEST YIELD across all strategies on all protocols on 9 different chains.</li></ul></td><td></td><td></td><td>0</td><td></td><td><a href="https://content.gitbook.com/content/WVNWPzkoPn3NLZyaaxkJ/blobs/Hi1UGNH3UmwSKWbZ4bKz/banner%20vaults%20-%20Image_20240830_213022_314.jpeg">banner vaults - Image_20240830_213022_314.jpeg</a></td></tr><tr><td><p><strong>MINIMUM EFFORT</strong></p><ul><li>One vault gives you exposure to every profitable strategy in DeFi</li><li>No more endless research across Discord and Twitter</li><li>No more manual rebalancing, bridging or yield monitoring</li><li>No more complex tax reporting from multiple platforms</li><li>No need to swap or bridge: deposit any token from any chain. We handle zaps internally.</li></ul></td><td></td><td></td><td>null</td><td></td><td><a href="https://content.gitbook.com/content/WVNWPzkoPn3NLZyaaxkJ/blobs/iBFFsYrjLRJVu62lMsdr/Bitcho1.png">Bitcho1.png</a></td></tr><tr><td><p><strong>SUPERIOR ECONOMICS</strong></p><ul><li>Only verified, audited protocols in our strategy selection</li><li>Real-time monitoring prevents losses from underperforming strategies</li><li>Automatic rebalancing protects against impermanent loss</li><li>Advanced cost modeling accounts for gas, slippage, and bridge fees</li><li>Smart timing for more profitable entries and exit</li></ul></td><td></td><td></td><td>null</td><td></td><td><a href="https://content.gitbook.com/content/WVNWPzkoPn3NLZyaaxkJ/blobs/3mBNKqo4jTKIOirteSiu/Image_20240820_113230_978.jpeg">Image_20240820_113230_978.jpeg</a></td></tr></tbody></table>

## What to expect

No more juggling platforms, timing markets, or missing opportunities.

Just deposit your ETH or USDC, and maxAPY handles the rest - continuously rebalancing, auto-compounding, and maximizing your returns with institutional-grade security across 9 chains.

| Without maxAPY                                                                                      | With maxAPY                                                                     |
| --------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------- |
| Living in Discord, scanning for alpha, researching all pools, in all protocols, in all chains, 24/7 | Deposit once, algorithms handle everything else on autopilot                    |
| Constantly swapping tokens with subpar rates and bridging to multiple chains                        | Deposit what you have from where you are and don't worry about swaps or bridges |
| Missing optimal yields while manual rebalancing between protocols                                   | Instant rebalancing to highest yields (accounting for gas + slippage)           |
| Getting rekt by IL when you can’t stay glued to the screen                                          | Algorithmic IL protection and auto-compounding                                  |
| Forced to split capital across multiple lower-yield vaults due to liquidity                         | Single deposit for exposure to multiple high-yield strategies                   |
| Bleeding ETH on gas for every move across protocols                                                 | Pooled transactions optimize gas costs for everyone                             |
| Tax reporting nightmares from countless transactions                                                | Single-transaction positions across all strategies and chains                   |

## One vault, all of DeFi

Your funds only touch the DeFi blue-chips: protocols with proven track records, massive TVL, and bulletproof security. No experiments, no sketchy farms - just battle-tested strategies that consistently outperform.

<figure><img src="https://content.gitbook.com/content/WVNWPzkoPn3NLZyaaxkJ/blobs/S81shMVHBjEaMNx7o1UG/UndelyingProtocols.png" alt=""><figcaption></figcaption></figure>


# How to start earning

Kickstart some galactic gains

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2F4dCpz67lHh9yGUav621p%2FmaxAPY-how-to-start-earning.png?alt=media&amp;token=2a4a2a52-e580-426a-aae2-06fd8b2035d5" alt=""><figcaption></figcaption></figure>

### 🔐 1. Connect Your Wallet

First things first, you need a Web3-compatible wallet. We recommend MetaMask for its security and ease of use, but we also support WalletConnect for broader compatibility.

* If you're new to DeFi, download MetaMask from their official website and set it up.
* Ensure your wallet is connected to the Ethereum mainnet.
* Visit [app.maxAPY.io](https://app.maxapy.io) and click "Connect Wallet" in the top right corner.
* Select your wallet provider and follow the prompts to connect.

### 💰 2. Deposit Assets to our Base vaults

Instead of requiring users to bridge and swap, deposits are now accepted from any chain in any token. Our system converts them internally and ensures they are deployed optimally.

It's time to fuel your yield rocket:

* Click the "START EARNING" button on the website.
* Select the vault you want to deposit to (ETH or USDC).
* Enter the amount you wish to deposit.
* Your tokens will be swapped into the vault's token and bridged to the Base network.

### 🤖 3. Algorithms Take the Wheel

Once your deposit is confirmed, our advanced algorithms spring into action:

* They continuously scan the DeFi landscape for the best yield opportunities.
* Your assets are automatically allocated and reallocated to optimize returns.
* The system compounds your yields, reinvesting earnings to accelerate growth.

You can monitor this process in real-time on the dashboards, but there's no need for manual intervention.

### ✅ 4. Confirm Transaction

Before finalizing your deposit:

* Double-check the transaction details in your wallet.
* Ensure you have enough funds to cover gas fees.
* Review the estimated gas costs and adjust if necessary.
* Confirm the transaction and wait for it to be processed on the network.

### 🏦 5. Withdraw When Ready

When you're ready to claim your optimized returns:

* Click the "Withdraw" button on the vault's dashboard.
* Enter the amount you wish to withdraw, or select "Max" for a full withdrawal.
* Confirm the transaction in your wallet, keeping an eye on gas fees.
* Once confirmed, your assets (original deposit plus yields) will be transferred back to your wallet.

***

Congratulations! You're now part of the maxAPY yield optimization crew. We're constantly refining our strategies to keep your returns in orbit, so stay tuned for updates and new features.

Remember, while we strive for the highest yields, all investments carry risk. Always do your own research and invest responsibly.


# Yield

Welcome to the engine room of maxAPY's yield system.

If you're keen to understand how we turn your deposits into a yield-generating powerhouse, you're in the right place.&#x20;

{% hint style="success" %}
**TLDR - "Where does the yield come from?"**

\
Simple: We put your assets to work across DeFi's most profitable (and battle-tested) protocols on 9+ EVM-compatible chains.&#x20;

When Curve needs liquidity, we provide it. When Aave needs lenders, we lend. When Convex offers boosted rewards, we boost. Your assets earn fees, lending interest, and protocol rewards - we just make sure they're always in the right place at the right time. We do this through optimized strategies on trusted protocols like Yearn, Sommelier, Convex, Beefy, etc.&#x20;

No magic, no hidden tricks, just smart deployment of capital across proven DeFi strategies.
{% endhint %}

***

## How Yields Are Calculated

The secret sauce of maxAPY's reward system is our multi-protocol integration. Here's how it works:

* **Asset Deployment**: When you deposit ETH or USDC, we convert it into yield-bearing assets across multiple protocols, depositing to the optimal strategies across the DeFi universe.
* **Continuous Optimization**: Our algorithms constantly rebalance these assets across various strategies to maximize returns.
* **Tokenization**: You receive maxETH or maxUSDC tokens in return for your deposit. These represent your share of the total pool.

#### **The maxToken Mechanism:**

* Each maxToken (e.g., maxETH) represents a proportional share of the total assets in the corresponding vault.
* As rewards are harvested and reinvested, the value of each maxToken increases relative to the underlying asset.
* This means your maxTokens are constantly growing in value, even if the number of tokens remains the same.

{% hint style="info" %}
Quick example:

1. You deposit 1 ETH and receive 1 maxETH.
2. The strategy earns a 10% yield over time.
3. Your 1 maxETH can now be redeemed for 1.1 ETH.
   {% endhint %}

***

## Harvesting and Claiming Rewards

Don't worry, you don't need to wake up at the crack of dawn like some old-timey farmer to harvest these yields. Our DeFi robot butler (aka our smart contracts) handles all the heavy lifting:

* **Automatic Harvesting**: Our system regularly harvests yields from various protocols.
* **Automatic Compounding**: These yields are automatically reinvested, compounding your returns.
* **Continuous Gains:** The value of your maxTokens increases in real-time as rewards are harvested and reinvested.

When you're ready to cash out:

1. Hit the "Withdraw" button on our platform.
2. Choose how many maxTokens you want to redeem.
3. Receive your original tokens plus all accumulated rewards.

The withdrawal process converts your maxTokens back into the underlying asset at the current exchange rate, which includes all your earned rewards. So easy even your grandma could do it.

For more information on withdrawals, check this out:

{% content-ref url="/pages/fRjcvQ2XrdnUAulwSlm1" %}
[Withdrawals](/protocol/withdrawals)
{% endcontent-ref %}

{% hint style="info" %}

#### What's a Harvest?

In DeFi, a **harvest** refers to the process of **claiming accrued yield or rewards** from a yield-generating strategy, such as liquidity provision, staking, or lending. Protocols distribute rewards over time, and harvesting collects these earnings, making them available for reinvestment, withdrawal, or compounding.
{% endhint %}

***

## Factors Influencing Yield

The yield you can earn on your assets depends on a number of factors:

{% tabs %}
{% tab title="Performance" %}
Not all strategies are created equal - each comes with its own balance of risk and potential reward. We're constantly measuring and adjusting these strategies, moving your assets to where they'll work hardest. Higher-performing strategies naturally lead to better rewards.
{% endtab %}

{% tab title="Amount" %}
Size matters. Larger deposits often earn better returns - it's just the nature of DeFi. Some of the juiciest yields are only accessible with substantial capital, but our pooled approach means you can access these premium strategies even without whale-sized deposits.
{% endtab %}

{% tab title="Duration" %}
Time is your friend. The longer your assets work with maxAPY, the more they can benefit from the magic of compound interest.
{% endtab %}

{% tab title="Conditions" %}
DeFi is dynamic - yields rise and fall based on market conditions. Everything from trading volume to token prices plays a part. But our algorithms don't just watch these changes; they adapt to them in real-time, constantly rebalancing to find optimal returns in any market.
{% endtab %}

{% tab title="Costs" %}
While gas fees don't directly affect your yield percentage, they can impact your actual returns. That's why we've built sophisticated gas optimization into our system, ensuring strategy shifts happen only when the potential gains clearly outweigh the costs. Your profits shouldn't get eaten up at the pump.
{% endtab %}
{% endtabs %}

{% hint style="warning" %}
While some strategies become more rewarding over time, **we never lock your funds**. That's a promise. You can withdraw anytime - because we believe your assets should work for you, not hold you hostage.
{% endhint %}

***

## Extra Rewards

In addition to the base yield generated through our integrated strategies, some protocols (e.g. Superform) offer extra incentives. These may include native tokens, bonus emissions, or partner-specific rewards.

maxAPY receives these rewards at the protocol level and redistributes them proportionally to depositors based on deposit size and duration since the last distribution.

To prevent farming exploits and ensure fairness, distributions are executed randomly once per week. This makes it impossible to predict or game the system.

{% hint style="danger" %}
Important: Withdrawing before the next reward distribution means forfeiting any rewards accrued since the previous one. Only active depositors at the time of distribution are eligible.
{% endhint %}

This system ensures rewards go to long-term contributors - not opportunistic capital.


# Cross-Chain Farming

maxAPY is evolving from independent single-chain vaults into a unified cross-chain yield optimization system. Where previously (our Beta version) each chain operated in isolation, V1 introduces seamless cross-chain strategy access through a sophisticated hub-and-spoke architecture.

<details>

<summary>The Evolution of maxAPY</summary>

In our past BETA system, maxAPY operated through independent vaults on different chains. For instance:

* A maxETH vault on Ethereum only accessed Ethereum-based strategies
* A maxETH vault on Polygon only accessed Polygon-based strategies
* Each vault operated independently, unable to tap into opportunities on other chains

This created market inefficiency - identical assets earning different yields solely due to infrastructural limitations.

</details>

V1 transforms this model through a hub-based architecture where a single Metavault on one chain (Base) can access and optimize yields across all supported chains.

## Omni-Chain Architecture

The V1 system operates through three interconnected but distinct components:

1. **MetaVault (The Hub)**
   * One Metavault per supported asset (eg. one for ETH, one for USDC)
   * Deployed on a single chain (Base)
   * Users deposit their assets here and only here
   * Makes allocation decisions across all available strategies (on all EVM chains)
   * Serves as the central point of user interaction
2. **Superform Integration (The Bridge)**
   * Handles all cross-chain asset movements
   * Provides standardized access to vaults across all EVM chains
   * Reports basic vault metrics including APY
   * Enables unified position management across chains
3. **SharePriceOracle (The Feedback Loop)**
   * Deployed on every EVM chain with potential strategies
   * Collects precise performance data from deployed (active) strategy vaults
   * Uses LayerZero and Chainlink to relay this data back to the MetaVault
   * Enables accurate performance tracking and optimization decisions

The system operates as a "*hub-and-spoke model with bidirectional data flow*":

{% hint style="info" %}
**Asset Flow:** MetaVault (Base) → Superform → ERC7540 Strategy Vaults (EVM Chains)

**Data Flow:** Strategy Vaults (EVM chains) → SharePriceOracle → LayerZero/Chainlink → MetaVault (Base)
{% endhint %}

This separation of concerns allows for:

* Efficient asset movement through bridges
* Independent performance monitoring through the oracle network
* Robust decision-making with accurate, real-time data

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FPl2O2UDiF3HYxwxlFntZ%2FmaxAPY-croscchain.png?alt=media&amp;token=704adeb2-b583-423f-8c2b-12bf79d0bed6" alt=""><figcaption></figcaption></figure>

***

## How It Works

Let's walk through a complete operational flow. Consider an ETH optimization scenario:

1. User deposits ETH to the maxETH MetaVault on Base
2. MetaVault has access to all ETH vaults across EVM chains
3. MetaVault identifies a high-yield opportunity in a Beefy vault on Polygon, a vault that is supported by our bridge providers and has its own yield-generating logic
4. MetaVault uses a bridge to cross-chain transfer ETH to the Polygon strategy
5. The maxAPY SharePriceOracle instance that is deployed on Polygon monitors strategy performance
6. Performance data flows back to the maxETH MetaVault on Base through LayerZero/Chainlink
7. MetaVault maintains accurate performance tracking and optimization, and can make reallocation decisions, or just make this data accessible to the user in a transparent and on-chain manner.

{% hint style="info" %}

#### *What happens if the bridge is not able to perform a cross-chain transfer?*

When (rarely) a bridge operation fails, our system has robust recovery mechanisms in place:

1. Failed transactions are automatically handled by Superform's infrastructure
2. Funds are fully returned to a designated refund address on the source network - the maxAPY temporary recovery vault
3. The protocol automatically detects the returned funds and initiates a retry
4. This process typically resolves within 4 hours

Important: **Your funds are never at risk during this process** - it's simply a timing delay that may require some additional gas fees paid by maxAPY.&#x20;

This is part of our defense-in-depth approach to cross-chain security.

{% endhint %}

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FEcLpZiNbjl32PjHV1ei3%2Fimage.png?alt=media&amp;token=17b3e28b-d1b0-4acc-aed8-ddfd2588fa1d" alt=""><figcaption></figcaption></figure>

***

## Integrated Chains

For each supported assset, we deploy your funds on the highest-yielding strategies across all major DeFi protocols on:

* [x] Ethereum
* [x] Optimism
* [x] Arbitrum
* [x] Polygon
* [x] BNB
* [x] Base
* [x] Avalanche
* [x] Linea
* [x] Blast

{% hint style="success" %}
These are the chains where we deploy your funds to the highest-yielding strategies—but also where you can deposit from. No need to bridge or swap manually; just deposit in any token, and we’ll zap it into the vaults on Base for you.
{% endhint %}


# Vaults

Welcome to the treasure chests of maxAPY. Our vaults are where the magic happens, turning your idle assets into yield-generating powerhouses. Let's break it down for you:

## What are maxAPY Vaults?

Think of our vaults as high-tech, DeFi piggy banks. But instead of just sitting there, these piggy banks are working overtime to grow your crypto stash deploying the funds to the most optimal [Strategies](/protocol/strategies) across all the ecosystem (and by all we mean all strategies, in all protocols, in 9+ EVM chains)

## Single-Asset Simplicity

We keep things straightforward here at maxAPY:

* **ETH Vault**: This vault is all about ETH (technically WETH, but don't sweat the details).
* **USDC Vault**: As you might guess, this one's for your USDC.

Each vault focuses on a single asset.&#x20;

Why? Because specialization leads to optimization, and optimization leads to better yields for you.

Our vaults are deployed on Base, but once your funds are deposited, they might be routed to other chains to get into the hottest yield opportunities. This is covered here:

{% content-ref url="/pages/T7Efe0PZJnUORFTTgNqt" %}
[Cross-Chain Farming](/protocol/cross-chain-farming)
{% endcontent-ref %}

{% hint style="success" %}
**NEW:**&#x20;

maxAPY supports deposits from any chain and any token.&#x20;

No need to bridge to Base, swap for WETH or USDC, or manually manage asset conversions - our system handles everything internally.&#x20;

Just deposit from where you are, with what you have, and we’ll zap it into our optimized vaults seamlessly.
{% endhint %}

## How it Works

{% stepper %}
{% step %}

### Deposit

You drop your ETH or USDC into the respective Base vault. Or just deposit any token you want from any supported EVM chain, and we'll zap it into the Base vault's underlying token (ETH or USDC)
{% endstep %}

{% step %}

### Receive maxTokens

In return, you get maxETH or maxUSDC tokens. These are like your vault receipts, representing your share of the pool.
{% endstep %}

{% step %}

### Start earning

Our smart algorithms then deploy your assets across various DeFi strategies (on Base, Ethereum, Polygon, [or any other EVM chain](/protocol/cross-chain-farming#integrated-chains)), always hunting for the best yields.
{% endstep %}

{% step %}

### Keep earning

As the strategies earn returns, the value of your maxTokens increases (compounding every reward). You don't need to claim or harvest anything - it's all automatic.
{% endstep %}
{% endstepper %}

To learn more about what impacts your earnings, head to:

{% content-ref url="/pages/Zsiak5gu4LRzxykJq5wY" %}
[Yield](/protocol/yield)
{% endcontent-ref %}

There, we also covered how the maxToken mechanism works.

## Why Use maxAPY Vaults?

* **Simplicity**: One deposit, multiple yield strategies.
* **Omni-chain Farming:** No matter on what chain the best yield is, we find it and deploy your funds there.
* **Optimization**: Our algorithms work 24/7 to maximize your returns.
* **Flexibility**: Deposit and withdraw whenever you want. No lockups here.
* **Compound Interest**: Your yields are automatically reinvested, accelerating your gains.
* **Security First**: Multi-layered security measures to protect your assets while they work for you.

***

Ready to put your assets to work? Head over to the [app](https://defi.maxapy.io/aayyEWUKY6XO/docsv1) and choose your vault. Whether you're Team ETH or Team USDC, we've got a yield-boosting rocket ready for launch.


# Strategies

This is where the real magic of maxAPY happens - our battle-tested strategies that make DeFi's complexity work in your favor.&#x20;

Below we break down exactly how we tap into the most profitable opportunities across all major protocols [on multiple chains](/protocol/cross-chain-farming#integrated-chains) while keeping your assets secure.

If you're a tech-wizard, a savvy strategist, or a hardcore DeFi devotee, this is where the magic happens.

## Strategy Deployment Overview

Here's how maxAPY manages your assets:

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FGQcETbQhepmAI9Tskrum%2FmaxAPY-strategies.png?alt=media&amp;token=4822e23e-b779-48ce-bada-06f4850e77b9" alt=""><figcaption></figcaption></figure>

{% stepper %}
{% step %}

### Analysis

We scan the DeFi landscape on 9+ EVM chains daily, evaluating protocols based on their performance history, security, and TVL. No guesswork - just data-driven decisions about where yields are both attractive and sustainable.
{% endstep %}

{% step %}

### Selection

Each potential strategy goes through rigorous vetting. We check liquidity levels, assess risks, and analyze past performance. If something looks too good to be true, it probably is - those don't make our cut.
{% endstep %}

{% step %}

### Implementation

Approved strategies join our pool of active options, making them eligible for capital allocation. Think of it as joining the premier league of yield strategies - they've proven themselves worthy, but still need to compete for playing time.
{% endstep %}

{% step %}

### Optimization

Our algorithms constantly compare active strategies against market opportunities. When better options emerge, we automatically rebalance - but only when the gains outweigh the costs.
{% endstep %}

{% step %}

### Monitoring

We don't just set and forget. Every active strategy is monitored for performance and risk. If something underperforms, it's out. No second chances when it comes to your assets.
{% endstep %}
{% endstepper %}

{% hint style="info" %}

#### What does "a strategy" look like?

A strategy is a multi-step process that maximizes yield by deploying assets efficiently across DeFi protocols.

Here’s a real example. The following sequential steps combined represent 1 strategy:

1. Deposit USDC into Aave → Earn interest and receive aUSDC (Aave's interest-bearing token)
2. Supply aUSDC into Convex Finance → Stake it in a Curve USDC pool to earn CRV rewards.
3. Boost Rewards via Convex → Use Convex to enhance CRV earnings and receive cvxCRV as extra rewards.
4. Auto-Harvest & Compound → Regularly claim and auto-compound CRV and cvxCRV into more USDC.

These strategies ensure maximum capital efficiency by layering multiple reward mechanisms while maintaining liquidity and security. **maxAPY optimizes real-time allocation across 700+ strategies.**
{% endhint %}

## Current Strategies

Among the 700+ strategies monitored by maxAPY around the clock, the following are currently ready for deployment. This list is updated weekly based on strategy performance, ensuring optimal selections for each vault:

{% tabs %}
{% tab title="maxETH Vault" %}

<table><thead><tr><th width="105.76953125" valign="top">Asset</th><th valign="top">Chain</th><th width="128" valign="top">Strategy</th><th valign="top">Protocol</th><th width="188.171875" valign="top">Address</th><th width="425.7734375" valign="top">URL</th></tr></thead><tbody><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum WETH</td><td valign="top">Aave</td><td valign="top">0x252231882FB38481497f3C767469106297c8d93b</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Aave Base WETH</td><td valign="top">Aave</td><td valign="top">0x468973e3264F2aEba0417A8f2cD0Ec397E738898</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_base_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Aave Arbitrum WETH</td><td valign="top">Aave</td><td valign="top">0x352F3475716261dCC991Bd5F2aF973eB3D0F5878</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x82af49447d8a07e3bd95bd0d56f35241523fbab1&#x26;marketName=proto_arbitrum_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x82af49447d8a07e3bd95bd0d56f35241523fbab1&#x26;marketName=proto_arbitrum_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">Aave Optimism WETH</td><td valign="top">Aave</td><td valign="top">0x98d69620C31869fD4822ceb6ADAB31180475FD37</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_optimism_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_optimism_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Polygon</td><td valign="top">Aave Polygon WETH</td><td valign="top">Aave</td><td valign="top">0xb3D5Af0A52a35692D3FcbE37669b3B8C31dddE7D</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x7ceb23fd6bc0add59e62ac25578270cff1b9f619&#x26;marketName=proto_polygon_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x7ceb23fd6bc0add59e62ac25578270cff1b9f619&#x26;marketName=proto_polygon_v3</a></td></tr><tr><td valign="top">ETH</td><td valign="top">BNB Chain</td><td valign="top">Aave BNB Chain ETH</td><td valign="top">Aave</td><td valign="top">0x52077433fB7053D747E2846aD0C18ff5015C368E</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x2170ed0880ac9a755fd29b2688956bd959f933f8&#x26;marketName=proto_bnb_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x2170ed0880ac9a755fd29b2688956bd959f933f8&#x26;marketName=proto_bnb_v3</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Base</td><td valign="top">Aave Base wstETH</td><td valign="top">Aave</td><td valign="top">0x03916e49f794Ab877eFA23597627eE8094E6cbB0</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xc1cba3fcea344f92d9239c08c0568f6f2f0ee452&#x26;marketName=proto_base_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xc1cba3fcea344f92d9239c08c0568f6f2f0ee452&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum wstETH</td><td valign="top">Aave</td><td valign="top">0x322AA5F5Be95644d6c36544B6c5061F072D16DF5</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x6b175474e89094c44da98b954eedeac495271d0f&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x6b175474e89094c44da98b954eedeac495271d0f&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">Aave Base cbETH</td><td valign="top">Aave</td><td valign="top">0x16A004065dfb11276DcB29Dc03fb8A85f9A43C6e</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Base</td><td valign="top">Aave Base weETH</td><td valign="top">Aave</td><td valign="top">0x588159E0d360ffAA978330812f9234818ab46E8E</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x04c0599ae5a44757c0af6f9ec3b93da8976c150a&#x26;marketName=proto_base_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x04c0599ae5a44757c0af6f9ec3b93da8976c150a&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum weETH</td><td valign="top">Aave</td><td valign="top">0x867b0CDC4B39a19945E616c29639b0390b39db3B</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xcd5fe23c85820f7b72d0926fc9b05b43e359b7ee&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xcd5fe23c85820f7b72d0926fc9b05b43e359b7ee&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Arbitrum</td><td valign="top">Aave Arbitrum wstETH</td><td valign="top">Aave</td><td valign="top">0x7775d4Ae4Dbb79a624fB96AAcDB8Ca74F671c0DF</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x5979d7b546e38e414f7e9822514be443a4800529&#x26;marketName=proto_arbitrum_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x5979d7b546e38e414f7e9822514be443a4800529&#x26;marketName=proto_arbitrum_v3</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Optimism</td><td valign="top">Aave Optimism wstETH</td><td valign="top">Aave</td><td valign="top">0xb972abef80046A57409e37a7DF5dEf2638917516</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x1f32b1c2345538c0c6f582fcb022739c4a194ebb&#x26;marketName=proto_optimism_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x1f32b1c2345538c0c6f582fcb022739c4a194ebb&#x26;marketName=proto_optimism_v3</a></td></tr><tr><td valign="top">rETH</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum rETH</td><td valign="top">Aave</td><td valign="top">0x867Cf025B5dA438c4e215c60B59bBB3aFe896Fda</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xae78736cd615f374d3085123a210448e74fc6393&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xae78736cd615f374d3085123a210448e74fc6393&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum cbETH</td><td valign="top">Aave</td><td valign="top">0xe2a6863C8f043457B497667Ef3c43073e2D69089</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xbe9895146f7af43049ca1c1ae358b0541ea49704&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xbe9895146f7af43049ca1c1ae358b0541ea49704&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">stETH</td><td valign="top">Ethereum</td><td valign="top">Affine ultraETH 2.0</td><td valign="top">Affine</td><td valign="top">0xcbC632833687DacDcc7DfaC96F6c5989381f4B47</td><td valign="top"><a href="https://app.affinedefi.com/restake?platform=eigenlayer">https://app.affinedefi.com/restake?platform=eigenlayer</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Affine ultraETHs 2.0</td><td valign="top">Affine</td><td valign="top">0xF0a949B935e367A94cDFe0F2A54892C2BC7b2131</td><td valign="top"><a href="https://app.affinedefi.com/restake?platform=symbiotic">https://app.affinedefi.com/restake?platform=symbiotic</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Aloe WETH-[BASED]</td><td valign="top">Aloe</td><td valign="top">0x25D3C4a59AC57D725dBB4a4EB42BADcF20F37bcD</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Aloe WETH-[BALD]</td><td valign="top">Aloe</td><td valign="top">0x39618E7f712C28bBf49699F3f7357a356ad138Bf</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">Aloe cbETH-[WETH]</td><td valign="top">Aloe</td><td valign="top">0x552b74cf56145EA1228Ef484C89D324406622188</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">Aloe WETH-[MOOBIFI]</td><td valign="top">Aloe</td><td valign="top">0xe8c2c9C7f9c14f0183350939A4D697c25fA68014</td><td valign="top"><a href="https://app.aloe.capital/">https://app.aloe.capital/</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Aloe WETH-[WBTC]</td><td valign="top">Aloe</td><td valign="top">0x941c9ebcDb1aF0d35122965Ab9b5Db16aF089FD3</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Aloe WETH-[cbETH]</td><td valign="top">Aloe</td><td valign="top">0xBC5EcCf710A0830c4F0e566fDbbEF0Ef6313dF39</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">Aloe WETH-[OP]</td><td valign="top">Aloe</td><td valign="top">0xaBB11be14467118733AD2e7DE8ef48330E3a5E5E</td><td valign="top"><a href="https://APP.ALOE.CAPITAL/MARKETS">HTTPS://APP.ALOE.CAPITAL/MARKETS</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Aloe WETH-[ARB]</td><td valign="top">Aloe</td><td valign="top">0x1A67bFFb168d4C0b28D94666D809b32adB303831</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Aloe WETH-[USDC]</td><td valign="top">Aloe</td><td valign="top">0x5a9FbC41276b885A35B89e93Bb1A68DB50BE1fE0</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Aloe WETH-[USDbC]</td><td valign="top">Aloe</td><td valign="top">0x2EFEb9e351596551E279FF43A4ec28292BD1E909</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">Aloe WETH-[USDC]</td><td valign="top">Aloe</td><td valign="top">0x0d40477976696AdDeb3F8AccA0E2E1Bb5367567a</td><td valign="top"><a href="https://APP.ALOE.CAPITAL/MARKETS">HTTPS://APP.ALOE.CAPITAL/MARKETS</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Arcadia V2 WETH</td><td valign="top">Arcadia Finance V2</td><td valign="top">0x393893caeB06B5C16728bb1E354b6c36942b1382</td><td valign="top"><a href="https://arcadia.finance/pools">https://arcadia.finance/pools</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Wrapped Arcadia V2 WETH</td><td valign="top">Arcadia Finance V2</td><td valign="top">0xD82BFa27D49e5a394ba371B293DaE65E9B7a8C60</td><td valign="top"><a href="https://arcadia.finance/pools">https://arcadia.finance/pools</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Mille-feuille Classic</td><td valign="top">BakerFi</td><td valign="top">0x01280b3683fE20Dc9cCF4D9526418F252871E4F7</td><td valign="top"><a href="https://bakerfi.xyz/app/position/mille-feuille/ethereum">https://bakerfi.xyz/app/position/mille-feuille/ethereum</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Mille-feuille a la Arbitrum</td><td valign="top">BakerFi</td><td valign="top">0x4c6d58749126FEBb1D28E8B8FdE97DC3107996d3</td><td valign="top"><a href="https://bakerfi.xyz/app/recipe/mille-feuille/arbitrum">https://bakerfi.xyz/app/recipe/mille-feuille/arbitrum</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Sapphire Tartelette a la Base</td><td valign="top">BakerFi</td><td valign="top">0x892022FE1431fdE03836725BBD0f0380e21E2095</td><td valign="top"><a href="https://bakerfi.xyz/app/recipe/sapphire-tartelette/base">https://bakerfi.xyz/app/recipe/sapphire-tartelette/base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Mille-feuille a la Base</td><td valign="top">BakerFi</td><td valign="top">0x37327c99bBc522e677a97d01021dB20227faF60A</td><td valign="top"><a href="https://bakerfi.xyz/app">https://bakerfi.xyz/app</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Swaap Lend ETH</td><td valign="top">Euler</td><td valign="top">0x716bF454066a84F39A2F78b5707e79a9d64f1225</td><td valign="top"><a href="https://app.euler.finance/vault/0x716bF454066a84F39A2F78b5707e79a9d64f1225?chainid=1">https://app.euler.finance/vault/0x716bF454066a84F39A2F78b5707e79a9d64f1225?chainid=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Euler Base WETH</td><td valign="top">Euler</td><td valign="top">0x859160DB5841E5cfB8D3f144C6b3381A85A4b410</td><td valign="top"><a href="https://app.euler.finance/vault/0x859160DB5841E5cfB8D3f144C6b3381A85A4b410?chainId=8453">https://app.euler.finance/vault/0x859160DB5841E5cfB8D3f144C6b3381A85A4b410?chainId=8453</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">MEV Capital WETH Borrowable</td><td valign="top">Euler</td><td valign="top">0xe2D6A2a16ff6d3bbc4C90736A7e6F7Cc3C9B8fa9</td><td valign="top"><a href="https://app.euler.finance/vault/0xe2D6A2a16ff6d3bbc4C90736A7e6F7Cc3C9B8fa9?chainid=1">https://app.euler.finance/vault/0xe2D6A2a16ff6d3bbc4C90736A7e6F7Cc3C9B8fa9?chainid=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Euler Prime WETH</td><td valign="top">Euler</td><td valign="top">0xD8b27CF359b7D15710a5BE299AF6e7Bf904984C2</td><td valign="top"><a href="https://app.euler.finance/vault/0xD8b27CF359b7D15710a5BE299AF6e7Bf904984C2?chainid=1">https://app.euler.finance/vault/0xD8b27CF359b7D15710a5BE299AF6e7Bf904984C2?chainid=1</a></td></tr><tr><td valign="top">rETH</td><td valign="top">Base</td><td valign="top">Euler Base RETH</td><td valign="top">Euler</td><td valign="top">0x8b70a855B057cA85F38Ebb2a7399D9FE0BDC1046</td><td valign="top"><a href="https://app.euler.finance/vault/0x8b70a855B057cA85F38Ebb2a7399D9FE0BDC1046?chainId=8453">https://app.euler.finance/vault/0x8b70a855B057cA85F38Ebb2a7399D9FE0BDC1046?chainId=8453</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Re7 Labs Renzo WETH</td><td valign="top">Euler</td><td valign="top">0xa992d3777282c44ee980E9B0ca9Bd0c0E4f737aF</td><td valign="top"><a href="https://app.euler.finance/vault/0xa992d3777282c44ee980E9B0ca9Bd0c0E4f737aF?chainid=1">https://app.euler.finance/vault/0xa992d3777282c44ee980E9B0ca9Bd0c0E4f737aF?chainid=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Apostro Lido Ecosystem WETH</td><td valign="top">Euler</td><td valign="top">0xf9a23b059858CdD0e3ED0DDE89864BB82B88aa19</td><td valign="top"><a href="https://app.euler.finance/vault/0xf9a23b059858CdD0e3ED0DDE89864BB82B88aa19?chainid=1">https://app.euler.finance/vault/0xf9a23b059858CdD0e3ED0DDE89864BB82B88aa19?chainid=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Re7 Labs Basic WETH</td><td valign="top">Euler</td><td valign="top">0x67e4e4e73947257Ca62D118E0FBC56D06f11d96F</td><td valign="top"><a href="https://app.euler.finance/vault/0x67e4e4e73947257Ca62D118E0FBC56D06f11d96F?chainid=1">https://app.euler.finance/vault/0x67e4e4e73947257Ca62D118E0FBC56D06f11d96F?chainid=1</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Ethereum</td><td valign="top">Euler Prime weETH</td><td valign="top">Euler</td><td valign="top">0xe846ca062aB869b66aE8DcD811973f628BA82eAf</td><td valign="top"><a href="https://app.euler.finance/vault/0xe846ca062aB869b66aE8DcD811973f628BA82eAf?chainid=1">https://app.euler.finance/vault/0xe846ca062aB869b66aE8DcD811973f628BA82eAf?chainid=1</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Base</td><td valign="top">Euler Base wstETH</td><td valign="top">Euler</td><td valign="top">0x7b181d6509DEabfbd1A23aF1E65fD46E89572609</td><td valign="top"><a href="https://app.euler.finance/vault/0x7b181d6509DEabfbd1A23aF1E65fD46E89572609?chainId=8453">https://app.euler.finance/vault/0x7b181d6509DEabfbd1A23aF1E65fD46E89572609?chainId=8453</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Euler Prime wstETH</td><td valign="top">Euler</td><td valign="top">0xbC4B4AC47582c3E38Ce5940B80Da65401F4628f1</td><td valign="top"><a href="https://app.euler.finance/vault/0xbC4B4AC47582c3E38Ce5940B80Da65401F4628f1?chainid=1">https://app.euler.finance/vault/0xbC4B4AC47582c3E38Ce5940B80Da65401F4628f1?chainid=1</a></td></tr><tr><td valign="top">ezETH</td><td valign="top">Base</td><td valign="top">Euler Base ezETH</td><td valign="top">Euler</td><td valign="top">0xa487f940D6f40D7304CD4e62751220f97124BeC9</td><td valign="top"><a href="https://app.euler.finance/vault/0xa487f940D6f40D7304CD4e62751220f97124BeC9?chainId=8453">https://app.euler.finance/vault/0xa487f940D6f40D7304CD4e62751220f97124BeC9?chainId=8453</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">Euler Base cbETH</td><td valign="top">Euler</td><td valign="top">0x358f25F82644eaBb441d0df4AF8746614fb9ea49</td><td valign="top"><a href="https://app.euler.finance/vault/0x358f25F82644eaBb441d0df4AF8746614fb9ea49?chainId=8453">https://app.euler.finance/vault/0x358f25F82644eaBb441d0df4AF8746614fb9ea49?chainId=8453</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Base</td><td valign="top">Euler Base weETH</td><td valign="top">Euler</td><td valign="top">0xd4A805261B28f375fc9c3d89EcD2C952Cd130d14</td><td valign="top"><a href="https://app.euler.finance/vault/0xd4A805261B28f375fc9c3d89EcD2C952Cd130d14?chainId=8453">https://app.euler.finance/vault/0xd4A805261B28f375fc9c3d89EcD2C952Cd130d14?chainId=8453</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Re7 Labs Basic wstETH</td><td valign="top">Euler</td><td valign="top">0xc41252D4F61D25658cD83Cc39942c49776E1B0C5</td><td valign="top"><a href="https://app.euler.finance/vault/0xc41252D4F61D25658cD83Cc39942c49776E1B0C5?chainid=1">https://app.euler.finance/vault/0xc41252D4F61D25658cD83Cc39942c49776E1B0C5?chainid=1</a></td></tr><tr><td valign="top">ezETH</td><td valign="top">Ethereum</td><td valign="top">Re7 Labs Renzo ezETH</td><td valign="top">Euler</td><td valign="top">0x82c710B9B225B43C0c90f097DB31f5f10a7F86FA</td><td valign="top"><a href="https://app.euler.finance/vault/0x82c710B9B225B43C0c90f097DB31f5f10a7F86FA?chainid=1">https://app.euler.finance/vault/0x82c710B9B225B43C0c90f097DB31f5f10a7F86FA?chainid=1</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Ethereum</td><td valign="top">Euler Prime cbETH</td><td valign="top">Euler</td><td valign="top">0x7338d86137052F0dF6e9048d6D23e09735a99585</td><td valign="top"><a href="https://app.euler.finance/vault/0x7338d86137052F0dF6e9048d6D23e09735a99585?chainid=1">https://app.euler.finance/vault/0x7338d86137052F0dF6e9048d6D23e09735a99585?chainid=1</a></td></tr><tr><td valign="top">ezETH</td><td valign="top">Ethereum</td><td valign="top">MEV Capital ezETH Escrow</td><td valign="top">Euler</td><td valign="top">0xE3ea69f8661FFac04E269f99C14ba73e2Bb10633</td><td valign="top"><a href="https://app.euler.finance/vault/0xE3ea69f8661FFac04E269f99C14ba73e2Bb10633?chainid=1">https://app.euler.finance/vault/0xE3ea69f8661FFac04E269f99C14ba73e2Bb10633?chainid=1</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Resolv wstETH vault</td><td valign="top">Euler</td><td valign="top">0xe11a462235A39C90921C4a59D4E8B2707330BCf2</td><td valign="top"><a href="https://app.euler.finance/vault/0xe11a462235A39C90921C4a59D4E8B2707330BCf2?chainId=1">https://app.euler.finance/vault/0xe11a462235A39C90921C4a59D4E8B2707330BCf2?chainId=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Alterscope WETH Genesis</td><td valign="top">Euler</td><td valign="top">0x0E88544bf60bbc748FA542B79e9aE3Cf18Db7F75</td><td valign="top"><a href="https://app.euler.finance/vault/0x0E88544bf60bbc748FA542B79e9aE3Cf18Db7F75?chainid=1">https://app.euler.finance/vault/0x0E88544bf60bbc748FA542B79e9aE3Cf18Db7F75?chainid=1</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Re7 Labs Renzo wstETH</td><td valign="top">Euler</td><td valign="top">0xc40A68b5E536632b6572283F996B830B34607d01</td><td valign="top"><a href="https://app.euler.finance/vault/0xc41252D4F61D25658cD83Cc39942c49776E1B0C5?chainid=1">https://app.euler.finance/vault/0xc41252D4F61D25658cD83Cc39942c49776E1B0C5?chainid=1</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Alterscope wstETH Genesis</td><td valign="top">Euler</td><td valign="top">0x1926f5Bb9ed68BA83255fB219828a90Bd9F40771</td><td valign="top"><a href="https://app.euler.finance/vault/0x1926f5Bb9ed68BA83255fB219828a90Bd9F40771?chainid=1">https://app.euler.finance/vault/0x1926f5Bb9ed68BA83255fB219828a90Bd9F40771?chainid=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Dinero Protocol WETH</td><td valign="top">Euler</td><td valign="top">0xBe4089616039eC3F7361B7058d92a90246ee86e0</td><td valign="top"><a href="https://app.euler.finance/vault/0xBe4089616039eC3F7361B7058d92a90246ee86e0?chainid=1">https://app.euler.finance/vault/0xBe4089616039eC3F7361B7058d92a90246ee86e0?chainid=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Fluid Wrapped Ether</td><td valign="top">Fluid</td><td valign="top">0x90551c1795392094FE6D29B758EcCD233cFAa260</td><td valign="top"><a href="https://fluid.instadapp.io/lending/1/WETH">https://fluid.instadapp.io/lending/1/WETH</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Fluid Wrapped Ether</td><td valign="top">Fluid</td><td valign="top">0x9272D6153133175175Bc276512B2336BE3931CE9</td><td valign="top"><a href="https://fluid.instadapp.io/lending/8453/WETH">https://fluid.instadapp.io/lending/8453/WETH</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Fluid Wrapped Ether</td><td valign="top">Fluid</td><td valign="top">0x45Df0656F8aDf017590009d2f1898eeca4F0a205</td><td valign="top"><a href="https://fluid.instadapp.io/lending/42161/WETH">https://fluid.instadapp.io/lending/42161/WETH</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Fluid Wrapped liquid staked Ether</td><td valign="top">Fluid</td><td valign="top">0x2411802D8BEA09be0aF8fD8D08314a63e706b29C</td><td valign="top"><a href="https://fluid.instadapp.io/lending/1/wstETH">https://fluid.instadapp.io/lending/1/wstETH</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Arbitrum</td><td valign="top">Fluid Wrapped liquid staked Ether</td><td valign="top">Fluid</td><td valign="top">0x66C25Cd75EBdAA7E04816F643d8E46cecd3183c9</td><td valign="top"><a href="https://fluid.instadapp.io/lending/42161/wstETH">https://fluid.instadapp.io/lending/42161/wstETH</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Base</td><td valign="top">Fluid Wrapped liquid staked Ether</td><td valign="top">Fluid</td><td valign="top">0x896E39f0E9af61ECA9dD2938E14543506ef2c2b5</td><td valign="top"><a href="https://fluid.instadapp.io/lending/8453/wstETH">https://fluid.instadapp.io/lending/8453/wstETH</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Arbitrum</td><td valign="top">Fluid Wrapped eETH</td><td valign="top">Fluid</td><td valign="top">0x0D00C4A2f766b7AFE2cc8F6467E296400A32B239</td><td valign="top"><br></td></tr><tr><td valign="top">frxETH</td><td valign="top">Ethereum</td><td valign="top">Staked Frax Ether</td><td valign="top">Frax Finance</td><td valign="top">0xac3E018457B222d93114458476f3E3416Abbe38F</td><td valign="top"><a href="https://app.frax.finance/frxeth/stake">https://app.frax.finance/frxeth/stake</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Trade WETH v3</td><td valign="top">Gearbox</td><td valign="top">0xda0002859B2d05F66a753d8241fCDE8623f26F4f</td><td valign="top"><a href="https://app.gearbox.fi/pools/0xda0002859b2d05f66a753d8241fcde8623f26f4f">https://app.gearbox.fi/pools/0xda0002859b2d05f66a753d8241fcde8623f26f4f</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Main WETH v3</td><td valign="top">Gearbox</td><td valign="top">0x04419d3509f13054f60d253E0c79491d9E683399</td><td valign="top"><a href="https://app.gearbox.fi/pools/0x04419d3509f13054f60d253e0c79491d9e683399">https://app.gearbox.fi/pools/0x04419d3509f13054f60d253e0c79491d9e683399</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">WETH v3</td><td valign="top">Gearbox</td><td valign="top">0x42dB77B3103c71059F4b997d6441cFB299FD0d94</td><td valign="top"><a href="https://app.gearbox.fi/pools/0x42db77b3103c71059f4b997d6441cfb299fd0d94">https://app.gearbox.fi/pools/0x42db77b3103c71059f4b997d6441cfb299fd0d94</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">YIELD CHASING ETH</td><td valign="top">Goat</td><td valign="top">0xe1c410eefAeBB052E17E0cB6F1c3197F35765Aab</td><td valign="top"><a href="https://app.goat.fi/vault/arbitrum/ycETH">https://app.goat.fi/vault/arbitrum/ycETH</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Moonwell ETH</td><td valign="top">Harvest Finance</td><td valign="top">0x0B0193fAD49DE45F5E2B0A9f5D6Bc3BB7D281688</td><td valign="top"><a href="https://app.harvest.finance/base/0x0B0193fAD49DE45F5E2B0A9f5D6Bc3BB7D281688">https://app.harvest.finance/base/0x0B0193fAD49DE45F5E2B0A9f5D6Bc3BB7D281688</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">ExtraFi ETH</td><td valign="top">Harvest Finance</td><td valign="top">0x35C42077652a3d1434926ff3ce0fA3442b6C403a</td><td valign="top"><a href="https://app.harvest.finance/base/0x35C42077652a3d1434926ff3ce0fA3442b6C403a">https://app.harvest.finance/base/0x35C42077652a3d1434926ff3ce0fA3442b6C403a</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Lodestar ETH</td><td valign="top">Harvest Finance</td><td valign="top">0x2b70238022589f17E7b266BC753E74027D57009F</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x2b70238022589f17E7b266BC753E74027D57009F">https://app.harvest.finance/arbitrum/0x2b70238022589f17E7b266BC753E74027D57009F</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Aave WETH</td><td valign="top">Harvest Finance</td><td valign="top">0x30ca32d06e47B6a23C159E7Ca3950B2CcaB8E3e8</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x30ca32d06e47B6a23C159E7Ca3950B2CcaB8E3e8">https://app.harvest.finance/arbitrum/0x30ca32d06e47B6a23C159E7Ca3950B2CcaB8E3e8</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Fluid ETH</td><td valign="top">Harvest Finance</td><td valign="top">0xE351c30c1B7Da09df89D1C8528ce7110D0702d23</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xE351c30c1B7Da09df89D1C8528ce7110D0702d23">https://app.harvest.finance/arbitrum/0xE351c30c1B7Da09df89D1C8528ce7110D0702d23</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Arbitrum</td><td valign="top">Lodestar wstETH</td><td valign="top">Harvest Finance</td><td valign="top">0xEF39eF2069A9A65cD6476b6C9a6FB7dD2910f370</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xEF39eF2069A9A65cD6476b6C9a6FB7dD2910f370">https://app.harvest.finance/arbitrum/0xEF39eF2069A9A65cD6476b6C9a6FB7dD2910f370</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Dolomite ETH</td><td valign="top">Harvest Finance</td><td valign="top">0x11F629445C55BbCb03EbE7cB15Bcf770eB006917</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x11F629445C55BbCb03EbE7cB15Bcf770eB006917">https://app.harvest.finance/arbitrum/0x11F629445C55BbCb03EbE7cB15Bcf770eB006917</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Fluid ETH</td><td valign="top">Harvest Finance</td><td valign="top">0x24736f73c5FB1960862295730CFC61517992C2e6</td><td valign="top"><a href="https://app.harvest.finance/base/0x24736f73c5FB1960862295730CFC61517992C2e6">https://app.harvest.finance/base/0x24736f73c5FB1960862295730CFC61517992C2e6</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Compound WETH</td><td valign="top">Harvest Finance</td><td valign="top">0xF5431bdcb688D1E261Cb4cddC5AD6f2713d79Ac5</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xF5431bdcb688D1E261Cb4cddC5AD6f2713d79Ac5">https://app.harvest.finance/arbitrum/0xF5431bdcb688D1E261Cb4cddC5AD6f2713d79Ac5</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">Moonwell cbETH</td><td valign="top">Harvest Finance</td><td valign="top">0x99946CEFb02249270373f7F2DC0bd9b085d52ae5</td><td valign="top"><a href="https://app.harvest.finance/base/0x99946CEFb02249270373f7F2DC0bd9b085d52ae5">https://app.harvest.finance/base/0x99946CEFb02249270373f7F2DC0bd9b085d52ae5</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Base</td><td valign="top">Moonwell wstETH</td><td valign="top">Harvest Finance</td><td valign="top">0x6C90F6cC42cC64d6fC110f02dE964089b6298dE7</td><td valign="top"><a href="https://app.harvest.finance/base/0x6C90F6cC42cC64d6fC110f02dE964089b6298dE7">https://app.harvest.finance/base/0x6C90F6cC42cC64d6fC110f02dE964089b6298dE7</a></td></tr><tr><td valign="top">rETH</td><td valign="top">Base</td><td valign="top">Moonwell rETH</td><td valign="top">Harvest Finance</td><td valign="top">0x3ef3a16367A82436cE64b25907db3dC58664A727</td><td valign="top"><a href="https://app.harvest.finance/base/0x3ef3a16367A82436cE64b25907db3dC58664A727">https://app.harvest.finance/base/0x3ef3a16367A82436cE64b25907db3dC58664A727</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Aave WETH</td><td valign="top">Harvest Finance</td><td valign="top">0x25F92841689F8477057b48dd75F64db965FCE9a7</td><td valign="top"><a href="https://app.harvest.finance/base/0x25F92841689F8477057b48dd75F64db965FCE9a7">https://app.harvest.finance/base/0x25F92841689F8477057b48dd75F64db965FCE9a7</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Base</td><td valign="top">Seamless wstETH</td><td valign="top">Harvest Finance</td><td valign="top">0x94012F721e059748B986394EB5fE2820025F47Ff</td><td valign="top"><a href="https://app.harvest.finance/base/0x94012F721e059748B986394EB5fE2820025F47Ff">https://app.harvest.finance/base/0x94012F721e059748B986394EB5fE2820025F47Ff</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">Seamless cbETH</td><td valign="top">Harvest Finance</td><td valign="top">0xC62e0378bb3736bcC148B9A25b1e2ACF523B5f00</td><td valign="top"><a href="https://app.harvest.finance/base/0xC62e0378bb3736bcC148B9A25b1e2ACF523B5f00">https://app.harvest.finance/base/0xC62e0378bb3736bcC148B9A25b1e2ACF523B5f00</a></td></tr><tr><td valign="top">stETH</td><td valign="top">Ethereum</td><td valign="top">Instadapp ETH v2</td><td valign="top">Instadapp Lite</td><td valign="top">0xA0D3707c569ff8C87FA923d3823eC5D81c98Be78</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Ion LRT Vault</td><td valign="top">Ion Protocol</td><td valign="top">0x0000000000895f1D9e978788C6367d47127dd218</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">MEV Capital wETH</td><td valign="top">Morpho</td><td valign="top">0x9a8bC3B04b7f3D87cfC09ba407dCED575f2d61D8</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x9a8bC3B04b7f3D87cfC09ba407dCED575f2d61D8">https://app.morpho.org/vault?vault=0x9a8bC3B04b7f3D87cfC09ba407dCED575f2d61D8</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Gauntlet WETH Core</td><td valign="top">Morpho</td><td valign="top">0x4881Ef0BF6d2365D3dd6499ccd7532bcdBCE0658</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x4881Ef0BF6d2365D3dd6499ccd7532bcdBCE0658">https://app.morpho.org/vault?vault=0x4881Ef0BF6d2365D3dd6499ccd7532bcdBCE0658</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Index Coop hyETH</td><td valign="top">Morpho</td><td valign="top">0x701907283a57FF77E255C3f1aAD790466B8CE4ef</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x701907283a57FF77E255C3f1aAD790466B8CE4ef&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x701907283a57FF77E255C3f1aAD790466B8CE4ef&#x26;network=mainnet</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Ionic Ecosystem WETH</td><td valign="top">Morpho</td><td valign="top">0x9aB2d181E4b87ba57D5eD564D3eF652C4E710707</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x9aB2d181E4b87ba57D5eD564D3eF652C4E710707&#x26;network=base">https://app.morpho.org/vault?vault=0x9aB2d181E4b87ba57D5eD564D3eF652C4E710707&#x26;network=base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Re7 WETH</td><td valign="top">Morpho</td><td valign="top">0x78Fc2c2eD1A4cDb5402365934aE5648aDAd094d0</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x78Fc2c2eD1A4cDb5402365934aE5648aDAd094d0">https://app.morpho.org/vault?vault=0x78Fc2c2eD1A4cDb5402365934aE5648aDAd094d0</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Gauntlet WETH Core</td><td valign="top">Morpho</td><td valign="top">0x6b13c060F13Af1fdB319F52315BbbF3fb1D88844</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x6b13c060F13Af1fdB319F52315BbbF3fb1D88844&#x26;network=base">https://app.morpho.org/vault?vault=0x6b13c060F13Af1fdB319F52315BbbF3fb1D88844&#x26;network=base</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Smokehouse WSTETH</td><td valign="top">Morpho</td><td valign="top">0x833AdaeF212c5cD3f78906B44bBfb18258F238F0</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x833adaef212c5cd3f78906b44bbfb18258f238f0&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x833adaef212c5cd3f78906b44bbfb18258f238f0&#x26;network=mainnet</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Re7 WETH</td><td valign="top">Morpho</td><td valign="top">0xA2Cac0023a4797b4729Db94783405189a4203AFc</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xA2Cac0023a4797b4729Db94783405189a4203AFc&#x26;network=base">https://app.morpho.org/vault?vault=0xA2Cac0023a4797b4729Db94783405189a4203AFc&#x26;network=base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Ionic Ecosystem WETH</td><td valign="top">Morpho</td><td valign="top">0x5A32099837D89E3a794a44fb131CBbAD41f87a8C</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x5A32099837D89E3a794a44fb131CBbAD41f87a8C&#x26;network=base">https://app.morpho.org/vault?vault=0x5A32099837D89E3a794a44fb131CBbAD41f87a8C&#x26;network=base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Steakhouse ETH</td><td valign="top">Morpho</td><td valign="top">0xbEEf050a7485865A7a8d8Ca0CC5f7536b7a3443e</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xbEEf050a7485865A7a8d8Ca0CC5f7536b7a3443e&#x26;network=base&#x26;morphoPrice=0.75">https://app.morpho.org/vault?vault=0xbEEf050a7485865A7a8d8Ca0CC5f7536b7a3443e&#x26;network=base&#x26;morphoPrice=0.75</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">IndexCoop hyETH</td><td valign="top">Morpho</td><td valign="top">0xc554929a61d862F2741077F8aafa147479c0b308</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xc554929a61d862F2741077F8aafa147479c0b308&#x26;network=mainnet">https://app.morpho.org/vault?vault=0xc554929a61d862F2741077F8aafa147479c0b308&#x26;network=mainnet</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Gauntlet WETH Prime</td><td valign="top">Morpho</td><td valign="top">0x2371e134e3455e0593363cBF89d3b6cf53740618</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x2371e134e3455e0593363cBF89d3b6cf53740618">https://app.morpho.org/vault?vault=0x2371e134e3455e0593363cBF89d3b6cf53740618</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">SteakHOUSE ETH</td><td valign="top">Morpho</td><td valign="top">0xBEEf050ecd6a16c4e7bfFbB52Ebba7846C4b8cD4</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xBEEf050ecd6a16c4e7bfFbB52Ebba7846C4b8cD4">https://app.morpho.org/vault?vault=0xBEEf050ecd6a16c4e7bfFbB52Ebba7846C4b8cD4</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Flagship ETH</td><td valign="top">Morpho</td><td valign="top">0x38989BBA00BDF8181F4082995b3DEAe96163aC5D</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x38989BBA00BDF8181F4082995b3DEAe96163aC5D">https://app.morpho.org/vault?vault=0x38989BBA00BDF8181F4082995b3DEAe96163aC5D</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Moonwell Flagship ETH</td><td valign="top">Morpho</td><td valign="top">0xa0E430870c4604CcfC7B38Ca7845B1FF653D0ff1</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xa0E430870c4604CcfC7B38Ca7845B1FF653D0ff1&#x26;network=base">https://app.morpho.org/vault?vault=0xa0E430870c4604CcfC7B38Ca7845B1FF653D0ff1&#x26;network=base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Pyth ETH</td><td valign="top">Morpho</td><td valign="top">0x80D9964fEb4A507dD697b4437Fc5b25b618CE446</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x80D9964fEb4A507dD697b4437Fc5b25b618CE446&#x26;network=base">https://app.morpho.org/vault?vault=0x80D9964fEb4A507dD697b4437Fc5b25b618CE446&#x26;network=base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Gauntlet WETH Ecosystem</td><td valign="top">Morpho</td><td valign="top">0x1e6ffa4e9F63d10B8820A3ab52566Af881Dab53c</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x1e6ffa4e9F63d10B8820A3ab52566Af881Dab53c&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x1e6ffa4e9F63d10B8820A3ab52566Af881Dab53c&#x26;network=mainnet</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Relend ETH</td><td valign="top">Morpho</td><td valign="top">0x70F796946eD919E4Bc6cD506F8dACC45E4539771</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x70F796946eD919E4Bc6cD506F8dACC45E4539771&#x26;network=base">https://app.morpho.org/vault?vault=0x70F796946eD919E4Bc6cD506F8dACC45E4539771&#x26;network=base</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Prime Ether</td><td valign="top">Notional Finance</td><td valign="top">0x4a9e282635567cC4D3C6a24E16C2335f10Dee9B8</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/ETH">https://www.notional.finance/lend-variable/mainnet/ETH</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Prime ETH</td><td valign="top">Notional Finance</td><td valign="top">0xabc07BF91469C5450D6941dD0770E6E6761B90d6</td><td valign="top"><a href="https://www.notional.finance/lend-variable/arbitrum/ETH">https://www.notional.finance/lend-variable/arbitrum/ETH</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Arbitrum</td><td valign="top">Prime wstETH</td><td valign="top">Notional Finance</td><td valign="top">0xbC323E3564Fb498E55CDc83a3Ea6bB1AF8402D6B</td><td valign="top"><a href="https://www.notional.finance/lend-variable/arbitrum/wstETH">https://www.notional.finance/lend-variable/arbitrum/wstETH</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Arbitrum</td><td valign="top">Prime Coinbase Wrapped Staked ETH</td><td valign="top">Notional Finance</td><td valign="top">0xA135D7f10545e3a45e24e79eCD4e4c3c78cF56Bf</td><td valign="top"><a href="https://www.notional.finance/lend-variable/arbitrum/cbETH">https://www.notional.finance/lend-variable/arbitrum/cbETH</a></td></tr><tr><td valign="top">rETH</td><td valign="top">Arbitrum</td><td valign="top">Prime Rocket Pool ETH</td><td valign="top">Notional Finance</td><td valign="top">0x866EB09d3D1397B8a28CFE5dCEeaED9362840385</td><td valign="top"><a href="https://www.notional.finance/lend-variable/arbitrum/rETH">https://www.notional.finance/lend-variable/arbitrum/rETH</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Prime Wrapped Liquid Staked Ether</td><td valign="top">Notional Finance</td><td valign="top">0xfbAdc4f18dDC7EBdBc920d3f9b0Ca7A1296788d1</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/wstETH">https://www.notional.finance/lend-variable/mainnet/wstETH</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Ethereum</td><td valign="top">Prime Coinbase Wrapped Staked ETH</td><td valign="top">Notional Finance</td><td valign="top">0x265329C8F15671d7cA501710e3bD0E6CB257948F</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/cbETH">https://www.notional.finance/lend-variable/mainnet/cbETH</a></td></tr><tr><td valign="top">rETH</td><td valign="top">Ethereum</td><td valign="top">Prime Rocket Pool ETH</td><td valign="top">Notional Finance</td><td valign="top">0x39A1f8e5D2422CCc5e08c5B4019Ab70147f5cC95</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/rETH">https://www.notional.finance/lend-variable/mainnet/rETH</a></td></tr><tr><td valign="top">OETH</td><td valign="top">Ethereum</td><td valign="top">Wrapped OETH</td><td valign="top">Origin Protocol</td><td valign="top">0xDcEe70654261AF21C44c093C300eD3Bb97b78192</td><td valign="top"><a href="https://app.oeth.com/">https://app.oeth.com/</a></td></tr><tr><td valign="top">ETH</td><td valign="top">BNB Chain</td><td valign="top">WETH Multi-Strategy Vault</td><td valign="top">Reaper.Farm</td><td valign="top">0xFd5F67449831507203f4e03FdFEe683ebbF0f784</td><td valign="top"><a href="https://www.reaper.farm/">https://www.reaper.farm/</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">Seamless Base - ETH</td><td valign="top">Seamless Protocol</td><td valign="top">0x527E4cd7A406a65af222c8D5062759491365CA44</td><td valign="top"><a href="https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_base_v3">https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Base</td><td valign="top">Seamless Base - wstETH</td><td valign="top">Seamless Protocol</td><td valign="top">0xB969a4189625b5A55E9d65a57A9F3CBc2714b270</td><td valign="top"><a href="https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0xc1cba3fcea344f92d9239c08c0568f6f2f0ee452&#x26;marketName=proto_base_v3">https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0xc1cba3fcea344f92d9239c08c0568f6f2f0ee452&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">Seamless Base - CBETH</td><td valign="top">Seamless Protocol</td><td valign="top">0x508A60c7227e3623Fcb9EEf75934A288D10Fbaf2</td><td valign="top"><a href="https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3">https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Turbo STETH</td><td valign="top">Sommelier</td><td valign="top">0xfd6db5011b171B05E1Ea3b92f9EAcaEEb055e971</td><td valign="top"><a href="https://app.somm.finance/strategies/Turbo-STETH/manage">https://app.somm.finance/strategies/Turbo-STETH/manage</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Real Yield ETH</td><td valign="top">Sommelier</td><td valign="top">0xb5b29320d2Dde5BA5BAFA1EbcD270052070483ec</td><td valign="top"><a href="https://app.somm.finance/strategies/Real-Yield-ETH/manage">https://app.somm.finance/strategies/Real-Yield-ETH/manage</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">Real Yield ETH</td><td valign="top">Sommelier</td><td valign="top">0xC47bB288178Ea40bF520a91826a3DEE9e0DbFA4C</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Real Yield ETH</td><td valign="top">Sommelier</td><td valign="top">0xC47bB288178Ea40bF520a91826a3DEE9e0DbFA4C</td><td valign="top"><a href="https://app.somm.finance/strategies/real-yield-eth-arb/manage">https://app.somm.finance/strategies/real-yield-eth-arb/manage</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Turbo ETHX</td><td valign="top">Sommelier</td><td valign="top">0x19B8D8FC682fC56FbB42653F68c7d48Dd3fe597E</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top"><br></td><td valign="top">Sommelier</td><td valign="top">0xdAdC82e26b3739750E036dFd9dEfd3eD459b877A</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Morpho ETH Maximizer</td><td valign="top">Sommelier</td><td valign="top">0xcf4B531b4Cde95BD35d71926e09B2b54c564F5b6</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top"><br></td><td valign="top">Sommelier</td><td valign="top">0xC47bB288178Ea40bF520a91826a3DEE9e0DbFA4C</td><td valign="top"><br></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Spectra Amphor Symbiotic LRT</td><td valign="top">Spectra</td><td valign="top">0xeaB93Ec2A82eB235a1f426Accd9254f2aB32A99d</td><td valign="top"><a href="https://app.spectra.finance/">https://app.spectra.finance/</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">Spectra GM Wrapped Ether</td><td valign="top">Spectra</td><td valign="top">0x1C5Ecca381961D92b6aAF7bC1656C37021b0F1D9</td><td valign="top"><a href="https://app.spectra.finance/">https://app.spectra.finance/</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">Spectra Amphor Restaked ETH</td><td valign="top">Spectra</td><td valign="top">0x06c03069de266F58d10A0724a4f65C3D4feFfF4D</td><td valign="top"><a href="https://app.spectra.finance/">https://app.spectra.finance/</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Linea</td><td valign="top">Sturdy Interest Bearing WETH</td><td valign="top">Sturdy Finance</td><td valign="top">0x6EeFDBAd45AA2a688bbD5b7c098c323f05Df2223</td><td valign="top"><a href="https://v2.sturdy.finance/silos/linea/0xda11c8D85203f9D616246754B8957F00892476b1">https://v2.sturdy.finance/silos/linea/0xda11c8D85203f9D616246754B8957F00892476b1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">Sturdy ETH/ezETH silo</td><td valign="top">Sturdy Finance</td><td valign="top">0x5FAd91704F52b173A5d9Fb8Cf83822A1d9848892</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Kelp aggregator</td><td valign="top">Sturdy Finance</td><td valign="top">0xe2FdF0526629D85b719DCbC6EFE833b1B5b3Cb36</td><td valign="top"><a href="https://v2.sturdy.finance/aggregators/ethereum/0xe2FdF0526629D85b719DCbC6EFE833b1B5b3Cb36/deposit">https://v2.sturdy.finance/aggregators/ethereum/0xe2FdF0526629D85b719DCbC6EFE833b1B5b3Cb36/deposit</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Swell aggregator</td><td valign="top">Sturdy Finance</td><td valign="top">0xBd564BFE6F2366336ecD707862EDa79b97BCE383</td><td valign="top"><a href="https://v2.sturdy.finance/aggregators/ethereum/0xBd564BFE6F2366336ecD707862EDa79b97BCE383/deposit">https://v2.sturdy.finance/aggregators/ethereum/0xBd564BFE6F2366336ecD707862EDa79b97BCE383/deposit</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Sommelier aggregator</td><td valign="top">Sturdy Finance</td><td valign="top">0x2Ca52C78d7932e285f2eA5928Fb7251baEC3f166</td><td valign="top"><br></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">wstETh Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0xa48d49F63Dfc185cDD409B65f042955f509d9658</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0xa48d49F63Dfc185cDD409B65f042955f509d9658?chainId=1">https://app.vaultcraft.io/vaults/0xa48d49F63Dfc185cDD409B65f042955f509d9658?chainId=1</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">wsteth smart vault</td><td valign="top">Vaultcraft</td><td valign="top">0x434E7EA9BC77C93c3F4680862281603338c7aE02</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">WETH Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0xe1489Af32c45c51f94Acdb3F36B7032A82F6f55D</td><td valign="top"><br></td></tr><tr><td valign="top">OETH</td><td valign="top">Ethereum</td><td valign="top">OEther smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x95Ca391fB08F612Dc6b0CbDdcb6708C21d5A8295</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x95Ca391fB08F612Dc6b0CbDdcb6708C21d5A8295?chainId=1">https://app.vaultcraft.io/vaults/0x95Ca391fB08F612Dc6b0CbDdcb6708C21d5A8295?chainId=1</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Arbitrum</td><td valign="top">WETH SMart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0xC4bBbbAF12B1bE472E6E7B1A76d2756d5C763F95</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0xC4bBbbAF12B1bE472E6E7B1A76d2756d5C763F95?chainId=42161">https://app.vaultcraft.io/vaults/0xC4bBbbAF12B1bE472E6E7B1A76d2756d5C763F95?chainId=42161</a></td></tr><tr><td valign="top">rsETH</td><td valign="top">Ethereum</td><td valign="top">rsETH smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x7CEbA0cAeC8CbE74DB35b26D7705BA68Cb38D725</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x7CEbA0cAeC8CbE74DB35b26D7705BA68Cb38D725?chainId=1">https://app.vaultcraft.io/vaults/0x7CEbA0cAeC8CbE74DB35b26D7705BA68Cb38D725?chainId=1</a></td></tr><tr><td valign="top">rsETH</td><td valign="top">Arbitrum</td><td valign="top">yPT-rsETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x1Dd930ADD968ff5913C3627dAA1e6e6FCC9dc544</td><td valign="top"><a href="https://yearn.fi/v3/42161/0x1Dd930ADD968ff5913C3627dAA1e6e6FCC9dc544">https://yearn.fi/v3/42161/0x1Dd930ADD968ff5913C3627dAA1e6e6FCC9dc544</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Polygon</td><td valign="top">AaveV3 WETH Lender</td><td valign="top">Yearn</td><td valign="top">0xBEDA9A5300393e00229dc15cC54D5185E7646c56</td><td valign="top"><a href="https://yearn.fi/v3/137/0xBEDA9A5300393e00229dc15cC54D5185E7646c56">https://yearn.fi/v3/137/0xBEDA9A5300393e00229dc15cC54D5185E7646c56</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Arbitrum</td><td valign="top">yPT-weETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x044E75fCbF7BD3f8f4577FF317554e9c0037F145</td><td valign="top"><a href="https://yearn.fi/v3/42161/0x044E75fCbF7BD3f8f4577FF317554e9c0037F145">https://yearn.fi/v3/42161/0x044E75fCbF7BD3f8f4577FF317554e9c0037F145</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">WETH yVault</td><td valign="top">Yearn</td><td valign="top">0xc56413869c6CDf96496f2b1eF801fEDBdFA7dDB0</td><td valign="top"><a href="https://yearn.fi/v3/1/0xc56413869c6CDf96496f2b1eF801fEDBdFA7dDB0">https://yearn.fi/v3/1/0xc56413869c6CDf96496f2b1eF801fEDBdFA7dDB0</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">WETH-2 yVault</td><td valign="top">Yearn</td><td valign="top">0xAc37729B76db6438CE62042AE1270ee574CA7571</td><td valign="top"><a href="https://yearn.fi/v3/1/0xAc37729B76db6438CE62042AE1270ee574CA7571">https://yearn.fi/v3/1/0xAc37729B76db6438CE62042AE1270ee574CA7571</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Polygon</td><td valign="top">WETH yVault-A</td><td valign="top">Yearn</td><td valign="top">0x305F25377d0a39091e99B975558b1bdfC3975654</td><td valign="top"><a href="https://yearn.fi/v3/137/0x305F25377d0a39091e99B975558b1bdfC3975654">https://yearn.fi/v3/137/0x305F25377d0a39091e99B975558b1bdfC3975654</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Ethereum</td><td valign="top">yPT-wstETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xebF3581407ae0Ceb07B8149b4C3AC995a72cb589</td><td valign="top"><a href="https://yearn.fi/v3/1/0xebF3581407ae0Ceb07B8149b4C3AC995a72cb589">https://yearn.fi/v3/1/0xebF3581407ae0Ceb07B8149b4C3AC995a72cb589</a></td></tr><tr><td valign="top">ezETH</td><td valign="top">Arbitrum</td><td valign="top">yPT-ezETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x0F2ae7531A83982F15ff1D26B165E2bF3D7566da</td><td valign="top"><a href="https://yearn.fi/v3/42161/0x0F2ae7531A83982F15ff1D26B165E2bF3D7566da">https://yearn.fi/v3/42161/0x0F2ae7531A83982F15ff1D26B165E2bF3D7566da</a></td></tr><tr><td valign="top">rswETH</td><td valign="top">Ethereum</td><td valign="top">yPT-rswETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xf1ce36c9C0dB95A052Eb4b075BC334e1f5a21Ef0</td><td valign="top"><br></td></tr><tr><td valign="top">weETH</td><td valign="top">Ethereum</td><td valign="top">yPT-weETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xbDAc8353b03a883654d19fF60c8fcdc1A52f0bE2</td><td valign="top"><br></td></tr><tr><td valign="top">rsETH</td><td valign="top">Ethereum</td><td valign="top">yPT-rsETH-Zircuit (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x68B9f74372b257fad2c9A160D2F12eE526EA9510</td><td valign="top"><br></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">Yearn-Ajna WETH Vault</td><td valign="top">Yearn</td><td valign="top">0x503e0BaB6acDAE73eA7fb7cf6Ae5792014dbe935</td><td valign="top"><a href="https://yearn.fi/v3/1/0x503e0BaB6acDAE73eA7fb7cf6Ae5792014dbe935">https://yearn.fi/v3/1/0x503e0BaB6acDAE73eA7fb7cf6Ae5792014dbe935</a></td></tr><tr><td valign="top">rswETH</td><td valign="top">Ethereum</td><td valign="top">yPT-rswETH-L2 (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xdc0B53cC326B692a4D89e5F4CadC29a6B7265749</td><td valign="top"><br></td></tr><tr><td valign="top">ezETH</td><td valign="top">Ethereum</td><td valign="top">yPT-ezETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xE403bbF2262643c2e996E7469be736E211D5B272</td><td valign="top"><br></td></tr><tr><td valign="top">wstETH</td><td valign="top">Arbitrum</td><td valign="top">yPT-wstETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x08e3D13d50310aFbeA2da20A3DBD92aAcFc503Ac</td><td valign="top"><br></td></tr><tr><td valign="top">weETH</td><td valign="top">Ethereum</td><td valign="top">yPT-weETH-Zircuit (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xe838ab2EB50Db41Bd713f27346690d3Ead2D98f1</td><td valign="top"><br></td></tr><tr><td valign="top">ezETH</td><td valign="top">Ethereum</td><td valign="top">yPT-ezETH-Zircuit (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x17f211915f87F0aAC4B67D8b311e7c38c38830D4</td><td valign="top"><br></td></tr><tr><td valign="top">rsETH</td><td valign="top">Ethereum</td><td valign="top">yPT-rsETH (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xcc209a1c5a3757597497C83d62D1d6B6a2c7395F</td><td valign="top"><br></td></tr><tr><td valign="top">cbETH</td><td valign="top">Base</td><td valign="top">ZeroLend Coinbase ETH</td><td valign="top">ZeroLend</td><td valign="top">0xcE005973345c8060a438af0ecC5Be2307D71BC15</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x2ae3f1ec7f1f5012cfeab0185bfc7aa3cf0dec22&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Base</td><td valign="top">ZeroLend WETH</td><td valign="top">ZeroLend</td><td valign="top">0xcc6131D7684b21E21B1B875e5F09ed68f97337FD</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_base_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x4200000000000000000000000000000000000006&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Linea</td><td valign="top">ZeroLend ETH</td><td valign="top">ZeroLend</td><td valign="top">0xCe41019F58DE0279BC943bd5504ddbb7cd0Ab2a3</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xe5d7c2a44ffddf6b295a15c148167daaaf5cf34f&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xe5d7c2a44ffddf6b295a15c148167daaaf5cf34f&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Linea</td><td valign="top">ZeroLend Lido wstETH</td><td valign="top">ZeroLend</td><td valign="top">0x534D884e8d1E6ae2Df532d2fD90E960d6BB860d0</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xb5bedd42000b71fdde22d3ee8a79bd49a568fc8f&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xb5bedd42000b71fdde22d3ee8a79bd49a568fc8f&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Linea</td><td valign="top">ZeroLend <a href="http://ether.fi">ether.fi</a> weETH</td><td valign="top">ZeroLend</td><td valign="top">0x0f31Ae88c9A394928CBb69a771301841436D43be</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x1bf74c010e6320bab11e2e5a532b5ac15e0b8aa6&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x1bf74c010e6320bab11e2e5a532b5ac15e0b8aa6&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">ezETH</td><td valign="top">Linea</td><td valign="top">ZeroLend Renzo ezETH</td><td valign="top">ZeroLend</td><td valign="top">0xf4a1255411D9002B337F405E8a6B930ef94A43c1</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x2416092f143378750bb29b79ed961ab195cceea5&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x2416092f143378750bb29b79ed961ab195cceea5&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">frxETH</td><td valign="top">Linea</td><td valign="top">ZeroLend Frax ETH</td><td valign="top">ZeroLend</td><td valign="top">0xD433676CE8124Ab52Fb30F7C582F635Fe6655F4B</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xecc68d0451e20292406967fe7c04280e5238ac7d&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xecc68d0451e20292406967fe7c04280e5238ac7d&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">rsETH</td><td valign="top">Ethereum</td><td valign="top">ZeroLend Kelp rsETH</td><td valign="top">ZeroLend</td><td valign="top">0x10bdF0e715dD74AbeA20574Da93a254D55cf9464</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xa1290d69c65a6fe4df752f95823fae25cb99e5a7&#x26;marketName=proto_mainnet_lrt_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xa1290d69c65a6fe4df752f95823fae25cb99e5a7&#x26;marketName=proto_mainnet_lrt_v3</a></td></tr><tr><td valign="top">weETH</td><td valign="top">Ethereum</td><td valign="top">ZeroLend <a href="http://ether.fi">ether.fi</a> weETH</td><td valign="top">ZeroLend</td><td valign="top">0x5E10703e5215d19c7A34e2DbF97b647943CE742C</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xcd5fe23c85820f7b72d0926fc9b05b43e359b7ee&#x26;marketName=proto_mainnet_lrt_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xcd5fe23c85820f7b72d0926fc9b05b43e359b7ee&#x26;marketName=proto_mainnet_lrt_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">ZeroLend WETH</td><td valign="top">ZeroLend</td><td valign="top">0x53bEF4e32e18C4599C07561816D3C4676A6CE31A</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2&#x26;marketName=proto_mainnet_lrt_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xc02aaa39b223fe8d0a0e5c4f27ead9083c756cc2&#x26;marketName=proto_mainnet_lrt_v3</a></td></tr><tr><td valign="top">ezETH</td><td valign="top">Ethereum</td><td valign="top">ZeroLend Renzo ezETH</td><td valign="top">ZeroLend</td><td valign="top">0x47d31356fe2d19d87F1E1E68aBa574dFe4d8634A</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xbf5495efe5db9ce00f80364c8b423567e58d2110&#x26;marketName=proto_mainnet_lrt_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xbf5495efe5db9ce00f80364c8b423567e58d2110&#x26;marketName=proto_mainnet_lrt_v3</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Optimism</td><td valign="top">exactly WETH</td><td valign="top">exactly protocol</td><td valign="top">0xc4d4500326981eacD020e20A81b1c479c161c7EF</td><td valign="top"><a href="https://app.exact.ly/WETH">https://app.exact.ly/WETH</a></td></tr><tr><td valign="top">wstETH</td><td valign="top">Optimism</td><td valign="top">exactly wstETH</td><td valign="top">exactly protocol</td><td valign="top">0x22ab31Cd55130435b5efBf9224b6a9d5EC36533F</td><td valign="top"><a href="https://app.exact.ly/wstETH">https://app.exact.ly/wstETH</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Ethereum</td><td valign="top">MaxETH</td><td valign="top">maxAPY Beta</td><td valign="top">0x9847c14FCa377305c8e2D10A760349c667c367d4</td><td valign="top"><a href="https://app.maxapy.io/vaults/ethereum/weth">https://app.maxapy.io/vaults/ethereum/weth</a></td></tr><tr><td valign="top">WETH</td><td valign="top">Polygon</td><td valign="top">MaxETH</td><td valign="top">maxAPY Beta</td><td valign="top">0xA02aA8774E8C95F5105E33c2f73bdC87ea45BD29</td><td valign="top"><a href="https://app.maxapy.io/vaults/polygon/weth">https://app.maxapy.io/vaults/polygon/weth</a></td></tr></tbody></table>
{% endtab %}

{% tab title="maxUSD Vault" %}

<table><thead><tr><th width="98.46875" valign="top">Asset</th><th valign="top">Chain</th><th valign="top">Strategy</th><th valign="top">Protocol</th><th width="188.328125" valign="top">Address</th><th width="484.1796875" valign="top">URL</th></tr></thead><tbody><tr><td valign="top">DAI</td><td valign="top">Polygon</td><td valign="top">Aave Polygon DAI</td><td valign="top">Aave</td><td valign="top">0x83c59636e602787A6EEbBdA2915217B416193FcB</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x8f3cf7ad23cd3cadbd9735aff958023239c6a063&#x26;marketName=proto_polygon_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x8f3cf7ad23cd3cadbd9735aff958023239c6a063&#x26;marketName=proto_polygon_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">BNB Chain</td><td valign="top">Aave BNB Chain USDC</td><td valign="top">Aave</td><td valign="top">0x3906cDdfb781f02B21f21BD81ed7Fd8DC37075E1</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x8ac76a51cc950d9822d68b83fe1ad97b32cd580d&#x26;marketName=proto_bnb_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x8ac76a51cc950d9822d68b83fe1ad97b32cd580d&#x26;marketName=proto_bnb_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Polygon</td><td valign="top">Aave Polygon USDT</td><td valign="top">Aave</td><td valign="top">0x87A1fdc4C726c459f597282be639a045062c0E46</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xc2132d05d31c914a87c6611c10748aeb04b58e8f&#x26;marketName=proto_polygon_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xc2132d05d31c914a87c6611c10748aeb04b58e8f&#x26;marketName=proto_polygon_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Aave Base USDC</td><td valign="top">Aave</td><td valign="top">0x4EA71A20e655794051D1eE8b6e4A3269B13ccaCc</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x833589fcd6edb6e08f4c7c32d4f71b54bda02913&#x26;marketName=proto_base_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x833589fcd6edb6e08f4c7c32d4f71b54bda02913&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum USDC</td><td valign="top">Aave</td><td valign="top">0x73edDFa87C71ADdC275c2b9890f5c3a8480bC9E6</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Aave Arbitrum USDC</td><td valign="top">Aave</td><td valign="top">0x0Bc9E52051f553E75550CA22C196bf132c52Cf0B</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xaf88d065e77c8cc2239327c5edb3a432268e5831&#x26;marketName=proto_arbitrum_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xaf88d065e77c8cc2239327c5edb3a432268e5831&#x26;marketName=proto_arbitrum_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Aave Arbitrum USDT</td><td valign="top">Aave</td><td valign="top">0xb165a74407fE1e519d6bCbDeC1Ed3202B35a4140</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xfd086bc7cd5c481dcc9c85ebe478a1c0b69fcbb9&#x26;marketName=proto_arbitrum_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xfd086bc7cd5c481dcc9c85ebe478a1c0b69fcbb9&#x26;marketName=proto_arbitrum_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">Aave Polygon USDC</td><td valign="top">Aave</td><td valign="top">0x1017F4a86Fc3A3c824346d0b8C5e96A5029bDAf9</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x3c499c542cef5e3811e1192ce70d8cc03d5c3359&#x26;marketName=proto_polygon_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x3c499c542cef5e3811e1192ce70d8cc03d5c3359&#x26;marketName=proto_polygon_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">BNB Chain</td><td valign="top">Aave BNB Chain USDT</td><td valign="top">Aave</td><td valign="top">0x0471D185cc7Be61E154277cAB2396cD397663da6</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x55d398326f99059ff775485246999027b3197955&#x26;marketName=proto_bnb_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x55d398326f99059ff775485246999027b3197955&#x26;marketName=proto_bnb_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Avalanche</td><td valign="top">Aave Avalanche USDC</td><td valign="top">Aave</td><td valign="top">0xC509aB7bB4eDbF193b82264D499a7Fc526Cd01F4</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xb97ef9ef8734c71904d8002f8b6bc66dd9c48a6e&#x26;marketName=proto_avalanche_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xb97ef9ef8734c71904d8002f8b6bc66dd9c48a6e&#x26;marketName=proto_avalanche_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum USDT</td><td valign="top">Aave</td><td valign="top">0x862c57d48becB45583AEbA3f489696D22466Ca1b</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xdac17f958d2ee523a2206206994597c13d831ec7&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xdac17f958d2ee523a2206206994597c13d831ec7&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum DAI</td><td valign="top">Aave</td><td valign="top">0xaf270C38fF895EA3f95Ed488CEACe2386F038249</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x6b175474e89094c44da98b954eedeac495271d0f&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x6b175474e89094c44da98b954eedeac495271d0f&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Optimism</td><td valign="top">Aave Optimism USDT</td><td valign="top">Aave</td><td valign="top">0x035c93db04E5aAea54E6cd0261C492a3e0638b37</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x94b008aa00579c1307b0ef2c499ad98a8ce58e58&#x26;marketName=proto_optimism_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x94b008aa00579c1307b0ef2c499ad98a8ce58e58&#x26;marketName=proto_optimism_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">Aave Optimism USDC</td><td valign="top">Aave</td><td valign="top">0x9F281eb58fd98ad98EDe0fc4C553AD4D73e7Ca2C</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x0b2c639c533813f4aa9d7837caf62653d097ff85&#x26;marketName=proto_optimism_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x0b2c639c533813f4aa9d7837caf62653d097ff85&#x26;marketName=proto_optimism_v3</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Optimism</td><td valign="top">Aave Optimism DAI</td><td valign="top">Aave</td><td valign="top">0x6dDc64289bE8a71A707fB057d5d07Cc756055d6e</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xda10009cbd5d07dd0cecc66161fc93d7c9000da1&#x26;marketName=proto_optimism_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xda10009cbd5d07dd0cecc66161fc93d7c9000da1&#x26;marketName=proto_optimism_v3</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Arbitrum</td><td valign="top">Aave Arbitrum DAI</td><td valign="top">Aave</td><td valign="top">0xc91c5297d7E161aCC74b482aAfCc75B85cc0bfeD</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xda10009cbd5d07dd0cecc66161fc93d7c9000da1&#x26;marketName=proto_arbitrum_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0xda10009cbd5d07dd0cecc66161fc93d7c9000da1&#x26;marketName=proto_arbitrum_v3</a></td></tr><tr><td valign="top">sUSDe</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum sUSDe</td><td valign="top">Aave</td><td valign="top">0x54D612b000697bd8B0094889D7d6A92bA0Bf2DEa</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x9d39a5de30e57443bff2a8307a4256c8797a3497&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x9d39a5de30e57443bff2a8307a4256c8797a3497&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">USDe</td><td valign="top">Ethereum</td><td valign="top">Aave Ethereum USDe</td><td valign="top">Aave</td><td valign="top">0x46e5d6A33C8Bd8eD38F3c95991C78C9B2FF3bC99</td><td valign="top"><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0x4c9edd5852cd905f086c759e8383e09bff1e68b3&#x26;marketName=proto_mainnet_v3">https://app.aave.com/reserve-overview/?underlyingAsset=0x4c9edd5852cd905f086c759e8383e09bff1e68b3&#x26;marketName=proto_mainnet_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">USD Earn</td><td valign="top">Affine</td><td valign="top">0x829363736a5A9080e05549Db6d1271f070a7e224</td><td valign="top"><a href="https://earn-app.affinedefi.com/basket/AlpSave">https://earn-app.affinedefi.com/basket/AlpSave</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">Aloe USDC-[USDT]</td><td valign="top">Aloe</td><td valign="top">0x5Fc46c0bE149e48efAB354c3eA96770306fD42aD</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">Aloe USDC-[DAI]</td><td valign="top">Aloe</td><td valign="top">0x7708386e23B0d00cE2a05aF4200d80948fEfb9bE</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Aloe USDC - [ARB]</td><td valign="top">Aloe</td><td valign="top">0x12bE01eAb4EE10e02C68CDB6114A9ffB58a1e2C8</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">Aloe USDC-[OP]</td><td valign="top">Aloe</td><td valign="top">0x462654Cc90C9124A406080EadaF0bA349eaA4AF9</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">Aloe USDC-[WETH]</td><td valign="top">Aloe</td><td valign="top">0x76129114ba69286Eb5868920852071555f97365B</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Aloe USDC-[WETH]</td><td valign="top">Aloe</td><td valign="top">0x48ce7AC1733D7Bd96bAE30c35BaE499097901BaD</td><td valign="top"><a href="https://app.aloe.capital/markets">https://app.aloe.capital/markets</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Arcadia V2 USDC</td><td valign="top">Arcadia Finance V2</td><td valign="top">0xEFE32813dBA3A783059d50e5358b9e3661218daD</td><td valign="top"><a href="https://arcadia.finance/pools">https://arcadia.finance/pools</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Wrapped Arcadia V2 USDC</td><td valign="top">Arcadia Finance V2</td><td valign="top">0xbc10718571fcB3c3F67800e7C0887E450D2Ff398</td><td valign="top"><a href="https://arcadia.finance/pools">https://arcadia.finance/pools</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">JUNIOR TRANCHE</td><td valign="top">Avantis</td><td valign="top">0x944766f715b51967E56aFdE5f0Aa76cEaCc9E7f9</td><td valign="top"><a href="http://avantisfi.com">avantisfi.com</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">SENIOR TRANCHE</td><td valign="top">Avantis</td><td valign="top">0x83084cB182162473d6FEFfCd3Aa48BA55a7B66F7</td><td valign="top"><a href="https://www.avantisfi.com/referral?code=alpha">https://www.avantisfi.com/referral?code=alpha</a></td></tr><tr><td valign="top">USDe</td><td valign="top">Ethereum</td><td valign="top">Staked USDe</td><td valign="top">Ethena</td><td valign="top">0x9D39A5DE30e57443BfF2A8307A4256c8797A3497</td><td valign="top"><a href="https://app.ethena.fi/stake">https://app.ethena.fi/stake</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Swaap Lend USDC</td><td valign="top">Euler</td><td valign="top">0xf2f826c190D020A6D1EC422bF2269E63b8b315E0</td><td valign="top"><a href="https://app.euler.finance/vault/0xf2f826c190D020A6D1EC422bF2269E63b8b315E0?chainid=1">https://app.euler.finance/vault/0xf2f826c190D020A6D1EC422bF2269E63b8b315E0?chainid=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Resolv USDC vault</td><td valign="top">Euler</td><td valign="top">0xcBC9B61177444A793B85442D3a953B90f6170b7D</td><td valign="top"><a href="https://app.euler.finance/vault/0xcBC9B61177444A793B85442D3a953B90f6170b7D?chainId=1">https://app.euler.finance/vault/0xcBC9B61177444A793B85442D3a953B90f6170b7D?chainId=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Euler Base USDC</td><td valign="top">Euler</td><td valign="top">0x0A1a3b5f2041F33522C4efc754a7D096f880eE16</td><td valign="top"><a href="https://app.euler.finance/vault/0x0A1a3b5f2041F33522C4efc754a7D096f880eE16">https://app.euler.finance/vault/0x0A1a3b5f2041F33522C4efc754a7D096f880eE16</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">RE7 Stablecoin Maxi USDC</td><td valign="top">Euler</td><td valign="top">0xce45EF0414dE3516cAF1BCf937bF7F2Cf67873De</td><td valign="top"><a href="https://app.euler.finance/vault/0xce45EF0414dE3516cAF1BCf937bF7F2Cf67873De?chainid=1">https://app.euler.finance/vault/0xce45EF0414dE3516cAF1BCf937bF7F2Cf67873De?chainid=1</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Euler Prime USDT</td><td valign="top">Euler</td><td valign="top">0x313603FA690301b0CaeEf8069c065862f9162162</td><td valign="top"><a href="https://app.euler.finance/vault/0x313603FA690301b0CaeEf8069c065862f9162162?chainid=1">https://app.euler.finance/vault/0x313603FA690301b0CaeEf8069c065862f9162162?chainid=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Euler Yield USDC</td><td valign="top">Euler</td><td valign="top">0xe0a80d35bB6618CBA260120b279d357978c42BCE</td><td valign="top"><a href="https://app.euler.finance/vault/0xe0a80d35bB6618CBA260120b279d357978c42BCE?chainId=1">https://app.euler.finance/vault/0xe0a80d35bB6618CBA260120b279d357978c42BCE?chainId=1</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Euler Yield USDT</td><td valign="top">Euler</td><td valign="top">0x7c280DBDEf569e96c7919251bD2B0edF0734C5A8</td><td valign="top"><a href="https://app.euler.finance/vault/0x7c280DBDEf569e96c7919251bD2B0edF0734C5A8?chainid=1">https://app.euler.finance/vault/0x7c280DBDEf569e96c7919251bD2B0edF0734C5A8?chainid=1</a></td></tr><tr><td valign="top">USDe</td><td valign="top">Ethereum</td><td valign="top">Euler Yield USDe</td><td valign="top">Euler</td><td valign="top">0x2daCa71Cb58285212Dc05D65Cfd4f59A82BC4cF6</td><td valign="top"><a href="https://app.euler.finance/vault/0x2daCa71Cb58285212Dc05D65Cfd4f59A82BC4cF6?chainid=1">https://app.euler.finance/vault/0x2daCa71Cb58285212Dc05D65Cfd4f59A82BC4cF6?chainid=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Euler Prime USDC</td><td valign="top">Euler</td><td valign="top">0x797DD80692c3b2dAdabCe8e30C07fDE5307D48a9</td><td valign="top"><a href="https://app.euler.finance/vault/0x797DD80692c3b2dAdabCe8e30C07fDE5307D48a9?chainid=1">https://app.euler.finance/vault/0x797DD80692c3b2dAdabCe8e30C07fDE5307D48a9?chainid=1</a></td></tr><tr><td valign="top">sUSDe</td><td valign="top">Ethereum</td><td valign="top">RE7 Stablecoin Maxi SUSDE</td><td valign="top">Euler</td><td valign="top">0x8dDE384022D4dE1D6C67891a8865f551c444dc4C</td><td valign="top"><a href="https://app.euler.finance/vault/0x8dDE384022D4dE1D6C67891a8865f551c444dc4C?chainid=1">https://app.euler.finance/vault/0x8dDE384022D4dE1D6C67891a8865f551c444dc4C?chainid=1</a></td></tr><tr><td valign="top">sUSDe</td><td valign="top">Ethereum</td><td valign="top">Euler Yield sUSDe</td><td valign="top">Euler</td><td valign="top">0x498c014dE23f19700F51e85a384AB1B059F0672e</td><td valign="top"><a href="https://app.euler.finance/vault/0x498c014dE23f19700F51e85a384AB1B059F0672e?chainid=1">https://app.euler.finance/vault/0x498c014dE23f19700F51e85a384AB1B059F0672e?chainid=1</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Euler Yield DAI</td><td valign="top">Euler</td><td valign="top">0x83C266bdf990574a05EE62831a266a3891817B5B</td><td valign="top"><a href="https://app.euler.finance/vault/0x83C266bdf990574a05EE62831a266a3891817B5B?chainid=1">https://app.euler.finance/vault/0x83C266bdf990574a05EE62831a266a3891817B5B?chainid=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Apostro Lido Ecosystem USDC</td><td valign="top">Euler</td><td valign="top">0x315F93a074D0948E4D068e98a34092750ea8A38C</td><td valign="top"><a href="https://app.euler.finance/vault/0x315F93a074D0948E4D068e98a34092750ea8A38C?chainid=1">https://app.euler.finance/vault/0x315F93a074D0948E4D068e98a34092750ea8A38C?chainid=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Alterscope USDC Genesis</td><td valign="top">Euler</td><td valign="top">0x3f29460AaCdE3d6Ae0156aB1f8685bd21Eb37074</td><td valign="top"><a href="https://app.euler.finance/vault/0x3f29460AaCdE3d6Ae0156aB1f8685bd21Eb37074?chainid=1">https://app.euler.finance/vault/0x3f29460AaCdE3d6Ae0156aB1f8685bd21Eb37074?chainid=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Re7 Labs Basic USDC</td><td valign="top">Euler</td><td valign="top">0x27052EA5E307B6e8566D9eE560231C6742a6c03c</td><td valign="top"><a href="https://app.euler.finance/vault/0x27052EA5E307B6e8566D9eE560231C6742a6c03c?chainid=1">https://app.euler.finance/vault/0x27052EA5E307B6e8566D9eE560231C6742a6c03c?chainid=1</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Fluid Tether USD</td><td valign="top">Fluid</td><td valign="top">0x4A03F37e7d3fC243e3f99341d36f4b829BEe5E03</td><td valign="top"><a href="https://fluid.instadapp.io/lending/42161/USDT">https://fluid.instadapp.io/lending/42161/USDT</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Fluid USD Coin</td><td valign="top">Fluid</td><td valign="top">0xf42f5795D9ac7e9D757dB633D693cD548Cfd9169</td><td valign="top"><a href="https://fluid.instadapp.io/lending/8453/USDC">https://fluid.instadapp.io/lending/8453/USDC</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Fluid USD Coin</td><td valign="top">Fluid</td><td valign="top">0x1A996cb54bb95462040408C06122D45D6Cdb6096</td><td valign="top"><a href="https://fluid.instadapp.io/lending/42161/USDC">https://fluid.instadapp.io/lending/42161/USDC</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Fluid USD Coin</td><td valign="top">Fluid</td><td valign="top">0x9Fb7b4477576Fe5B32be4C1843aFB1e55F251B33</td><td valign="top"><a href="https://fluid.instadapp.io/lending/1/USDC">https://fluid.instadapp.io/lending/1/USDC</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Fluid Tether USD</td><td valign="top">Fluid</td><td valign="top">0x5C20B550819128074FD538Edf79791733ccEdd18</td><td valign="top"><a href="https://fluid.instadapp.io/lending/1/USDT">https://fluid.instadapp.io/lending/1/USDT</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Main USDC v3</td><td valign="top">Gearbox</td><td valign="top">0x890A69EF363C9c7BdD5E36eb95Ceb569F63ACbF6</td><td valign="top"><a href="https://app.gearbox.fi/pools/0x890a69ef363c9c7bdd5e36eb95ceb569f63acbf6">https://app.gearbox.fi/pools/0x890a69ef363c9c7bdd5e36eb95ceb569f63acbf6</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Trade USDC v3</td><td valign="top">Gearbox</td><td valign="top">0xda00000035fef4082F78dEF6A8903bee419FbF8E</td><td valign="top"><a href="https://app.gearbox.fi/pools/0xda00000035fef4082f78def6a8903bee419fbf8e">https://app.gearbox.fi/pools/0xda00000035fef4082f78def6a8903bee419fbf8e</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Universal USDT v3</td><td valign="top">Gearbox</td><td valign="top">0x05A811275fE9b4DE503B3311F51edF6A856D936e</td><td valign="top"><a href="https://app.gearbox.fi/pools/0x05a811275fe9b4de503b3311f51edf6a856d936e">https://app.gearbox.fi/pools/0x05a811275fe9b4de503b3311f51edf6a856d936e</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">DAI v3</td><td valign="top">Gearbox</td><td valign="top">0xe7146F53dBcae9D6Fa3555FE502648deb0B2F823</td><td valign="top"><a href="https://app.gearbox.fi/pools/0xe7146f53dbcae9d6fa3555fe502648deb0b2f823">https://app.gearbox.fi/pools/0xe7146f53dbcae9d6fa3555fe502648deb0b2f823</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Main USDC.e v3</td><td valign="top">Gearbox</td><td valign="top">0xa76c604145D7394DEc36C49Af494C144Ff327861</td><td valign="top"><a href="https://app.gearbox.fi/pools/0xa76c604145d7394dec36c49af494c144ff327861">https://app.gearbox.fi/pools/0xa76c604145d7394dec36c49af494c144ff327861</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">Main USDC.e v3</td><td valign="top">Gearbox</td><td valign="top">0x5520dAa93A187f4Ec67344e6D2C4FC9B080B6A35</td><td valign="top"><a href="https://app.gearbox.fi/pools/0x5520daa93a187f4ec67344e6d2c4fc9b080b6a35">https://app.gearbox.fi/pools/0x5520daa93a187f4ec67344e6d2c4fc9b080b6a35</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Yield Chasing Silo USDC</td><td valign="top">Goat</td><td valign="top">0x8a1eF3066553275829d1c0F64EE8D5871D5ce9d3</td><td valign="top"><a href="https://app.goat.fi/vault/arbitrum/ycsUSDC">https://app.goat.fi/vault/arbitrum/ycsUSDC</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Yield Chasing USDC</td><td valign="top">Goat</td><td valign="top">0x0df2e3a0b5997AdC69f8768E495FD98A4D00F134</td><td valign="top"><a href="https://app.goat.fi/vault/arbitrum/ycUSDC">https://app.goat.fi/vault/arbitrum/ycUSDC</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Yield Chasing USDT</td><td valign="top">Goat</td><td valign="top">0x3782bA74E32021dD2e2A7ADE5118E83440EE24E4</td><td valign="top"><a href="https://app.goat.fi/vault/arbitrum/ycUSDT">https://app.goat.fi/vault/arbitrum/ycUSDT</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Moonwell USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x90613e167D42CA420942082157B42AF6fc6a8087</td><td valign="top"><a href="https://app.harvest.finance/base/0x90613e167D42CA420942082157B42AF6fc6a8087">https://app.harvest.finance/base/0x90613e167D42CA420942082157B42AF6fc6a8087</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top"><br></td><td valign="top">Harvest Finance</td><td valign="top">0xB01a958d8e9dBA566c6D71f66ef566ccf5Fac859</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top"><br></td><td valign="top">Harvest Finance</td><td valign="top">0xac083D4E70B395e651A17b101181A415f3687526</td><td valign="top"><br></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Fluid USDT</td><td valign="top">Harvest Finance</td><td valign="top">0x5189dcB7CDAB823915865817778032d2a6fC8108</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x5189dcB7CDAB823915865817778032d2a6fC8108">https://app.harvest.finance/arbitrum/0x5189dcB7CDAB823915865817778032d2a6fC8108</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Arbitrum</td><td valign="top">Dolomite DAI</td><td valign="top">Harvest Finance</td><td valign="top">0xD691D8e3BC5008708786114481714B9c636f766F</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xD691D8e3BC5008708786114481714B9c636f766F">https://app.harvest.finance/arbitrum/0xD691D8e3BC5008708786114481714B9c636f766F</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">ExtraFi USDC</td><td valign="top">Harvest Finance</td><td valign="top">0xcEa7de485Cf3B69CF3D5f7DFadF9e1df31303988</td><td valign="top"><a href="https://app.harvest.finance/base/0xcEa7de485Cf3B69CF3D5f7DFadF9e1df31303988">https://app.harvest.finance/base/0xcEa7de485Cf3B69CF3D5f7DFadF9e1df31303988</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Dolomite USDT</td><td valign="top">Harvest Finance</td><td valign="top">0x95e96DaDe6cc960F3cbE3a71CAE8413AF5a3d9F4</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x95e96DaDe6cc960F3cbE3a71CAE8413AF5a3d9F4">https://app.harvest.finance/arbitrum/0x95e96DaDe6cc960F3cbE3a71CAE8413AF5a3d9F4</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Fluid USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x58677351d11F8941c7199c49aa7379A156404972</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x58677351d11F8941c7199c49aa7379A156404972">https://app.harvest.finance/arbitrum/0x58677351d11F8941c7199c49aa7379A156404972</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Arbitrum</td><td valign="top">Lodestar DAI</td><td valign="top">Harvest Finance</td><td valign="top">0xDfd2214236B60FC0485288c959CB07dA4f6A15F7</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xDfd2214236B60FC0485288c959CB07dA4f6A15F7">https://app.harvest.finance/arbitrum/0xDfd2214236B60FC0485288c959CB07dA4f6A15F7</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Lodestar USDC</td><td valign="top">Harvest Finance</td><td valign="top">0xBCC2B58Ab9a4F6bb576F80Def62ea2BC91fC49c2</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xBCC2B58Ab9a4F6bb576F80Def62ea2BC91fC49c2">https://app.harvest.finance/arbitrum/0xBCC2B58Ab9a4F6bb576F80Def62ea2BC91fC49c2</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">Compound USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x60d2cEb7F8d323414a1B927Ee2D9A2A2A54A9824</td><td valign="top"><a href="https://app.harvest.finance/polygon/0x60d2cEb7F8d323414a1B927Ee2D9A2A2A54A9824">https://app.harvest.finance/polygon/0x60d2cEb7F8d323414a1B927Ee2D9A2A2A54A9824</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Fluid USDC</td><td valign="top">Harvest Finance</td><td valign="top">0xD9e38d724CC5ee983BC0Fd0Ce35C3eB20417b673</td><td valign="top"><a href="https://app.harvest.finance/base/0xD9e38d724CC5ee983BC0Fd0Ce35C3eB20417b673">https://app.harvest.finance/base/0xD9e38d724CC5ee983BC0Fd0Ce35C3eB20417b673</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Polygon</td><td valign="top">Aave USDT</td><td valign="top">Harvest Finance</td><td valign="top">0x0d930D467A4Fa78605106aaA570b1a1042aFca23</td><td valign="top"><a href="https://app.harvest.finance/polygon/0x0d930D467A4Fa78605106aaA570b1a1042aFca23">https://app.harvest.finance/polygon/0x0d930D467A4Fa78605106aaA570b1a1042aFca23</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">Aave USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x346D81a5A7A6A8dA2F414d9EEbfFeC22F509245b</td><td valign="top"><a href="https://app.harvest.finance/polygon/0x346D81a5A7A6A8dA2F414d9EEbfFeC22F509245b">https://app.harvest.finance/polygon/0x346D81a5A7A6A8dA2F414d9EEbfFeC22F509245b</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Aave USDC.e</td><td valign="top">Harvest Finance</td><td valign="top">0x443F312Ac7A1798e310D6a17cAA90da63E3f35A3</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x443F312Ac7A1798e310D6a17cAA90da63E3f35A3">https://app.harvest.finance/arbitrum/0x443F312Ac7A1798e310D6a17cAA90da63E3f35A3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">Aave USDC.e</td><td valign="top">Harvest Finance</td><td valign="top">0x82FB3ec6a70774F4134f4cbfc41097396A461E35</td><td valign="top"><a href="https://app.harvest.finance/polygon/0x82FB3ec6a70774F4134f4cbfc41097396A461E35">https://app.harvest.finance/polygon/0x82FB3ec6a70774F4134f4cbfc41097396A461E35</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Aave USDT</td><td valign="top">Harvest Finance</td><td valign="top">0x87f3338928366939663986804A0DF9Ed084E0Cb2</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x87f3338928366939663986804A0DF9Ed084E0Cb2">https://app.harvest.finance/arbitrum/0x87f3338928366939663986804A0DF9Ed084E0Cb2</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Lodestar USDC.e</td><td valign="top">Harvest Finance</td><td valign="top">0x2EC0160246461F0ce477887DdE2C931Ee8233de7</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x2EC0160246461F0ce477887DdE2C931Ee8233de7">https://app.harvest.finance/arbitrum/0x2EC0160246461F0ce477887DdE2C931Ee8233de7</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Aave USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x803Ae650Bc7c40b03Fe1C33F2a787E81f1c4819c</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x803Ae650Bc7c40b03Fe1C33F2a787E81f1c4819c">https://app.harvest.finance/arbitrum/0x803Ae650Bc7c40b03Fe1C33F2a787E81f1c4819c</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Arbitrum</td><td valign="top">Aave DAI</td><td valign="top">Harvest Finance</td><td valign="top">0x9E5e86b898628aD0ef2a1f51B66a4BC4c10c6932</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x9E5e86b898628aD0ef2a1f51B66a4BC4c10c6932">https://app.harvest.finance/arbitrum/0x9E5e86b898628aD0ef2a1f51B66a4BC4c10c6932</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Lodestar USDT</td><td valign="top">Harvest Finance</td><td valign="top">0x0D15225454474ab3cb124083278c7bE03f8a99Ff</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x0D15225454474ab3cb124083278c7bE03f8a99Ff">https://app.harvest.finance/arbitrum/0x0D15225454474ab3cb124083278c7bE03f8a99Ff</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Aave USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x0487694D04B2473B1239cbBCF4Dd1B8c14f40E2b</td><td valign="top"><a href="https://app.harvest.finance/base/0x0487694D04B2473B1239cbBCF4Dd1B8c14f40E2b">https://app.harvest.finance/base/0x0487694D04B2473B1239cbBCF4Dd1B8c14f40E2b</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Compound USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x7b33c028fdcd6425c60b7d2A1a54eC10bFdF14B8</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x7b33c028fdcd6425c60b7d2A1a54eC10bFdF14B8">https://app.harvest.finance/arbitrum/0x7b33c028fdcd6425c60b7d2A1a54eC10bFdF14B8</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Compound USDT</td><td valign="top">Harvest Finance</td><td valign="top">0x16A70933c3ea281d7A8A30349808a4C50e81E377</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x16A70933c3ea281d7A8A30349808a4C50e81E377">https://app.harvest.finance/arbitrum/0x16A70933c3ea281d7A8A30349808a4C50e81E377</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Compound USDC.e</td><td valign="top">Harvest Finance</td><td valign="top">0xC7A4bfeE0117664506fBAE157cC64787c98B6480</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0xC7A4bfeE0117664506fBAE157cC64787c98B6480">https://app.harvest.finance/arbitrum/0xC7A4bfeE0117664506fBAE157cC64787c98B6480</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Compound USDC</td><td valign="top">Harvest Finance</td><td valign="top">0x58F8AFd6F6499B02E68CB8964Fd1d3dA3afB9465</td><td valign="top"><a href="https://app.harvest.finance/base/0x58F8AFd6F6499B02E68CB8964Fd1d3dA3afB9465">https://app.harvest.finance/base/0x58F8AFd6F6499B02E68CB8964Fd1d3dA3afB9465</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Base</td><td valign="top">Moonwell DAI</td><td valign="top">Harvest Finance</td><td valign="top">0x6a149EBe60f157C64cA731c1D67C2b8c547bf872</td><td valign="top"><a href="https://app.harvest.finance/base/0x6a149EBe60f157C64cA731c1D67C2b8c547bf872">https://app.harvest.finance/base/0x6a149EBe60f157C64cA731c1D67C2b8c547bf872</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Seamless USDC</td><td valign="top">Harvest Finance</td><td valign="top">0xabD5D3c1532B171Ef83b25318624d1e0143B14cE</td><td valign="top"><a href="https://app.harvest.finance/base/0xabD5D3c1532B171Ef83b25318624d1e0143B14cE">https://app.harvest.finance/base/0xabD5D3c1532B171Ef83b25318624d1e0143B14cE</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Radpie rUSDC</td><td valign="top">Harvest Finance</td><td valign="top">0x9C35DC4A5dE5F399244b858e84465e23F9751d96</td><td valign="top"><a href="https://app.harvest.finance/arbitrum/0x9C35DC4A5dE5F399244b858e84465e23F9751d96">https://app.harvest.finance/arbitrum/0x9C35DC4A5dE5F399244b858e84465e23F9751d96</a></td></tr><tr><td valign="top">USDz</td><td valign="top">Base</td><td valign="top">ExtraFi USDz</td><td valign="top">Harvest Finance</td><td valign="top">0x72432B8f837f3ED4c50499F57775AC820243B838</td><td valign="top"><a href="https://app.harvest.finance/base/0x72432B8f837f3ED4c50499F57775AC820243B838">https://app.harvest.finance/base/0x72432B8f837f3ED4c50499F57775AC820243B838</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Base</td><td valign="top">Seamless DAI</td><td valign="top">Harvest Finance</td><td valign="top">0xE82E813339EEE960Aa4d87d43241cc27Db9dd916</td><td valign="top"><a href="https://app.harvest.finance/base/0xE82E813339EEE960Aa4d87d43241cc27Db9dd916">https://app.harvest.finance/base/0xE82E813339EEE960Aa4d87d43241cc27Db9dd916</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">PORTOFINO SENIOR TRANCHE</td><td valign="top">Idle</td><td valign="top">0x291eEcab3a2d3f403745968C14edBB227d183636</td><td valign="top"><a href="https://app.idle.finance/#/earn/yield-tranches/0x9cacd44cfdf22731bc99facf3531c809d56bd4a2">https://app.idle.finance/#/earn/yield-tranches/0x9cacd44cfdf22731bc99facf3531c809d56bd4a2</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">PORTOFINO SENIOR TRANCHE</td><td valign="top">Idle</td><td valign="top">0x79c4fE26f3b2809fD29Ec8588242036b8136f32D</td><td valign="top"><a href="https://app.idle.finance/#/earn/yield-tranches/0x43ed68703006add5f99ce36b5182392362369c1c">https://app.idle.finance/#/earn/yield-tranches/0x43ed68703006add5f99ce36b5182392362369c1c</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">FASANARA JUNIOR TRANCHE</td><td valign="top">Idle</td><td valign="top">0x28bC4D9aD73A761049c773038c344F54D906B152</td><td valign="top"><a href="https://app.idle.finance/#/earn/yield-tranches/0x3eb6318b8d9f362a0e1d99f6032edb1c4c602500">https://app.idle.finance/#/earn/yield-tranches/0x3eb6318b8d9f362a0e1d99f6032edb1c4c602500</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Smokehouse DAI</td><td valign="top">Morpho</td><td valign="top">0xbeeFfF68CC520D68f82641EFF84330C631E2490E</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xbeeFfF68CC520D68f82641EFF84330C631E2490E&#x26;network=mainnet">https://app.morpho.org/vault?vault=0xbeeFfF68CC520D68f82641EFF84330C631E2490E&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Relend USDC</td><td valign="top">Morpho</td><td valign="top">0x0F359FD18BDa75e9c49bC027E7da59a4b01BF32a</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x0F359FD18BDa75e9c49bC027E7da59a4b01BF32a">https://app.morpho.org/vault?vault=0x0F359FD18BDa75e9c49bC027E7da59a4b01BF32a</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Gauntlet DAI Core</td><td valign="top">Morpho</td><td valign="top">0x500331c9fF24D9d11aee6B07734Aa72343EA74a5</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x500331c9fF24D9d11aee6B07734Aa72343EA74a5">https://app.morpho.org/vault?vault=0x500331c9fF24D9d11aee6B07734Aa72343EA74a5</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Gauntlet USDC Core</td><td valign="top">Morpho</td><td valign="top">0xc0c5689e6f4D256E861F65465b691aeEcC0dEb12</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xc0c5689e6f4D256E861F65465b691aeEcC0dEb12&#x26;network=base">https://app.morpho.org/vault?vault=0xc0c5689e6f4D256E861F65465b691aeEcC0dEb12&#x26;network=base</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Usual Boosted USDC</td><td valign="top">Morpho</td><td valign="top">0xd63070114470f685b75B74D60EEc7c1113d33a3D</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xd63070114470f685b75B74D60EEc7c1113d33a3D">https://app.morpho.org/vault?vault=0xd63070114470f685b75B74D60EEc7c1113d33a3D</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Gauntlet MKR Blended</td><td valign="top">Morpho</td><td valign="top">0xEbFA750279dEfa89b8D99bdd145a016F6292757b</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Ionic Ecosystem USDC</td><td valign="top">Morpho</td><td valign="top">0x23479229e52Ab6aaD312D0B03DF9F33B46753B5e</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x23479229e52Ab6aaD312D0B03DF9F33B46753B5e&#x26;network=base">https://app.morpho.org/vault?vault=0x23479229e52Ab6aaD312D0B03DF9F33B46753B5e&#x26;network=base</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Spark DAI Vault</td><td valign="top">Morpho</td><td valign="top">0x73e65DBD630f90604062f6E02fAb9138e713edD9</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x73e65DBD630f90604062f6E02fAb9138e713edD9&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x73e65DBD630f90604062f6E02fAb9138e713edD9&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Coinshift USDC</td><td valign="top">Morpho</td><td valign="top">0x7204B7Dbf9412567835633B6F00C3Edc3a8D6330</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x7204B7Dbf9412567835633B6F00C3Edc3a8D6330&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x7204B7Dbf9412567835633B6F00C3Edc3a8D6330&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">SteakHOUSE USDC</td><td valign="top">Morpho</td><td valign="top">0xbeeF010f9cb27031ad51e3333f9aF9C6B1228183</td><td valign="top"><br></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Re7 USDT</td><td valign="top">Morpho</td><td valign="top">0x95EeF579155cd2C5510F312c8fA39208c3Be01a8</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x95EeF579155cd2C5510F312c8fA39208c3Be01a8">https://app.morpho.org/vault?vault=0x95EeF579155cd2C5510F312c8fA39208c3Be01a8</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Smokehouse USDC</td><td valign="top">Morpho</td><td valign="top">0xBEeFFF209270748ddd194831b3fa287a5386f5bC</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xBEeFFF209270748ddd194831b3fa287a5386f5bC&#x26;network=mainnet">https://app.morpho.org/vault?vault=0xBEeFFF209270748ddd194831b3fa287a5386f5bC&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Seamless USDC Vault</td><td valign="top">Morpho</td><td valign="top">0x616a4E1db48e22028f6bbf20444Cd3b8e3273738</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Apostro Resolv USDC</td><td valign="top">Morpho</td><td valign="top">0x214B47C50057eFaa7adc1B1C2608C3751Cd77D78</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x214B47C50057eFaa7adc1B1C2608C3751Cd77D78&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x214B47C50057eFaa7adc1B1C2608C3751Cd77D78&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Gauntlet USDC Core</td><td valign="top">Morpho</td><td valign="top">0x8eB67A509616cd6A7c1B3c8C21D48FF57df3d458</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x8eB67A509616cd6A7c1B3c8C21D48FF57df3d458">https://app.morpho.org/vault?vault=0x8eB67A509616cd6A7c1B3c8C21D48FF57df3d458</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Resolv USDC</td><td valign="top">Morpho</td><td valign="top">0x132E6C9C33A62D7727cd359b1f51e5B566E485Eb</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x132E6C9C33A62D7727cd359b1f51e5B566E485Eb&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x132E6C9C33A62D7727cd359b1f51e5B566E485Eb&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Gauntlet USDC Prime</td><td valign="top">Morpho</td><td valign="top">0xeE8F4eC5672F09119b96Ab6fB59C27E1b7e44b61</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xc0c5689e6f4D256E861F65465b691aeEcC0dEb12&#x26;network=base">https://app.morpho.org/vault?vault=0xc0c5689e6f4D256E861F65465b691aeEcC0dEb12&#x26;network=base</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Moonwell Flagship USDC</td><td valign="top">Morpho</td><td valign="top">0xc1256Ae5FF1cf2719D4937adb3bbCCab2E00A2Ca</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xc1256Ae5FF1cf2719D4937adb3bbCCab2E00A2Ca&#x26;network=base">https://app.morpho.org/vault?vault=0xc1256Ae5FF1cf2719D4937adb3bbCCab2E00A2Ca&#x26;network=base</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Re7 USDC</td><td valign="top">Morpho</td><td valign="top">0x12AFDeFb2237a5963e7BAb3e2D46ad0eee70406e</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x12AFDeFb2237a5963e7BAb3e2D46ad0eee70406e&#x26;network=base">https://app.morpho.org/vault?vault=0x12AFDeFb2237a5963e7BAb3e2D46ad0eee70406e&#x26;network=base</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Ionic Ecosystem USDC</td><td valign="top">Morpho</td><td valign="top">0xCd347c1e7d600a9A3e403497562eDd0A7Bc3Ef21</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xCd347c1e7d600a9A3e403497562eDd0A7Bc3Ef21&#x26;network=base">https://app.morpho.org/vault?vault=0xCd347c1e7d600a9A3e403497562eDd0A7Bc3Ef21&#x26;network=base</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">SteakHOUSE USDT</td><td valign="top">Morpho</td><td valign="top">0xbEef047a543E45807105E51A8BBEFCc5950fcfBa</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xbEef047a543E45807105E51A8BBEFCc5950fcfBa">https://app.morpho.org/vault?vault=0xbEef047a543E45807105E51A8BBEFCc5950fcfBa</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">SteakHOUSE USDC</td><td valign="top">Morpho</td><td valign="top">0xBEEF01735c132Ada46AA9aA4c54623cAA92A64CB</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xBEEF01735c132Ada46AA9aA4c54623cAA92A64CB">https://app.morpho.org/vault?vault=0xBEEF01735c132Ada46AA9aA4c54623cAA92A64CB</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Gauntlet USDC Prime</td><td valign="top">Morpho</td><td valign="top">0xdd0f28e19C1780eb6396170735D45153D261490d</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xdd0f28e19C1780eb6396170735D45153D261490d">https://app.morpho.org/vault?vault=0xdd0f28e19C1780eb6396170735D45153D261490d</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Gauntlet USDT Prime</td><td valign="top">Morpho</td><td valign="top">0x8CB3649114051cA5119141a34C200D65dc0Faa73</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x8CB3649114051cA5119141a34C200D65dc0Faa73">https://app.morpho.org/vault?vault=0x8CB3649114051cA5119141a34C200D65dc0Faa73</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">MEV Capital Elixir USDC</td><td valign="top">Morpho</td><td valign="top">0x1265a81d42d513Df40d0031f8f2e1346954d665a</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x1265a81d42d513Df40d0031f8f2e1346954d665a">https://app.morpho.org/vault?vault=0x1265a81d42d513Df40d0031f8f2e1346954d665a</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Pyth USDC</td><td valign="top">Morpho</td><td valign="top">0x0FaBfEAcedf47e890c50C8120177fff69C6a1d9B</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x0FaBfEAcedf47e890c50C8120177fff69C6a1d9B&#x26;network=base">https://app.morpho.org/vault?vault=0x0FaBfEAcedf47e890c50C8120177fff69C6a1d9B&#x26;network=base</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">SwissBorg Morpho USDC</td><td valign="top">Morpho</td><td valign="top">0x4Ff4186188f8406917293A9e01A1ca16d3cf9E59</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x4Ff4186188f8406917293A9e01A1ca16d3cf9E59&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x4Ff4186188f8406917293A9e01A1ca16d3cf9E59&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Re7 USDC</td><td valign="top">Morpho</td><td valign="top">0x60d715515d4411f7F43e4206dc5d4a3677f0eC78</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x60d715515d4411f7F43e4206dc5d4a3677f0eC78">https://app.morpho.org/vault?vault=0x60d715515d4411f7F43e4206dc5d4a3677f0eC78</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Flagship USDT</td><td valign="top">Morpho</td><td valign="top">0x2C25f6C25770fFEC5959D34B94Bf898865e5D6b1</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x2C25f6C25770fFEC5959D34B94Bf898865e5D6b1">https://app.morpho.org/vault?vault=0x2C25f6C25770fFEC5959D34B94Bf898865e5D6b1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Steakhouse USDC RWA</td><td valign="top">Morpho</td><td valign="top">0x6D4e530B8431a52FFDA4516BA4Aadc0951897F8C</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x6D4e530B8431a52FFDA4516BA4Aadc0951897F8C&#x26;network=mainnet">https://app.morpho.org/vault?vault=0x6D4e530B8431a52FFDA4516BA4Aadc0951897F8C&#x26;network=mainnet</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">f(x) Protocol Morpho USDC</td><td valign="top">Morpho</td><td valign="top">0x4F460bb11cf958606C69A963B4A17f9DaEEea8b6</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x4F460bb11cf958606C69A963B4A17f9DaEEea8b6">https://app.morpho.org/vault?vault=0x4F460bb11cf958606C69A963B4A17f9DaEEea8b6</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Flagship USDC</td><td valign="top">Morpho</td><td valign="top">0x186514400e52270cef3D80e1c6F8d10A75d47344</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x186514400e52270cef3D80e1c6F8d10A75d47344">https://app.morpho.org/vault?vault=0x186514400e52270cef3D80e1c6F8d10A75d47344</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Degen USDC</td><td valign="top">Morpho</td><td valign="top">0xdB90A4e973B7663ce0Ccc32B6FbD37ffb19BfA83</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0xdB90A4e973B7663ce0Ccc32B6FbD37ffb19BfA83&#x26;network=base">https://app.morpho.org/vault?vault=0xdB90A4e973B7663ce0Ccc32B6FbD37ffb19BfA83&#x26;network=base</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">LeadBlock USDC RWA</td><td valign="top">Morpho</td><td valign="top">0x4cA0E178c94f039d7F202E09d8d1a655Ed3fb6b6</td><td valign="top"><a href="https://app.morpho.org/vault?vault=0x4cA0E178c94f039d7F202E09d8d1a655Ed3fb6b6">https://app.morpho.org/vault?vault=0x4cA0E178c94f039d7F202E09d8d1a655Ed3fb6b6</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">TestUSDcVault2</td><td valign="top">Morpho</td><td valign="top">0x35f49B9443862d667c39673258a7F026F511C5f5</td><td valign="top"><br></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Prime Tether USD</td><td valign="top">Notional Finance</td><td valign="top">0x4ebFc11Ad2Dd1c2A450ba194558D797ee5D305a6</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/USDT">https://www.notional.finance/lend-variable/mainnet/USDT</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">Prime Tether USD</td><td valign="top">Notional Finance</td><td valign="top">0xD63aCe62b925361fc588734022718e919A8081AC</td><td valign="top"><a href="https://www.notional.finance/lend-variable/arbitrum/USDT">https://www.notional.finance/lend-variable/arbitrum/USDT</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Prime USD Coin</td><td valign="top">Notional Finance</td><td valign="top">0xaEeAfB1259f01f363d09D7027ad80a9d442de762</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/USDC">https://www.notional.finance/lend-variable/mainnet/USDC</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Prime USDC</td><td valign="top">Notional Finance</td><td valign="top">0x6f28cafe12bd97E474a52bcbfEa6F2c18AE0F53D</td><td valign="top"><br></td></tr><tr><td valign="top">DAI</td><td valign="top">Arbitrum</td><td valign="top">Prime DAI</td><td valign="top">Notional Finance</td><td valign="top">0x0Ace2DC3995aCD739aE5e0599E71A5524b93b886</td><td valign="top"><a href="https://www.notional.finance/lend-variable/arbitrum/DAI">https://www.notional.finance/lend-variable/arbitrum/DAI</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Prime Dai Stablecoin</td><td valign="top">Notional Finance</td><td valign="top">0x54fA13A38a690bC69584A7aC8b834c1770959974</td><td valign="top"><a href="https://www.notional.finance/lend-variable/mainnet/DAI">https://www.notional.finance/lend-variable/mainnet/DAI</a></td></tr><tr><td valign="top">USDT</td><td valign="top">BNB Chain</td><td valign="top">USDT Multi-Strategy Vault</td><td valign="top">Reaper.Farm</td><td valign="top">0x533A0065221A64314F5d008dE12De862B07AAC36</td><td valign="top"><a href="https://www.reaper.farm/">https://www.reaper.farm/</a></td></tr><tr><td valign="top">USDC</td><td valign="top">BNB Chain</td><td valign="top">USDC Multi-Strategy Vault</td><td valign="top">Reaper.Farm</td><td valign="top">0x8F33F99A5FE87AD3fD6Fe36Ff6ff543128B67710</td><td valign="top"><a href="https://www.reaper.farm/">https://www.reaper.farm/</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Seamless Base - USDC</td><td valign="top">Seamless Protocol</td><td valign="top">0x96474402180b5e468A912aE3034A9B122d6d4f19</td><td valign="top"><a href="https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x833589fcd6edb6e08f4c7c32d4f71b54bda02913&#x26;marketName=proto_base_v3">https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x833589fcd6edb6e08f4c7c32d4f71b54bda02913&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Base</td><td valign="top">Seamless Base - DAI</td><td valign="top">Seamless Protocol</td><td valign="top">0xD3531DA85E9892A2B094b432914cfDbD676bd9bA</td><td valign="top"><a href="https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x50c5725949a6f0c72e6c4a641f24049a917db0cb&#x26;marketName=proto_base_v3">https://legacy.seamlessprotocol.com/reserve-overview/?underlyingAsset=0x50c5725949a6f0c72e6c4a641f24049a917db0cb&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Savings Dai</td><td valign="top">Sky</td><td valign="top">0x83F20F44975D03b1b09e64809B757c47f942BEeA</td><td valign="top"><a href="https://app.spark.fi/sdai/">https://app.spark.fi/sdai/</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Real Yield USD</td><td valign="top">Sommelier</td><td valign="top">0x392B1E6905bb8449d26af701Cdea6Ff47bF6e5A8</td><td valign="top"><a href="https://app.somm.finance/strategies/real-yield-usd-arb/manage">https://app.somm.finance/strategies/real-yield-usd-arb/manage</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Turbo GHO</td><td valign="top">Sommelier</td><td valign="top">0x0C190DEd9Be5f512Bd72827bdaD4003e9Cc7975C</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Spectra Usual Boosted USDC</td><td valign="top">Spectra</td><td valign="top">0x1B56E30b6efD7cfDe46eE3E29B851b9094D5810B</td><td valign="top"><a href="https://app.spectra.finance/">https://app.spectra.finance/</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">Usual aggregator</td><td valign="top">Sturdy Finance</td><td valign="top">0x8670120c32DE7bc990e0FE3Bbd04704E98492F0a</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">SuperUSDC</td><td valign="top">Superform</td><td valign="top">0xe9F2a5F9f3c846f29066d7fB3564F8E6B6b2D65b</td><td valign="top"><a href="https://info.superform.xyz/">https://info.superform.xyz/</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">SuperUSDC</td><td valign="top">Superform</td><td valign="top">0xF7DE3c70F2db39a188A81052d2f3C8e3e217822a</td><td valign="top"><a href="https://info.superform.xyz/">https://info.superform.xyz/</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">Swaap USDC Fund</td><td valign="top">Swaap</td><td valign="top">0x95A801B7F33fDd6E2333Df18876677E5510559D7</td><td valign="top"><a href="https://earn.swaap.finance/#/vaults/42161-0x95a801b7f33fdd6e2333df18876677e5510559d7/details">https://earn.swaap.finance/#/vaults/42161-0x95a801b7f33fdd6e2333df18876677e5510559d7/details</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">USDC smart Vault compound</td><td valign="top">Vaultcraft</td><td valign="top">0xc1D4a319dD7C44e332Bd54c724433C6067FeDd0D</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0xc1D4a319dD7C44e332Bd54c724433C6067FeDd0D?chainId=1">https://app.vaultcraft.io/vaults/0xc1D4a319dD7C44e332Bd54c724433C6067FeDd0D?chainId=1</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Dai Smart Vault compound</td><td valign="top">Vaultcraft</td><td valign="top">0x5d344226578DC100b2001DA251A4b154df58194f</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x5d344226578DC100b2001DA251A4b154df58194f?chainId=1">https://app.vaultcraft.io/vaults/0x5d344226578DC100b2001DA251A4b154df58194f?chainId=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">USDC Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0xD3A17928245064B6DF5095a76e277fe441D538a4</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0xD3A17928245064B6DF5095a76e277fe441D538a4?chainId=42161">https://app.vaultcraft.io/vaults/0xD3A17928245064B6DF5095a76e277fe441D538a4?chainId=42161</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">VaultCraft USD Coin Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x319121F8F39669599221A883Bb6d7d0Feef0E69c</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x319121F8F39669599221A883Bb6d7d0Feef0E69c?chainId=10">https://app.vaultcraft.io/vaults/0x319121F8F39669599221A883Bb6d7d0Feef0E69c?chainId=10</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">VaultCraft CompoundV3 USD Coin Compounder</td><td valign="top">Vaultcraft</td><td valign="top">0xC4C7B3FEfECbd07B4174Bb7a49701d508A633733</td><td valign="top"><br></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">USDT Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x8aD58FA719FDf6dc5B324Db9eE22E561377Fda69</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x8aD58FA719FDf6dc5B324Db9eE22E561377Fda69?chainId=42161">https://app.vaultcraft.io/vaults/0x8aD58FA719FDf6dc5B324Db9eE22E561377Fda69?chainId=42161</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">USDc junior Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x52Aef3ea0D3F93766D255A1bb0aA7F1C4885E622</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x52Aef3ea0D3F93766D255A1bb0aA7F1C4885E622?chainId=1">https://app.vaultcraft.io/vaults/0x52Aef3ea0D3F93766D255A1bb0aA7F1C4885E622?chainId=1</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">DAI Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x6cE9c05E159F8C4910490D8e8F7a63e95E6CEcAF</td><td valign="top"><br></td></tr><tr><td valign="top">USDT</td><td valign="top">Optimism</td><td valign="top">USDT senior tranche Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x5Df527eb4cE7dE09f8e966F9bbc9bc4Edbc7f458</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x11E10B12e8DbF7aE44EE50873c09e5C7c3e01385?chainId=1">https://app.vaultcraft.io/vaults/0x11E10B12e8DbF7aE44EE50873c09e5C7c3e01385?chainId=1</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">Tether USD Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0xa9dfbFdDF8f1d8a93c563f9cC3Bb0cf109f619E8</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0xa9dfbFdDF8f1d8a93c563f9cC3Bb0cf109f619E8?chainId=1">https://app.vaultcraft.io/vaults/0xa9dfbFdDF8f1d8a93c563f9cC3Bb0cf109f619E8?chainId=1</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Dai Stablecoin smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0x6b60f289F568E045099e8Bd2bC1067032aB53E4d</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0x6b60f289F568E045099e8Bd2bC1067032aB53E4d?chainId=1">https://app.vaultcraft.io/vaults/0x6b60f289F568E045099e8Bd2bC1067032aB53E4d?chainId=1</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">USDC Smart Vault</td><td valign="top">Vaultcraft</td><td valign="top">0xcdc3CbF94114406a0b59aDA090807838369ced2b</td><td valign="top"><a href="https://app.vaultcraft.io/vaults/0xcdc3CbF94114406a0b59aDA090807838369ced2b?chainId=1">https://app.vaultcraft.io/vaults/0xcdc3CbF94114406a0b59aDA090807838369ced2b?chainId=1</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">DAI-2 yVault</td><td valign="top">Yearn</td><td valign="top">0x92545bCE636E6eE91D88D2D017182cD0bd2fC22e</td><td valign="top"><a href="https://yearn.fi/v3/1/0x92545bCE636E6eE91D88D2D017182cD0bd2fC22e">https://yearn.fi/v3/1/0x92545bCE636E6eE91D88D2D017182cD0bd2fC22e</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Polygon</td><td valign="top">DAI yVault-A</td><td valign="top">Yearn</td><td valign="top">0x90b2f54C6aDDAD41b8f6c4fCCd555197BC0F773B</td><td valign="top"><a href="https://yearn.fi/v3/137/0x90b2f54C6aDDAD41b8f6c4fCCd555197BC0F773B">https://yearn.fi/v3/137/0x90b2f54C6aDDAD41b8f6c4fCCd555197BC0F773B</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Polygon</td><td valign="top">AaveV3 DAI Lender</td><td valign="top">Yearn</td><td valign="top">0xf4F9d5697341B4C9B0Cc8151413e05A90f7dc24F</td><td valign="top"><a href="https://yearn.fi/v3/137/0xf4F9d5697341B4C9B0Cc8151413e05A90f7dc24F">https://yearn.fi/v3/137/0xf4F9d5697341B4C9B0Cc8151413e05A90f7dc24F</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">USDC-2 yVault</td><td valign="top">Yearn</td><td valign="top">0x9FA306b1F4a6a83FEC98d8eBbaBEDfF78C407f6B</td><td valign="top"><a href="https://yearn.fi/v3/42161/0x9FA306b1F4a6a83FEC98d8eBbaBEDfF78C407f6B">https://yearn.fi/v3/42161/0x9FA306b1F4a6a83FEC98d8eBbaBEDfF78C407f6B</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">Morpho Moonwell Flagship USDC Compounder</td><td valign="top">Yearn</td><td valign="top">0xd5428B889621Eee8060fc105AA0AB0Fa2e344468</td><td valign="top"><a href="https://yearn.fi/v3/8453/0xd5428B889621Eee8060fc105AA0AB0Fa2e344468">https://yearn.fi/v3/8453/0xd5428B889621Eee8060fc105AA0AB0Fa2e344468</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">USDC yVault</td><td valign="top">Yearn</td><td valign="top">0xBe53A109B494E5c9f97b9Cd39Fe969BE68BF6204</td><td valign="top"><a href="https://yearn.fi/v3/1/0xBe53A109B494E5c9f97b9Cd39Fe969BE68BF6204">https://yearn.fi/v3/1/0xBe53A109B494E5c9f97b9Cd39Fe969BE68BF6204</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Polygon</td><td valign="top">USDT yVault-A</td><td valign="top">Yearn</td><td valign="top">0xBb287E6017d3DEb0e2E65061e8684eab21060123</td><td valign="top"><a href="https://yearn.fi/v3/137/0xBb287E6017d3DEb0e2E65061e8684eab21060123">https://yearn.fi/v3/137/0xBb287E6017d3DEb0e2E65061e8684eab21060123</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">DAI yVault</td><td valign="top">Yearn</td><td valign="top">0x028eC7330ff87667b6dfb0D94b954c820195336c</td><td valign="top"><a href="https://yearn.fi/v3/1/0x028eC7330ff87667b6dfb0D94b954c820195336c">https://yearn.fi/v3/1/0x028eC7330ff87667b6dfb0D94b954c820195336c</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">Native USDC</td><td valign="top">Yearn</td><td valign="top">0x34b9421Fe3d52191B64bC32ec1aB764dcBcDbF5e</td><td valign="top"><a href="https://yearn.fi/v3/137/0x34b9421Fe3d52191B64bC32ec1aB764dcBcDbF5e">https://yearn.fi/v3/137/0x34b9421Fe3d52191B64bC32ec1aB764dcBcDbF5e</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">USDC yVault-A</td><td valign="top">Yearn</td><td valign="top">0xA013Fbd4b711f9ded6fB09C1c0d358E2FbC2EAA0</td><td valign="top"><a href="https://yearn.fi/v3/137/0xA013Fbd4b711f9ded6fB09C1c0d358E2FbC2EAA0">https://yearn.fi/v3/137/0xA013Fbd4b711f9ded6fB09C1c0d358E2FbC2EAA0</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Polygon</td><td valign="top">AaveV3 USDT Lender</td><td valign="top">Yearn</td><td valign="top">0x3bd8C987286D8Ad00c05fdb2Ae3E8C9a0f054734</td><td valign="top"><a href="https://yearn.fi/v3/137/0x3bd8C987286D8Ad00c05fdb2Ae3E8C9a0f054734">https://yearn.fi/v3/137/0x3bd8C987286D8Ad00c05fdb2Ae3E8C9a0f054734</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">USDC-A ARB</td><td valign="top">Yearn</td><td valign="top">0x6FAF8b7fFeE3306EfcFc2BA9Fec912b4d49834C1</td><td valign="top"><a href="https://yearn.fi/v3/42161/0x6FAF8b7fFeE3306EfcFc2BA9Fec912b4d49834C1">https://yearn.fi/v3/42161/0x6FAF8b7fFeE3306EfcFc2BA9Fec912b4d49834C1</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Arbitrum</td><td valign="top">USDT-A ARB</td><td valign="top">Yearn</td><td valign="top">0xc0ba9bfED28aB46Da48d2B69316A3838698EF3f5</td><td valign="top"><a href="https://yearn.fi/v3/42161/0xc0ba9bfED28aB46Da48d2B69316A3838698EF3f5">https://yearn.fi/v3/42161/0xc0ba9bfED28aB46Da48d2B69316A3838698EF3f5</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">Yearn-Ajna DAI Vault</td><td valign="top">Yearn</td><td valign="top">0xe24BA27551aBE96Ca401D39761cA2319Ea14e3CB</td><td valign="top"><a href="https://yearn.fi/v3/1/0xe24BA27551aBE96Ca401D39761cA2319Ea14e3CB">https://yearn.fi/v3/1/0xe24BA27551aBE96Ca401D39761cA2319Ea14e3CB</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Ethereum</td><td valign="top">yPT-sDAI (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0xC9FB833f11d2d8169953b144Fa5242e8aeC25C01</td><td valign="top"><br></td></tr><tr><td valign="top">USDe</td><td valign="top">Arbitrum</td><td valign="top">yPT-USDe (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x34a2b066AF16409648eF15d239E656edB8790ca0</td><td valign="top"><br></td></tr><tr><td valign="top">USDe</td><td valign="top">Ethereum</td><td valign="top">yPT-USDe-Zircuit (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x76e9B1711D85BC9c88a437420787c34282956eC5</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">MUV002 - Flagship USDC</td><td valign="top">Yearn</td><td valign="top">0x50fd1E6E0E2153C2B26eBBcD9bCdeD4639A1AAE3</td><td valign="top"><a href="https://yearn.fi/v3/8453/0x50fd1E6E0E2153C2B26eBBcD9bCdeD4639A1AAE3">https://yearn.fi/v3/8453/0x50fd1E6E0E2153C2B26eBBcD9bCdeD4639A1AAE3</a></td></tr><tr><td valign="top">USDe</td><td valign="top">Ethereum</td><td valign="top">yPT-USDe (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x8A878E3149051B810F078FD3F2E0924290be34A6</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Arbitrum</td><td valign="top">yPT-aUSDC (auto-rolling Pendle PT)</td><td valign="top">Yearn</td><td valign="top">0x2B0B6376083c6E1F376C7439F328436A673F333c</td><td valign="top"><a href="https://yearn.fi/v3/42161/0x2B0B6376083c6E1F376C7439F328436A673F333c">https://yearn.fi/v3/42161/0x2B0B6376083c6E1F376C7439F328436A673F333c</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Polygon</td><td valign="top"><br></td><td valign="top">Yearn</td><td valign="top">0x8eE8898b3524470FA0cFd9c5Af4Be59cd7e9595D</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">YieldFox USDC.e-B</td><td valign="top">Yearn</td><td valign="top">0x336f8B2cD78Cd280116d2Db68b7cd983ee3D53aC</td><td valign="top"><br></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">ZeroLend USDC</td><td valign="top">ZeroLend</td><td valign="top">0x942bed98560e9b2Aa0d4Ec76BbDa7a7E55f6B2D6</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48&#x26;marketName=proto_mainnet_rwa_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48&#x26;marketName=proto_mainnet_rwa_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Base</td><td valign="top">ZeroLend USDC</td><td valign="top">ZeroLend</td><td valign="top">0xA70b9595bad8EdbEfa9F416ee36061b1fA8d1160</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x833589fcd6edb6e08f4c7c32d4f71b54bda02913&#x26;marketName=proto_base_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x833589fcd6edb6e08f4c7c32d4f71b54bda02913&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">USDe</td><td valign="top">Linea</td><td valign="top">ZeroLend Ethena USDe</td><td valign="top">ZeroLend</td><td valign="top">0xd93D409b48209A8785bb08613522a0CC9fceF150</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x5d3a1ff2b6bab83b63cd9ad0787074081a52ef34&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x5d3a1ff2b6bab83b63cd9ad0787074081a52ef34&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Linea</td><td valign="top">ZeroLend USDC</td><td valign="top">ZeroLend</td><td valign="top">0x5f20d3887892d5bAEF5869D64D546244F13d0e3B</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x176211869ca2b568f2a7d4ee941e073a821ee1ff&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x176211869ca2b568f2a7d4ee941e073a821ee1ff&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Linea</td><td valign="top">ZeroLend USDT</td><td valign="top">ZeroLend</td><td valign="top">0xB42e5230932A6FB5310B54AEd7a7420E13e6CF32</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xa219439258ca9da29e9cc4ce5596924745e12b93&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xa219439258ca9da29e9cc4ce5596924745e12b93&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">DAI</td><td valign="top">Linea</td><td valign="top">ZeroLend DAI</td><td valign="top">ZeroLend</td><td valign="top">0x027bE5E0CC0EF2512A6c752b26D0bF0e0D56cb9D</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x4af15ec2a0bd43db75dd04e62faa3b8ef36b00d5&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x4af15ec2a0bd43db75dd04e62faa3b8ef36b00d5&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">sUSDe</td><td valign="top">Linea</td><td valign="top">ZeroLend Ethena Staked USDe</td><td valign="top">ZeroLend</td><td valign="top">0x7Df982F41a85A8FaA07Eb2e24B758c13fA92e5b8</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x211cc4dd073734da055fbf44a2b4667d5e5fe5d2&#x26;marketName=proto_linea_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x211cc4dd073734da055fbf44a2b4667d5e5fe5d2&#x26;marketName=proto_linea_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">ZeroLend USDT</td><td valign="top">ZeroLend</td><td valign="top">0xB0d8285b6EE58b6578183f85AfAf3Dbf75DD377B</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xdac17f958d2ee523a2206206994597c13d831ec7&#x26;marketName=proto_mainnet_rwa_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xdac17f958d2ee523a2206206994597c13d831ec7&#x26;marketName=proto_mainnet_rwa_v3</a></td></tr><tr><td valign="top">sUSDe</td><td valign="top">Ethereum</td><td valign="top">ZeroLend Staked USDe</td><td valign="top">ZeroLend</td><td valign="top">0x8080CB418abF52Bcc02256D9237A9b6833c73eC2</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x9d39a5de30e57443bff2a8307a4256c8797a3497&#x26;marketName=proto_mainnet_rwa_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x9d39a5de30e57443bff2a8307a4256c8797a3497&#x26;marketName=proto_mainnet_rwa_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">ZeroLend USDC</td><td valign="top">ZeroLend</td><td valign="top">0xD8780Bd3f543231B7125363F595ffe79c4FB50c6</td><td valign="top"><br></td></tr><tr><td valign="top">USDz</td><td valign="top">Ethereum</td><td valign="top">ZeroLend USDz</td><td valign="top">ZeroLend</td><td valign="top">0xaf79F62191696a7014408951d634cD3e157D23d8</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x69000405f9dce69bd4cbf4f2865b79144a69bfe0&#x26;marketName=proto_mainnet_rwa_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x69000405f9dce69bd4cbf4f2865b79144a69bfe0&#x26;marketName=proto_mainnet_rwa_v3</a></td></tr><tr><td valign="top">USDT</td><td valign="top">Ethereum</td><td valign="top">ZeroLend USDT</td><td valign="top">ZeroLend</td><td valign="top">0xEE7214E57783354b1E75C2bC1a2AFEbfb2f54729</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xdac17f958d2ee523a2206206994597c13d831ec7&#x26;marketName=proto_mainnet_lrt_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0xdac17f958d2ee523a2206206994597c13d831ec7&#x26;marketName=proto_mainnet_lrt_v3</a></td></tr><tr><td valign="top">USDz</td><td valign="top">Base</td><td valign="top">ZeroLend Anzen USDz</td><td valign="top">ZeroLend</td><td valign="top">0x709c91c8DaF832CDf3Bac0EfF7b5bF5Fd2f37e45</td><td valign="top"><a href="https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x04d5ddf5f3a8939889f11e97f8c4bb48317f1938&#x26;marketName=proto_base_v3">https://app.zerolend.xyz/reserve-overview/?underlyingAsset=0x04d5ddf5f3a8939889f11e97f8c4bb48317f1938&#x26;marketName=proto_base_v3</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">exactly USDC.e</td><td valign="top">exactly protocol</td><td valign="top">0x81C9A7B55A4df39A9B7B5F781ec0e53539694873</td><td valign="top"><a href="https://app.exact.ly/USDC.E">https://app.exact.ly/USDC.E</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Optimism</td><td valign="top">exactly USDC</td><td valign="top">exactly protocol</td><td valign="top">0x6926B434CCe9b5b7966aE1BfEef6D0A7DCF3A8bb</td><td valign="top"><a href="https://APP.EXACT.LY/USDC">HTTPS://APP.EXACT.LY/USDC</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Polygon</td><td valign="top">MaxUSD</td><td valign="top">maxAPY Beta</td><td valign="top">0xE7FE898A1EC421f991B807288851241F91c7e376</td><td valign="top"><a href="https://app.maxapy.io/vaults/polygon/usdc">https://app.maxapy.io/vaults/polygon/usdc</a></td></tr><tr><td valign="top">USDC</td><td valign="top">Ethereum</td><td valign="top">MaxUSD</td><td valign="top">maxAPY Beta</td><td valign="top">0x349c996C4a53208b6EB09c103782D86a3F1BB57E</td><td valign="top"><a href="https://app.maxapy.io/vaults/ethereum/usdc">https://app.maxapy.io/vaults/ethereum/usdc</a></td></tr></tbody></table>
{% endtab %}
{% endtabs %}


# Ecosystem

The Strategies section explains how maxAPY continuously selects and reallocates capital across high-performing yield opportunities. This page focuses on the integrations that make those deployments possible - the infrastructure layer that enables strategy execution, bridging, and cross-chain optimization.

***

## Core Infrastructure Integrations

### LI.FI: Cross-Chain Deposit Automation

maxAPY integrates the LI.FI SDK to support seamless, any-token deposits from any supported EVM chain. When a user initiates a deposit, our system uses LI.FI to determine the optimal path to convert and bridge the asset into the vault’s required format on Base (ETH or USDC).

Behind the scenes, the SDK aggregates DEXs and bridges to find the most efficient route. Swaps and bridging happen in one atomic transaction - users simply approve once and confirm.&#x20;

{% hint style="success" %}
From your perspective, the deposit is instant and direct.&#x20;

From a protocol perspective, we’re removing every manual step normally required to fund a vault.
{% endhint %}

**Key Benefits**

* Any-token, any-chain support
* Automated swap, bridge, and vault entry in one flow
* Reduced slippage, lower gas, and fewer failed transactions

This integration drastically improves UX, especially for users entering from outside Base.&#x20;

There's no need to bridge manually, no asset conversions to manage, and no exposure to intermediate protocols.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FJyZrkZQa67KFUTXLRMtM%2Fimage.png?alt=media&amp;token=23fe5d0d-6d95-48aa-ac35-66f6039cc5cc" alt="" width="563"><figcaption></figcaption></figure>

### **LayerZero: Cross-Chain Oracle Messaging**

maxAPY uses LayerZero to support a decentralized share price oracle system across chains. Each strategy vault deployed on external chains updates its performance via a SharePriceOracle contract. These updates are transmitted back to the main MetaVault on Base through LayerZero.

Rather than rely on centralized APIs or off-chain monitoring, this system lets us coordinate capital based on verified on-chain data. The MetaVault receives real-time share price updates and uses them to make rebalancing decisions across all chains.

**Key Benefits**

* Accurate, up-to-date yield performance from remote chains
* Decentralized and verifiable messaging
* Enables strategy coordination across chains from a single vault

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2Fge2sbq2VLH6WCGbmBpRO%2Fimage.png?alt=media&amp;token=ab124c61-9dbf-4520-823b-fb8a1c2a3b39" alt="" width="563"><figcaption></figcaption></figure>

{% hint style="info" %}
This oracle system is fully modular and open-source, allowing other protocols to adopt the same pattern for multi-chain yield coordination. Check out our cool repo.
{% endhint %}

### Bungee: Automated Bridge Retries

maxAPY integrates Bungee (via Socket Protocol) to power a recovery system for failed bridge transfers. When a cross-chain transaction fails due to network congestion, gas limits, or downtime, our system automatically detects the failure and retries the transfer using updated route data from Bungee’s API.

This ensures that assets don’t get stuck, yield flows aren’t interrupted, and no manual recovery is required. Funds are re-routed, bridged again, and deposited into the vaults as originally intended.

#### Key benefits

* Automatic bridge retry logic
* Uninterrupted yield flow during transfer failures&#x20;
* Real-time route updates and fallback options

\
The system monitors transaction status in real time, fetches fresh calldata, and executes new bridge transfers from a controlled contract. recovery vaults temporarily hold stuck funds, while structured logging tracks every attempt for transparency and reliability.

Bungee aggregates routes across all major bridges and DEX aggregators, ensuring retries always use the most optimal path available. This integration turns one of DeFi's most fragile pain points into a resilient, automated component of our strategy engine.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FSzIAvBC9XQV35tDdk12Z%2Fimage.png?alt=media&amp;token=f1dc7c95-4746-42ec-8fa3-aff742c64f7c" alt=""><figcaption></figcaption></figure>

### Superform: Vault Access Layer + Custom Adapters

Superform standardizes vault interactions across EVM chains and powers our cross-chain execution layer. We use their audited, non-upgradeable smart contracts for routing funds into ERC4626 vaults and handling asset movement.

However, maxAPY does not rely on Superform’s vault logic or strategy curation. Instead, we’ve built our own system on top of Superform’s infrastructure, enabling fully custom strategy integrations and execution logic.

**Key Benefits**

* Superform handles vault access, bridging, and messaging
* maxAPY selects all strategies and manages rebalancing logic
* Our custom adapters extend Superform to support any strategy architecture

Unlike Superform's Supervaults, which are chain-isolated, maxAPY's MetaVaults are omni-chain by design, enabling unified strategy logic and cross-chain capital deployment from a single entry point.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FUL6F8aGx2E78uEYR1kA1%2Fimage.png?alt=media&amp;token=902a2df3-dd85-45e2-b388-9700397b0fca" alt="" width="563"><figcaption></figcaption></figure>

***

## Yield Protocols

This section refers to the protocols where maxAPY deploys capital to earn yield.&#x20;

Strategies are selected based on security, liquidity, historical performance, and technical compatibility.&#x20;

All deployments are automated and monitored continuously. We evaluate and integrate new protocols regularly. All strategies are non-custodial, non-lockup, and fully verified before capital is allocated.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FzhMo3bcTu3tLftApKsXK%2Fimage.png?alt=media&amp;token=a2a120a5-c064-4bb5-9414-f4b6b7574fa6" alt="" width="563"><figcaption></figcaption></figure>

We find and deploy your assets 24/7 to the highest-yielding strategies across the following protocols:

#### Lending Protocols

* Aave
* Morpho
* ZeroLend
* Instadapp Lite
* Euler
* Notional Finance
* Arcadia Finance V2
* Seamless Protocol
* Ion Protocol
* Alpaca Finance
* TRP - Top Rate Protocol
* Qoda Finance

#### Yield Platforms

* Origin Protocol
* Sommelier
* GoGoPool
* Yearn
* Harvest Finance
* Superform
* Beefy
* Ostium
* Sandclock
* Affine
* f(x) Protocol
* Goat
* Overnight Finance
* Idle
* Vaultcraft
* Adapter.fi
* Reaper.Farm
* PV01
* Swaap
* USX
* Cove
* Mrdinc Network

#### DEX & Liquidity

* Elixir
* Resolv
* Gearbox
* Aura Finance
* Curve Finance
* Spectra
* Avantis
* Sturdy Finance
* Aloe
* BakerFi
* Stable Jack
* Gyroscope
* EMPLIFAI
* ATLANTIC ETH

#### Staking Solutions

* Ethena
* Kelp DAO
* Swell
* Davos

#### Other DeFi Protocols

* Anzen Finance
* TIME Token Finance
* NFTperp
* Sky
* Fluid
* Wasabi
* Angle
* PoolTogether
* Exactly Protocol
* Animal Farm
* Jsutin
* Aloe OP-\[USDC]
* Zleets
* NazarP
* Sparrow Protocol
* Moby ETH
* ROYCO

{% hint style="info" %}
This ecosystem continues to expand as we evaluate and integrate new protocols based on our strict security and performance criteria.
{% endhint %}


# Withdrawals

At maxAPY, we believe in absolute transparency about how your funds move through our system, especially during withdrawals. While we optimize for instant liquidity, our cross-chain architecture means some withdrawals might require a brief processing period.

## How Withdrawals Work

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FnOzywsJXf2VAFOSOu8hZ%2Fimage.png?alt=media&amp;token=6b42499d-d82c-4c55-a202-ffddd2a28025" alt=""><figcaption></figcaption></figure>

When you initiate a withdrawal from maxAPY, the process follows one of two paths:

### Path 1: Instant Withdrawals

If your withdrawal amount is covered by our **idle reserves** - funds we strategically maintain on our Base vault - you will be able to claim the withdrawn funds immediately. We maintain these reserves through a sophisticated optimization system that balances immediate availability with yield optimization.

{% hint style="success" %}
maxAPY continuously calculates the optimal amount of funds to keep readily available, considering:

* Historical withdrawal patterns
* Current gas costs across chains
* Yield differentials between strategies
* Expected bridge processing times
  {% endhint %}

### Path 2: Delayed Withdrawals

For amounts exceeding our idle reserves, the withdrawal process involves retrieving funds from active strategies, which may be deployed across different chains. This creates a "bridge-dependent timeline":

1. **Initiation**: You start the withdrawal process
2. **Processing**: Our system automatically triggers fund retrieval from the relevant strategies
3. **Bridge Transit**: Funds move back to our base chain through optimized routes
4. **Completion**: Funds become available for claiming

{% hint style="success" %}
maxAPY utilizes multiple bridge providers to ensure the fastest possible processing times, automatically selecting the most efficient route based on real-time conditions.
{% endhint %}

{% hint style="warning" %}

#### **Cross-Chain Reallocation Periods**

During active strategy reallocation, when funds are being bridged between chains to a new high-yielding opportunity, withdrawal availability is temporarily adjusted. The vault maintains a portion of funds as "idle reserves" on Base chain for immediate withdrawals, while the remainder is in transit.

**Why can't we retrieve funds mid-bridge?**&#x20;

This limitation stems from the fundamental nature of cross-chain transactions - once a bridging operation begins, the assets are locked in a specialized bridge contract while message verification and state updates propagate across chains. Attempting to interrupt this process could lead to transaction failures or, worse, permanently locked funds. It's similar to how you can't cancel a bank wire transfer mid-flight - the system needs to complete its secure verification process.

Until the cross-chain transfer is complete, withdrawals exceeding the available idle funds can't be processed. Once completed, withdrawals will be available as usual.
{% endhint %}

### Final Step: Claiming

Withdrawals in maxAPY follow a **two-step process**:

1. **Requesting a Withdrawal:** Funds are queued for retrieval from the vault (*we just went over this*).
2. **Claiming the Withdrawal:** Once processed, funds are available to claim and must be manually executed by the user.

Once your withdrawal is processed, you’ll find it in the **Claim Section of the Vault**, ready for execution.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FSi6LGUxGs3pKPUdKuYRK%2FScreenshot%202025-03-18%20at%2014.27.16.png?alt=media&amp;token=4e7361da-916b-4bfb-950f-b0cfb9e88723" alt=""><figcaption></figcaption></figure>

**How to Track Your Claim Status**

To ensure you never miss a claim opportunity, maxAPY provides multiple ways to stay informed:

* **Notification Tray:** Get a **"Claim Available"** alert in real-time when your withdrawal is ready.
* **One-Time Email Notifications:** Opt-in at withdrawal request to receive an email when your funds are claimable.
* **Dashboard Recent Activity:** Monitor your withdrawal’s progress and transaction logs.
* **Claims Section:** All processed withdrawals will be listed in the vault for execution.

For a full breakdown of how to track your claims and receive alerts, visit the Notifications page.

{% content-ref url="/pages/H4vN1tn36RevhItjzvpP" %}
[Notifications](/protocol/notifications)
{% endcontent-ref %}

***

## Withdrawal Timeline

The processing time for strategic withdrawals varies based on two primary factors:

1. **Strategy Location**: Which chain(s) your funds are currently deployed on
2. **Bridge Conditions**: Current processing times of various bridge providers

Typical processing times:

<table data-header-hidden><thead><tr><th width="204"></th><th></th></tr></thead><tbody><tr><td><strong>Instant</strong></td><td>For amounts covered by idle reserves</td></tr><tr><td><strong>20 min - 4 hours</strong></td><td>For cross-chain retrievals under optimal conditions</td></tr><tr><td><strong>4-24 hours</strong></td><td>For complex multi-chain retrievals or during high network congestion</td></tr></tbody></table>

When initiating a withdrawal, you'll see:

1. **Available Now**: Amount that can be withdrawn instantly
2. **Processing Required**: Amount that needs to be retrieved from strategies
3. **Estimated Completion**: Timeline based on current network conditions

***Note**: In rare cases where a bridge operation fails, your funds automatically return to maxAPY protocol's recovery system and are automatically reprocessed. This process is handled by our bridge providers and typically resolves within 4 hours. **Your funds are never at risk** - it's simply a timing delay.*

***

## Best Practices for Users

To optimize your withdrawal experience:

1. **Plan Ahead**: For large withdrawals, consider initiating the process before urgent needs arise
2. **Check Available Liquidity**: The interface shows instantly available amounts
3. **Monitor Status**: Track your withdrawal progress through our Dashboard
4. **Understanding Timing**: Larger withdrawals may require more time due to cross-chain movements


# Notifications

Tracking your transactions and staying up to date with your vault activity is effortless with maxAPY.&#x20;

We provide multiple ways to monitor deposits, withdrawals, and claims, ensuring you always know where your assets are.

***

## Recent Activity in Dashboard

The **Recent Activity** section of your dashboard provides a detailed log of all your interactions with maxAPY vaults. This includes deposits, withdrawals, and yield collections, along with timestamps and transaction hashes for full transparency.

* **Type:** Displays the nature of the transaction (deposit, withdrawal, yield collection, etc.).
* **Vault:** Shows which vault the transaction was executed in.
* **Amount:** Indicates the asset amount involved in the transaction.
* **Hash:** Links directly to the blockchain explorer for verification.
* **Date:** Displays the exact time of execution.

Use this section to quickly review historical transactions and confirm successful executions.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2F8SvmD8AGdL236Nli7lTj%2Fimage.png?alt=media&amp;token=f574d9b1-fea0-4609-b91a-36f35407e31f" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
Yield Collection represents harvested rewards from the strategies deployed by maxAPY. The amount shown is **not the total yield generated** but the portion that gets **added to your balance** based on your share of the vault. Your total yield is continuously reinvested for compounding returns.
{% endhint %}

***

## Notification Tray

Your Notification Tray is your real-time activity feed, keeping you updated with live status changes and confirmations across deposits, withdrawals, and claims.

Click on any notification to view transaction details in the blockchain explorer.

#### Types of Notifications You’ll Receive:

* **Deposits**: Confirmation when funds successfully enter a vault.
* **Zap** **Deposits**: Includes status updates for single-chain and cross-chain zaps, including:
  * **Zap in Progress:** Funds are being converted and will be available soon.
  * **Zap Completed:** Conversion successful, funds added to your vault.
  * **Zap Failed:** If a conversion fails, funds are refunded to your wallet.
* **Withdrawals**: Updates on withdrawal status, including:
  * **Withdrawal Requested**: Confirmation that the request was submitted.
  * **Withdrawal Pending**: Funds are being retrieved and will be available soon.
  * **Withdrawal Successful:** Funds are now in your wallet.
* **Zap Withdrawals:**
  * **Zap in Progress**: Funds are swapping from one asset to another.
  * **Zap Completed**: Swap successful, assets now in your wallet.
* **Claim Available**: Alerts when your withdrawal is fully processed and ready to be claimed.
* **Claim Successful**: Confirmation that the claim transaction was executed.
* **Redeem Requests**: Notifies you when you submit a redemption request for a vault.

{% hint style="info" %}

#### What’s a Zap?

A Zap automates both deposits and withdrawals, letting you seamlessly move assets across chains. When depositing, any asset from any chain is automatically swapped into the vault’s underlying asset and bridged to Base. When withdrawing, your funds can be swapped and bridged to your preferred network and asset - no manual conversions or bridging needed.
{% endhint %}

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FPR2hkfeUgBDAdTAQRm4Q%2Fimage.png?alt=media&amp;token=5472e74f-10ba-4bbc-b11b-70b1da1a3c59" alt=""><figcaption></figcaption></figure>

{% hint style="success" %}
**Pro tip:** Click on a **"Claim Available"** notification to jump straight to the vault and claim your funds instantly.
{% endhint %}

#### **Enabling Notifications**

To receive real-time notifications, you’ll need to **sign a gasless message** with your wallet. This step is required to verify your ownership and enable secure, on-chain notifications. No fees are involved, and this ensures that only you can activate notifications for your account.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FwkjoILJrndoeFSG4qUKC%2Fimage.png?alt=media&amp;token=ae49a71f-d9b3-429d-8653-185cf1d18532" alt=""><figcaption></figcaption></figure>

***

## One-time Email Notifications

For added convenience, maxAPY offers **one-time email notifications** when you request a withdrawal. This ensures you don’t have to monitor the platform constantly - when your funds are ready to be claimed, you’ll get an instant email alert.

* To enable email notifications, simply check the **"Email me when this transaction is ready"** box when making a withdrawal.
* You’ll receive an email when your withdrawal is processed and available for claiming.
* No emails are stored - each notification is linked only to that specific transaction.
* **First-time users need to sign a message** to verify their wallet before enabling email notifications. This is a one-time authentication per address per device. If you haven’t done this before in the notification tray, a **Sign with Wallet** button will appear when you check the email checkbox.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2F8LicDxBH7s6l50OmIM9I%2Fimage.png?alt=media&amp;token=3f55b430-33ad-4e5f-9fdd-a26c863313bd" alt=""><figcaption></figcaption></figure>

***

## Claims Section of the Vault

When a withdrawal has been fully processed and is **ready to claim**, you’ll find it in the **Claims** section of the vault.

* Displays all pending claims, along with amounts and chain details.
* Allows you to execute the claim transaction and receive your funds instantly.
* Shows the processing status of ongoing claims.

This section is essential for finalizing withdrawals and ensuring smooth fund transfers.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FypnT99BtCZs948h6YgYR%2Fimage.png?alt=media&amp;token=d76ab6ba-561e-4c70-8941-6df87d10ef9c" alt=""><figcaption></figcaption></figure>

{% hint style="success" %}
**Pro tip:** Enable the **notifications tray**  and a **one-time email notification** when requesting a withdrawal, so you’ll be alerted as soon as your funds are ready - no need to check the claims section manually.
{% endhint %}


# Fees

maxAPY's fee structure is designed around a fundamental principle - users should only pay for *actual value delivered* above what they could achieve through basic, risk-free strategies.

Our fee system consists of multiple components, each carefully designed to align our interests with those of our users while ensuring sustainable protocol operations.

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FBt78JNr5IwuVE6iLadIa%2Fimage.png?alt=media&amp;token=0deb1abe-436f-4b63-b346-b868d0f6fec1" alt="" width="563"><figcaption></figcaption></figure>

## Core Concepts

Before diving into our fee components, it's important to understand 3 core concepts: Share Price, Hurdle Rate and High-Water Mark:

{% hint style="info" %}

### Understanding the Share Price

The share price is the vault's fundamental performance metric, reflecting the pure investment performance of the underlying strategies, independent of fee collection. This separation of performance measurement from fee mechanics is crucial for transparency and fairness.

* Share Price Growth:
  * Represents the vault's raw investment returns
  * Increases with profitable yield generation
  * Decreases with **temporary** depegs of the strategy assets from the vault underlying assets.
  * Unaffected by deposits, withdrawals, or fee collections
* User Positions:
  * Measured in shares, not underlying assets
  * Position Value = Number of Shares × Current Share Price
  * Initial Shares = Deposit Amount ÷ Share Price at Deposit
  * Share count only changes through fee collection
    {% endhint %}

{% hint style="info" %}

### Understanding the Hurdle Rate

The hurdle rate is a baseline return threshold that varies by asset type:

* For ETH vaults: Lido staking APR
* For USDC vaults: 4-week T-Bill yield

This rate represents the "risk-free" return easily accessible to users without active management.

Since these rates fluctuate over time, the actual hurdle applied to your position is calculated as the average rate during your deposit period.&#x20;

For example, if you held a position in the maxETH vault for 6 months while:

* Month 1-3: Lido staking APR was 1%
* Month 4-6: Lido staking APR was 3%&#x20;

Your effective hurdle would be 2%.

This ensures the hurdle accurately reflects the "risk-free" return you could have achieved during your specific investment period.

***

*Note: For simplicity, the examples in this documentation use fixed hurdle rates. In practice, they are dynamically calculated based on market conditions during your deposit period.*
{% endhint %}

{% hint style="info" %}

### Understanding the High-Water Mark

The High-Water Mark (HWM) tracks peak performance of the vault through its share price, starting at 1.00 and growing as the vault generates returns. Its purpose is to prevent double-charging performance fees when recovering from a dip.

Performance fees apply to:

* Growth from initial price to current price
* Any growth beyond the previous HWM

Performance fees do NOT apply to:

* Recovery growth back to a previous HWM

This ensures:

* You pay for actual value creation
* You never pay twice for the same gains
  {% endhint %}

***

## Management Fee

A fixed 2% annual fee applied to the average assets under management during your investment period. For example, if you start the year with 100 ETH and end with 200 ETH, assuming linear growth, the management fee would be calculated on the average (150 ETH).

Management fees are only charged on a monthly basis and when users withdraw their funds. For partial withdrawals, fees are calculated pro-rata.

{% hint style="success" %}
Unlike traditional DeFi protocols that stack fees on top of underlying protocols, maxAPY's management fee ***includes*** fees from underlying protocols. If they charge equal or higher fees, we don't add extra. We also ensure your returns do not drop below a baseline, risk-free rate.
{% endhint %}

For example:

* If an underlying protocol charges 1% → We add 1% to reach our 2% target
* If an underlying protocol charges 2% or more → We add nothing extra

Additionally, our management fee automatically adjusts to ensure your returns never fall below the hurdle rate. This means if our strategies are only slightly outperforming the baseline, we'll reduce our fee accordingly.

We believe this is the fair thing to do - users never pay more than necessary for the service provided.

***

## Performance Fee

A 20% fee applied only to profits (after management fees) that exceed both:

1. **High-Water Mark (HWM)**: Peak performance point of the entire vault (defined above)
2. **Hurdle Rate**: The baseline return rate (defined above)

Performance fees are calculated and collected at the same time as management fees - monthly and upon withdrawal. For partial withdrawals, fees are calculated pro-rata.

***

## Fee Collection

Fees in maxAPY are collected through two mechanisms:

### 1. Regular Monthly Collection

Both management and performance fees are calculated and collected at the end of each calendar month. For users who deposit mid-month, their first month's fees are pro-rated based on the number of days they were in the vault.

Monthly collections are processed automatically by the protocol.

### 2. Withdrawal-Based Collection

When users withdraw, they pay any accrued fees for the current month up to their withdrawal date.

For partial withdrawals, fees are calculated pro-rata based on both:

* The portion of the month that has elapsed
* The proportion of their position being withdrawn

These fees are deducted from the withdrawal amount before settling.

{% hint style="info" %}

#### Example of Combined Fee Collection

If you withdraw on January 15th:

* You would have already paid all fees through December 31st via the monthly collection
* Your withdrawal would include fees for January 1-15, calculated as:
  * (15 days / 31 days) × monthly fee rate × withdrawn amount
    {% endhint %}

### Fee Settlement

Fees are collected through share deduction:

* The protocol calculates fees in the underlying asset (ETH for maxETH vaults, USDC for maxUSDC vaults)
* Fees are converted to equivalent shares using the current share price
* These shares are deducted from user positions and transferred to the maxAPY protocol
* For partial month withdrawals, a pro-rata share deduction is calculated up to the withdrawal date
* Currently the maxAPY protocol keeps its collected fees inside the vault to generate additional yield. This mechanic will be later subject to governance control.

Mechanics of Share-Based Settlement:

* Share deductions occur at current share price
* Share price remains unchanged by fee collection
* Share reductions directly reduce user position sizes
* Protocol receives shares which can be redeemed for underlying assets (like users do)

Share-based collection provides key benefits:

* Fair distribution of fees across all depositors
* Preservation of share price as pure performance metric
* Accurate handling of deposits and withdrawals at any time
* Efficient protocol revenue collection without affecting vault liquidity

All fee calculations and operational details are:

* Publicly verifiable on-chain
* Documented in technical specifications
* Displayed in real-time through the user interface
* Subject to future community governance oversight

{% hint style="info" %}

#### ELI5:

maxAPY takes fees by reducing the number of shares of the vault you own, not by taking your ETH or USDC directly. It converts the fee amount into shares at the current price and deducts them from your balance, without changing the share price. These fees stay in the vault to keep earning yield, and later the community will be able to decide what to do with them. This method ensures fees are fairly distributed, doesn’t mess with vault liquidity, and is fully transparent on-chain.
{% endhint %}

***

## Examples

Let's walk through a complete set of examples showing both management and performance fees.

*Note: For simplicity, the examples in this documentation use fixed hurdle rates. In practice, they are dynamically calculated based on market conditions during your deposit period.*

{% tabs %}
{% tab title="Basic Growth" %}

## Basic Growth Example

Let's follow a position that experiences steady growth with no drawdowns over 6 months.

### Initial Position (January 1st)

* Deposit Amount: 100 ETH
* Initial Share Price: 1.0000
* Initial Shares: 100.000 shares (100 ETH ÷ 1.0000)
* Annual Hurdle Rate: 2%

### Monthly Performance

#### January

Starting Position:

* Shares: 100.000 shares
* Share Price: 1.0000 → 1.0160
* Position Value: 100.000 × 1.0160 = 101.600 ETH

Management Fee:

* Average AUM: (100.000 + 101.600) / 2 = 100.800 ETH
* Monthly Rate: 2% / 12 = 0.167%
* Fee Amount: 100.800 × 0.167% = 0.168 ETH
* Shares Deducted: 0.168 / 1.0160 = 0.165 shares
* Shares After Mgmt Fee: 100.000 - 0.165 = 99.835 shares
* Position After Mgmt Fee: 99.835 × 1.0160 = 101.432 ETH

Performance Fee:

* Monthly Growth: (1.0160 - 1.0000) / 1.0000 = 1.60%
* Monthly Hurdle: 2% / 12 = 0.167%
* Growth above Hurdle: 1.60% - 0.167% = 1.433%
* Growth Value: 101.432 × 1.433% = 1.454 ETH
* Fee Amount: 1.454 × 20% = 0.291 ETH
* Shares Deducted: 0.291 / 1.0160 = 0.286 shares
* Final Shares: 99.835 - 0.286 = 99.549 shares

January Summary:

* Final Shares: 99.549 shares
* Share Price: 1.0160
* Position Value: 99.549 × 1.0160 = 101.141 ETH

#### February

Starting Position:

* Shares: 99.549 shares
* Share Price: 1.0160 → 1.0322
* Position Value: 99.549 × 1.0322 = 102.754 ETH

Management Fee:

* Average AUM: (101.141 + 102.754) / 2 = 101.948 ETH
* Fee Amount: 101.948 × 0.167% = 0.170 ETH
* Shares Deducted: 0.170 / 1.0322 = 0.165 shares
* Shares After Mgmt Fee: 99.549 - 0.165 = 99.384 shares
* Position After Mgmt Fee: 99.384 × 1.0322 = 102.584 ETH

Performance Fee:

* Monthly Growth: (1.0322 - 1.0160) / 1.0160 = 1.595%
* Growth above Hurdle: 1.595% - 0.167% = 1.428%
* Growth Value: 102.584 × 1.428% = 1.465 ETH
* Fee Amount: 1.465 × 20% = 0.293 ETH
* Shares Deducted: 0.293 / 1.0322 = 0.284 shares
* Final Shares: 99.384 - 0.284 = 99.100 shares

February Summary:

* Final Shares: 99.100 shares
* Share Price: 1.0322
* Position Value: 99.100 × 1.0322 = 102.291 ETH

\[Months 3-5 follow the same calculation pattern...]

#### June (Partial Month - Withdrawal on June 15th)

Starting Position:

* Shares: 97.850 shares
* Share Price: 1.0804 → 1.0884
* Position Value: 97.850 × 1.0884 = 106.501 ETH

Pro-rated Management Fee:

* Average AUM: (105.674 + 106.501) / 2 = 106.088 ETH
* Monthly Rate: 0.167% × (15/30) = 0.0835%
* Fee Amount: 106.088 × 0.0835% = 0.089 ETH
* Shares Deducted: 0.089 / 1.0884 = 0.082 shares
* Shares After Mgmt Fee: 97.850 - 0.082 = 97.768 shares
* Position After Mgmt Fee: 97.768 × 1.0884 = 106.412 ETH

Pro-rated Performance Fee:

* Period Growth: (1.0884 - 1.0804) / 1.0804 = 0.74%
* Monthly Hurdle (pro-rated): 0.167% × (15/30) = 0.0835%
* Growth above Hurdle: 0.74% - 0.0835% = 0.6565%
* Growth Value: 106.412 × 0.6565% = 0.699 ETH
* Fee Amount: 0.699 × 20% = 0.140 ETH
* Shares Deducted: 0.140 / 1.0884 = 0.129 shares
* Final Shares: 97.768 - 0.129 = 97.639 shares

June Summary:

* Final Shares: 97.639 shares
* Share Price: 1.0884
* Final Position Value: 97.639 × 1.0884 = 106.273 ETH

### Overall Summary

Position Journey:

* Initial Position: 100.000 shares at 1.0000 = 100.000 ETH
* Final Position: 97.639 shares at 1.0884 = 106.273 ETH
* Gross Return: 8.84% (share price growth: 1.0000 → 1.0884)

Total Shares Deducted due to fees:

* Management Fees: 0.992 shares
* Performance Fees: 1.369 shares
* Total Fee Shares: 2.361 shares (from initial 100.000)

Final Results:

* Initial Value: 100.000 ETH
* Ending Value: 106.273 ETH
* Net Return: 6.273 ETH (6.273%)

This example demonstrates:

1. Fee collection through share deduction
2. Compounding effect of share reductions
3. Proper handling of partial periods
4. Share price as pure performance metric
5. Clear distinction between gross and net returns
   {% endtab %}

{% tab title="Growth with Drawdown" %}

## Growth with Drawdown Example

Let's examine how fees work when the vault experiences both growth and temporary de-pegs over a 9-month period.

### Initial Position (January 1st)

* Deposit Amount: 100 ETH
* Initial Share Price: 1.0000
* Initial Shares: 100.000 shares
* Annual Hurdle Rate: 2%

### Growth Phase (Months 1-3)

#### January

Starting Position:

* Shares: 100.000 shares
* Share Price: 1.0000 → 1.0650
* Position Value: 100.000 × 1.0650 = 106.500 ETH

Management Fee:

* Average AUM: (100.000 + 106.500) / 2 = 103.250 ETH
* Monthly Rate: 2% / 12 = 0.167%
* Fee Amount: 103.250 × 0.167% = 0.172 ETH
* Shares Deducted: 0.172 / 1.0650 = 0.161 shares
* Shares After Mgmt Fee: 100.000 - 0.161 = 99.839 shares
* Position After Mgmt Fee: 99.839 × 1.0650 = 106.328 ETH

Performance Fee:

* Monthly Growth: (1.0650 - 1.0000) / 1.0000 = 6.50%
* Monthly Hurdle: 2% / 12 = 0.167%
* Growth above Hurdle: 6.50% - 0.167% = 6.333%
* Growth Value: 106.328 × 6.333% = 6.734 ETH
* Fee Amount: 6.734 × 20% = 1.347 ETH
* Shares Deducted: 1.347 / 1.0650 = 1.264 shares
* Final Shares: 99.839 - 1.264 = 98.575 shares

January Summary:

* Final Shares: 98.575 shares
* Share Price: 1.0650
* Position Value: 98.575 × 1.0650 = 104.982 ETH

#### February

Starting Position:

* Shares: 98.575 shares
* Share Price: 1.0650 → 1.1300
* Position Value: 98.575 × 1.1300 = 111.390 ETH

Management Fee:

* Average AUM: (104.982 + 111.390) / 2 = 108.186 ETH
* Fee Amount: 108.186 × 0.167% = 0.181 ETH
* Shares Deducted: 0.181 / 1.1300 = 0.160 shares
* Shares After Mgmt Fee: 98.575 - 0.160 = 98.415 shares
* Position After Mgmt Fee: 98.415 × 1.1300 = 111.209 ETH

Performance Fee:

* Monthly Growth: (1.1300 - 1.0650) / 1.0650 = 6.103%
* Growth above Hurdle: 6.103% - 0.167% = 5.936%
* Growth Value: 111.209 × 5.936% = 6.601 ETH
* Fee Amount: 6.601 × 20% = 1.320 ETH
* Shares Deducted: 1.320 / 1.1300 = 1.168 shares
* Final Shares: 98.415 - 1.168 = 97.247 shares

February Summary:

* Final Shares: 97.247 shares
* Share Price: 1.1300
* Position Value: 97.247 × 1.1300 = 109.889 ETH

#### March (High-Water Mark)

Starting Position:

* Shares: 97.247 shares
* Share Price: 1.1300 → 1.2000 (New HWM)
* Position Value: 97.247 × 1.2000 = 116.696 ETH

\[Similar calculation pattern...] March Summary:

* Final Shares: 95.682 shares
* Share Price: 1.2000
* Position Value: 95.682 × 1.2000 = 114.818 ETH

### Drawdown Phase (Months 4-6)

#### April

Starting Position:

* Shares: 95.682 shares
* Share Price: 1.2000 → 1.1500
* Position Value: 95.682 × 1.1500 = 110.034 ETH

Management Fee:

* Average AUM: (114.818 + 110.034) / 2 = 112.426 ETH
* Fee Amount: 112.426 × 0.167% = 0.188 ETH
* Shares Deducted: 0.188 / 1.1500 = 0.163 shares
* Final Shares: 95.682 - 0.163 = 95.519 shares

Performance Fee:

* No performance fee (below HWM of 1.2000)

April Summary:

* Final Shares: 95.519 shares
* Share Price: 1.1500
* Position Value: 95.519 × 1.1500 = 109.847 ETH

\[May and June follow similar pattern with management fees only...]

### Recovery Phase (Months 7-9)

#### July

Starting Position:

* Shares: 95.026 shares
* Share Price: 1.1500 → 1.1650
* Position Value: 95.026 × 1.1650 = 110.705 ETH

Management Fee:

* Average AUM: (109.280 + 110.705) / 2 = 109.993 ETH
* Fee Amount: 109.993 × 0.167% = 0.184 ETH
* Shares Deducted: 0.184 / 1.1650 = 0.158 shares
* Final Shares: 95.026 - 0.158 = 94.868 shares

Performance Fee:

* No performance fee (below HWM of 1.2000)

July Summary:

* Final Shares: 94.868 shares
* Share Price: 1.1650
* Position Value: 94.868 × 1.1650 = 110.521 ETH

\[August follows similar pattern...]

#### September (Withdrawal on September 15th)

Starting Position:

* Shares: 94.555 shares
* Share Price: 1.1700 → 1.1800
* Position Value: 94.555 × 1.1800 = 111.575 ETH

Pro-rated Management Fee:

* Average AUM: (110.629 + 111.575) / 2 = 111.102 ETH
* Monthly Rate: 0.167% × (15/30) = 0.0835%
* Fee Amount: 111.102 × 0.0835% = 0.093 ETH
* Shares Deducted: 0.093 / 1.1800 = 0.079 shares
* Final Shares: 94.555 - 0.079 = 94.476 shares

Performance Fee:

* No performance fee (below HWM of 1.2000)

September Summary:

* Final Shares: 94.476 shares
* Share Price: 1.1800
* Final Position Value: 94.476 × 1.1800 = 111.482 ETH

### Overall Summary

Position Journey:

* Initial Position: 100.000 shares at 1.0000 = 100.000 ETH
* Peak Position: 95.682 shares at 1.2000 = 114.818 ETH (March)
* Final Position: 94.476 shares at 1.1800 = 111.482 ETH
* Gross Return: Share price grew 18% (1.0000 → 1.1800)

Total Shares Deducted due to fees:

* Growth Phase (Jan-Mar): 4.318 shares
  * Management Fees: 0.485 shares
  * Performance Fees: 3.833 shares
* Drawdown Phase (Apr-Jun): 0.656 shares
  * Management Fees Only: 0.656 shares
* Recovery Phase (Jul-Sep): 0.550 shares
  * Management Fees Only: 0.550 shares
* Total Fee Shares: 5.524 shares

Final Results:

* Initial Value: 100.000 ETH
* Ending Value: 111.482 ETH
* Net Return: 11.482 ETH (11.482%)

This example demonstrates:

1. Fee collection through share deduction at current share price
2. HWM tracking preventing double charging of performance fees
3. Management fees continuing during drawdown periods
4. No performance fees during recovery until exceeding HWM
5. Pro-rated fee calculations for partial periods
6. Clear separation of share price performance from fee impacts
   {% endtab %}

{% tab title="New Deposit during Drawdown" %}

## New Deposit During Drawdown

This example demonstrates how our fee system handles a new deposit during a recovery period, showing the fairness of fee collection across different growth phases.

### Initial Position (July 1st)

* Vault Share Price at Entry: 1.1500
* Vault's High-Water Mark (HWM): 1.2000
* Deposit Amount: 100 ETH
* Initial Shares: 100 ETH ÷ 1.1500 = 86.957 shares
* Annual Hurdle Rate: 2%

### Recovery Phase (July - September)

#### July

Starting Position:

* Shares: 86.957 shares
* Share Price: 1.1500 → 1.1650
* Position Value: 86.957 × 1.1650 = 101.305 ETH

Management Fee:

* Average AUM: (100.000 + 101.305) / 2 = 100.653 ETH
* Monthly Rate: 2% / 12 = 0.167%
* Fee Amount: 100.653 × 0.167% = 0.168 ETH
* Shares Deducted: 0.168 / 1.1650 = 0.144 shares
* Final Shares: 86.957 - 0.144 = 86.813 shares

Performance Fee:

* No performance fee (below HWM of 1.2000)

July Summary:

* Final Shares: 86.813 shares
* Share Price: 1.1650
* Position Value: 86.813 × 1.1650 = 101.137 ETH

#### August

Starting Position:

* Shares: 86.813 shares
* Share Price: 1.1650 → 1.1800
* Position Value: 86.813 × 1.1800 = 102.439 ETH

Management Fee:

* Average AUM: (101.137 + 102.439) / 2 = 101.788 ETH
* Fee Amount: 101.788 × 0.167% = 0.170 ETH
* Shares Deducted: 0.170 / 1.1800 = 0.144 shares
* Final Shares: 86.813 - 0.144 = 86.669 shares

Performance Fee:

* No performance fee (below HWM)

August Summary:

* Final Shares: 86.669 shares
* Share Price: 1.1800
* Position Value: 86.669 × 1.1800 = 102.269 ETH

#### September (Reaches HWM)

Starting Position:

* Shares: 86.669 shares
* Share Price: 1.1800 → 1.2000
* Position Value: 86.669 × 1.2000 = 104.003 ETH

Management Fee:

* Average AUM: (102.269 + 104.003) / 2 = 103.136 ETH
* Fee Amount: 103.136 × 0.167% = 0.172 ETH
* Shares Deducted: 0.172 / 1.2000 = 0.143 shares
* Final Shares: 86.669 - 0.143 = 86.526 shares

Performance Fee:

* No performance fee (just reaching HWM)

September Summary:

* Final Shares: 86.526 shares
* Share Price: 1.2000
* Position Value: 86.526 × 1.2000 = 103.831 ETH

### New Value Phase (October - December)

#### October

Starting Position:

* Shares: 86.526 shares
* Share Price: 1.2000 → 1.2170
* Position Value: 86.526 × 1.2170 = 105.302 ETH

Management Fee:

* Average AUM: (103.831 + 105.302) / 2 = 104.567 ETH
* Fee Amount: 104.567 × 0.167% = 0.175 ETH
* Shares Deducted: 0.175 / 1.2170 = 0.144 shares
* Shares After Mgmt Fee: 86.526 - 0.144 = 86.382 shares

Performance Fee:

* Monthly Growth: (1.2170 - 1.2000) / 1.2000 = 1.417%
* Monthly Hurdle: 2% / 12 = 0.167%
* Growth above Hurdle: 1.417% - 0.167% = 1.25%
* Growth Value: 105.127 × 1.25% = 1.314 ETH
* Fee Amount: 1.314 × 20% = 0.263 ETH
* Shares Deducted: 0.263 / 1.2170 = 0.216 shares
* Final Shares: 86.382 - 0.216 = 86.166 shares

October Summary:

* Final Shares: 86.166 shares
* Share Price: 1.2170
* Position Value: 86.166 × 1.2170 = 104.864 ETH

#### November

Starting Position:

* Shares: 86.166 shares
* Share Price: 1.2170 → 1.2350
* Position Value: 86.166 × 1.2350 = 106.415 ETH

\[Similar calculation pattern...]

November Summary:

* Final Shares: 85.812 shares
* Share Price: 1.2350
* Position Value: 85.812 × 1.2350 = 105.978 ETH

#### December

Starting Position:

* Shares: 85.812 shares
* Share Price: 1.2350 → 1.2500
* Position Value: 85.812 × 1.2500 = 107.265 ETH

\[Final month calculations...]

December Summary:

* Final Shares: 85.464 shares
* Share Price: 1.2500
* Final Position Value: 85.464 × 1.2500 = 106.830 ETH

### Overall Summary

Position Journey:

* Initial Position: 86.957 shares at 1.1500 = 100.000 ETH
* Position at HWM: 86.526 shares at 1.2000 = 103.831 ETH
* Final Position: 85.464 shares at 1.2500 = 106.830 ETH
* Gross Return: Share price grew 8.70% (1.1500 → 1.2500)

Total Shares Deducted due to fees:

* Recovery Phase (Jul-Sep): 0.431 shares
  * Management Fees Only: 0.431 shares
* New Value Phase (Oct-Dec): 1.062 shares
  * Management Fees: 0.431 shares
  * Performance Fees: 0.631 shares
* Total Fee Shares: 1.493 shares

Final Results:

* Initial Value: 100.000 ETH
* Ending Value: 106.830 ETH
* Net Return: 6.830 ETH (6.830%)

This example demonstrates:

1. Fair treatment of deposits during recovery periods
2. No performance fees charged until exceeding HWM
3. Share-based fee collection maintaining equitable treatment
4. Clear distinction between recovery and new value phases
5. Proper handling of hurdle rate in performance fee calculations
6. Management fees applied consistently throughout the investment
   {% endtab %}
   {% endtabs %}

***

{% hint style="success" %}

### Fun Fact: we took a page from the TradFi book

#### Did you know that maxAPY's fee structure mirrors the classic "2 and 20" model used by most hedge funds for over 50 years?&#x20;

This tried-and-tested approach consists of:

* 2% annual management fee
* 20% performance fee above a hurdle rate
* High-Water Mark (HWM) protection

This structure has become an industry standard in traditional finance because it effectively aligns the interests of investors and fund managers. Some of the world's most successful investment firms, like Renaissance Technologies, Bridgewater Associates, and Citadel, have used variations of this model.

The key difference is that while traditional hedge funds typically:

* Calculate fees quarterly
* Have lengthy lockup periods
* Require high minimum investments
* Often lack transparency in calculations

maxAPY innovates on this proven model by:

* Providing monthly granular fee calculations
* Allowing flexible deposits and withdrawals
* Having no minimum investment requirements
* Ensuring full transparency through on-chain verification
* Automating all calculations through smart contracts

This combination of time-tested fee principles with DeFi innovations creates a fair and transparent system that works for all participants.&#x20;

Enjoy your yields!
{% endhint %}


# Security

At maxAPY, security is our top priority. We have undergone **multiple independent security audits** to ensure our protocol remains **safe, reliable, and resilient**.&#x20;

Every vulnerability identified has been **resolved or mitigated**, reinforcing our status as one of the most secure yield aggregation protocols.

***

## How We Keep Things Safe

Security isn't just about audits – it's about **building defenses at every level**. maxAPY is designed with a **multi-layered security model**, ensuring **proactive risk mitigation** at all stages of protocol operation.

Here’s how we keep funds safe and the system resilient:

<figure><img src="https://3599765343-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FWVNWPzkoPn3NLZyaaxkJ%2Fuploads%2FBPAhOr67fWxR6qRzAe88%2Fimage.png?alt=media&amp;token=ed640fa7-5a53-4b8b-9010-5f61207825ab" alt=""><figcaption></figcaption></figure>

### Smart Contract Security

Our contracts follow **best-in-class security practices** to eliminate vulnerabilities before they can be exploited.

* **Strict Role-Based Access Control (RBAC):**
  * All critical functions are gated with **precise role permissions**.
  * Admin actions require **explicit authorization** and **revocation of outdated permissions**.
* **Reentrancy Protection & Call Validation:**
  * Every function that interacts with external contracts follows the **Checks-Effects-Interactions (CEI) pattern**.
  * **Unchecked calls are restricted** to prevent **external manipulation**.
* **Gas-Optimized & Audited Solidity Code:**
  * **No unnecessary complexity**, reducing the potential attack surface.
  * **All logic paths** undergo **static analysis and automated fuzz testing**.

### Oracle & Pricing Protection

Yield aggregation relies on **accurate, tamper-proof price data**. We’ve built a **robust pricing infrastructure** to ensure that our vaults always make **secure, informed decisions**.

* **Multi-Feed Oracle System:**
  * Price data is aggregated from **Chainlink, API3, Balancer, Uniswap V3, and other trusted sources**.
  * If one feed fails, **fallback mechanisms** ensure uninterrupted operation.
* **Staleness & Sequencer Downtime Detection:**
  * Time-sensitive pricing updates include **automatic staleness checks**.
  * Layer 2 **sequencer outages are actively monitored** to prevent **trading on outdated prices**.
* **Cross-Network Price Validation:**
  * All inter-chain price feeds **undergo cross-referencing** before execution.
  * Ensures **fair execution** across different blockchain environments.

### Cross-Chain & Asset Safety

Cross-chain execution adds complexity, but **our architecture is built for resilience**. We’ve designed mechanisms to **prevent loss of funds and ensure smooth transactions** across multiple chains.

* **Automated Recovery Vaults:**
  * If a cross-chain transaction **fails mid-process**, assets are **never lost**.
  * Recovery vaults automatically retry or **return assets to users safely**.
* **Secure Settlement Validation:**
  * Every cross-chain **settlement undergoes multiple verification steps** before execution.
  * Prevents **premature or malicious settlements** that could result in missing funds.
* **Refined Refund Handling:**
  * **Partial refund detection** prevents miscalculations in vault balances.
  * **Strict validation checks** before refunds are processed.

### **Live Monitoring & Active Threat Mitigation**

Security isn’t just about preventing known threats – it’s about **anticipating and neutralizing emerging risks**. Our protocol integrates **real-time security monitoring** and **failsafes** to protect users 24/7.

* **On-Chain Anomaly Detection:**
  * Tracks unusual transaction patterns to detect **suspicious activity early**.
  * Alerts are **automatically triggered** for any unexpected behavior.
* **Emergency Circuit Breakers:**
  * The system can **pause critical functions** in case of unexpected exploits.
  * Protects user funds while a response plan is executed.
* **Bug Bounty Program & Ongoing Audits:**
  * Continuous third-party **penetration testing** to identify potential weaknesses.
  * Open bug bounty program **incentivizes external security researchers** to find and report vulnerabilities.

***

## Audits

To ensure maximum protocol integrity and depositor protection, all maxAPY smart contracts undergo continuous and comprehensive security audits conducted by top-tier firms including **Zokyo** and **Rezolv**. Every critical component - from MetaVault architecture to cross-chain bridging modules - is subjected to both **manual line-by-line reviews** and **automated analysis** prior to any deployment.

Full audit reports available for the detail-oriented degens among you:&#x20;

{% @github-files/github-code-block url="<https://github.com/VerisLabs/MetaVault/tree/main/audit>" %}

### maxAPY V1 Audits

Across the four latest audit rounds (March and April 2025), the protocol achieved **perfect or near-perfect scores**, with **zero unresolved critical issues** and all major findings either **fully resolved** or **acknowledged with mitigation**.&#x20;

Each audit covered:

* Access control and role permissions
* Safe handling of asynchronous cross-chain deposits/withdrawals
* Reentrancy and DoS protections
* Oracle validation and fallback logic
* ERC-7540 engine integrity
* Accurate fund accounting and settlement safety

Audits were conducted on:

* `MetaVault.sol`
* ERC-7540 modules
* Cross-chain Superform modules (invest, divest, liquidate)
* SuperPositions and ERC20 receivers
* Gateways, proxies, and asset managers​​​​

Audit scores:

* **Zokyo (Mar '25):** 100/100 - all findings resolved​
* **Zokyo (Apr '25):** 98/100 - minor acknowledged low-risk issues​
* **Rezolv (Feb & Apr '25):** Full manual review, all high and critical issues resolved​​

This ongoing security process is part of maxAPY's commitment to transparent, robust, and production-grade yield infrastructure.

### maxAPY BETA Audit

Since October 2024, we have been engaging with Zokyo for ongoing audits and reviews. Their thorough assessments cover various aspects of our security and operational protocols, ensuring continuous improvement and robustness of our platform.&#x20;

#### **✅** Beta Protocol Audit (October 28, 2024)

* **Resolved**: 3 Medium, 4 Low, 7 Informational
* **Major Fixes**
  * [x] Access Management Hierarchy
  * [x] Re-entrancy Protection
  * [x] Smart Contract Logic
  * [x] Transaction Safety
  * [x] Asset Security

{% @github-files/github-code-block url="<https://github.com/VerisLabs/maxapy/blob/development/audits/zokyoAudit.pdf>" %}

***

{% hint style="info" %}
*Remember: Even with all this security, DeFi is still DeFi. Don't ape in with more than you can afford to lose. Not financial advice, but definitely common sense.*
{% endhint %}


# FAQs

## Core Understanding

<details>

<summary>What exactly is maxAPY and how does it work?</summary>

maxAPY is the most advanced DeFi yield optimization platform. We automate the process of maximizing returns on your cryptocurrency assets. Here's how it works:&#x20;

1. You deposit your assets (like USDC or ETH) into our smart vaults.&#x20;
2. Our optimizer system continuously scans the DeFi landscape for the best yield opportunities across multiple protocols and strategies on 9+ chains.
3. We automatically allocate your funds to these high-performing opportunities, which may include lending, liquidity provision, staking, arbitrage and more.
4. Our system constantly rebalances your portfolio to maintain optimal performance and compounds your earnings to accelerate growth
5. All of this happens 24/7 on autopilot, without you needing to monitor markets or make manual adjustments.&#x20;

In other words, we're your personal DeFi spaceship, propelling you across the vast expanse of yield opportunities, landing you on the goldmine asteroids of the crypto universe.

</details>

<details>

<summary><strong>Why should I use maxAPY instead of managing my DeFi strategies on my own?</strong> </summary>

Managing DeFi positions manually is like trying to optimize an entire city's traffic system by yourself, in real-time. The complexity is overwhelming:

* Monitoring hundreds of protocols across multiple chains
* Calculating real yields after gas and bridge costs
* Timing market movements and protocol changes
* Managing cross-chain bridges and transactions
* Optimizing compound frequencies for different strategies

maxAPY transforms this complexity into simplicity. Our algorithms handle all these tasks continuously, making decisions based on comprehensive data analysis that would be impossible for any individual to replicate.

**But there's more.**

By aggregating liquidity, we gain access to premium strategies often unavailable to individual users due to high minimum deposits, high costs or complex setup requirements.

</details>

<details>

<summary>How does maxAPY differ from regular yield aggregators?</summary>

The key difference lies in our comprehensive, cross-chain approach:

1. **Protocol Coverage**: We combine Superform's extensive vault marketplace with our direct protocol integrations, giving us unparalleled access to yield opportunities.
2. **Chain Agnostic**: Your assets can seamlessly move between chains to capture the best yields, without you needing to manage bridges or networks.
3. **Intelligent Optimization**: Our algorithms don't just find high APYs – they analyze real yields accounting for gas costs, bridge fees, and impermanent loss risks.

**Yield Optimization vs Aggregation**

Traditional aggregators simply combine multiple protocols. maxAPY actively optimizes your position across protocols, chains, and strategies in real-time without you lifting a finger.

</details>

<details>

<summary>What problems does maxAPY solve for users?</summary>

DeFi's promise of superior yields often comes with hidden complexities that we systematically address:

1. **Time Efficiency**
   * Eliminate manual monitoring and research
   * Remove the need for constant rebalancing
   * Automate optimal entry and exit timing
2. **Cost Reduction**
   * Pool transactions to minimize gas fees
   * Optimize bridging costs through batched operations
   * Reduce impermanent loss through smart rebalancing
3. **Complexity Management**
   * Single interface for all DeFi interactions
   * Automated cross-chain operations
   * Simplified tax reporting through consolidated positions
4. **Yield Optimization**
   * Access to institutional-grade strategies
   * Continuous compound interest optimization
   * Real-time adaptation to market changes

</details>

<details>

<summary><strong>I'm a DeFi newbie. Is maxAPY for me?</strong></summary>

New to the DeFi game? maxAPY is your ace in the deck. Whether you're a newbie trying to play your cards right or a seasoned shark, maxAPY ensures you're always holding the winning hand. No Wall Street suit required.

</details>

## Technical Architecture

<details>

<summary>How does cross-chain yield optimization work?</summary>

Our system operates through a sophisticated three-layer architecture:

1. **MetaVault Layer**: Your entry point on Base chain, managing deposits and strategy allocation
2. **Bridge Layer**: Powered by Superform for standardized cross-chain asset movement
3. **Strategy Layer**: Individual yield strategies across different chains and protocols

When a better yield opportunity appears on another chain, the system:

* Evaluates the potential return against movement costs
* Uses Superform's infrastructure to bridge assets if profitable
* Deploys into the new strategy while monitoring performance

When better yields pop up on another chain, we do the math: if the gains beat the gas, your assets take a little trip. Simple as that.

</details>

<details>

<summary><strong>Can I deposit directly from Ethereum, Polygon, or other chains instead of Base?</strong> </summary>

Yes! You can deposit from any EVM-compatible chain, and our system will bridge and convert your assets automatically.

</details>

<details>

<summary>What's the relationship between maxAPY and Superform?</summary>

Think of Superform as our highway network and maxAPY as your yield-seeking GPS. Here's the breakdown:

* **Superform provides**: Standardized vault access, cross-chain infrastructure
* **maxAPY adds**: Smart routing, yield optimization, additional protocol integrations

While Superform connects the dots, we figure out which dots are worth connecting for your wallet.

</details>

<details>

<summary>How do maxAPY's vaults interact with underlying protocols?</summary>

Two routes to DeFi greatness:

1. **Direct Protocol Access**: For major players like Aave or Curve
2. **Superform-Enabled**: For everything else in their ecosystem

Each interaction goes through battle-tested smart contracts. No experiments, just proven paths.

</details>

<details>

<summary>How are assets bridged between different chains?</summary>

We keep it safe and snappy through Superform's infrastructure:

* **Standard Moves**: 20min - 4hrs
* **Complex Hops**: 4-24hrs (when we need to play chess with the chains)

We only move assets when the juice is worth the squeeze – checking costs, speed, and reliability.

</details>

<details>

<summary>What happens to my assets behind the scenes?</summary>

Short version: they work harder than a coffee machine at a dev meetup.

1. You deposit to the Base vault → Get maxTokens
2. Deploy to best yields
3. Auto-compound returns
4. Rinse and repeat

Your maxTokens track your share of the whole operation.

</details>

<details>

<summary>How does maxAPY handle gas optimization?</summary>

We're basically gas-saving ninjas:

* Batch transactions to split costs
* Move assets in bulk
* Time operations for low-gas periods
* Only execute when profits > costs

*No gas wars here – we play the long game.*

</details>

<details>

<summary>What chains are currently supported?</summary>

The A-team of EVM chains:

* Ethereum
* Base
* Optimism
* Arbitrum
* Polygon
* BNB Chain
* Avalanche
* Linea
* Blast

</details>

## Yield & Strategy

<details>

<summary>How are yields calculated and compounded?</summary>

Your returns come from three sources, working together like a well-oiled yield machine:

* **Base Yield**: Native protocol returns from lending, liquidity provision, or staking
* **Reward Tokens**: Protocol incentives (you know, the good stuff)
* **Optimization Alpha**: Extra returns from our strategic positioning

Our compounding process is like a never-sleeping yield farmer – always harvesting and replanting at optimal intervals based on gas costs and expected returns.

</details>

<details>

<summary>How does maxAPY select and evaluate protocols?</summary>

We maintain a strict protocol evaluation framework that would make a security auditor proud:

1. **Security First**: Audit history, TVL stability, team track record
2. **Yield Analysis**: Historical performance, reward sustainability
3. **Technical Health**: Contract quality, integration compatibility
4. **Market Position**: Liquidity depth, user adoption

*Only protocols that pass all criteria make it to our yield universe. We're picky like that.*

</details>

<details>

<summary>What factors influence strategy selection?</summary>

Think of our strategy selection like a sophisticated chess game where every move counts:

* **Expected Returns**: Not just the APY billboard number, but real yields after all costs
* **Gas Economics**: Because nobody likes paying more in gas than they make in yield
* **Risk Metrics**: Protocol health, market conditions, impermanent loss potential
* **Chain Dynamics**: Network stability, bridge costs, liquidity depth

</details>

<details>

<summary>How often are positions rebalanced?</summary>

*Short answer*: Exactly as often as needed – no more, no less.

Our algorithms monitor several triggers:

* Significant yield differentials
* Gas cost opportunities
* Market volatility events
* Protocol health indicators

When the math says move, we move. When it says stay, we stay. No emotions, just optimization.

</details>

<details>

<summary>Can I choose specific protocols or chains for my assets?</summary>

No. We're all about that automated life – letting our algorithms find the best yields wherever they may be. Trust us, they're better at it than any human (even that one friend who says they're crushing it in DeFi).

</details>

<details>

<summary><strong>Do I need to swap my tokens to WETH or USDC before depositing?</strong></summary>

No, maxAPY zaps your deposit into the required format internally.

</details>

<details>

<summary>What's the difference between maxAPY vaults and Superform supervaults?</summary>

While both aim for yield optimization, we're playing different games:

* **Superform Supervaults**: Optimize within their ecosystem of integrated vaults
* **maxAPY Vaults**: Access both Superform -***and-*** external custom yield strategies

Think of it as having access to both the highway system *and* our own network of secret shortcuts. More paths = more opportunities for alpha.

</details>

## Security & Risk

<details>

<summary><strong>How secure is my investment?</strong> </summary>

Security in maxAPY operates on multiple layers:

1. **Smart Contract Security**:
   * Thoroughly audited by Zokyo (99/100 score)
   * Zero critical issues found
   * Continuous monitoring and auditing
2. **Protocol Security**:
   * We only integrate with vetted, audited protocols
   * Real-time monitoring of protocol health metrics
   * Automatic defense mechanisms against anomalies
3. **Cross-Chain Security**:
   * Reliable message passing through LayerZero
   * Multi-step verification for cross-chain transactions
   * Automated circuit breakers for network issues

Our security model assumes that any single point could fail and builds multiple layers of protection around your assets. This includes both automated protections and manual emergency controls.

</details>

<details>

<summary>What security audits has maxAPY undergone?</summary>

Our code has been through the wringer:

* **Zokyo Audit** (October 2024):
  * Score: 99/100
  * Critical Issues: 0
  * High Issues: 0
  * Medium Issues: 3 (all fixed)
  * Low Issues: 4 (2 fixed, 2 acknowledged)

Full audit reports available [here](/protocol/security#audits).

</details>

<details>

<summary>What happens if a protocol or chain has issues?</summary>

We're always ready for the unexpected:

1. **Automated Defense**: Systems detect issues instantly
2. **Quick Response**: Assets automatically move to safe harbors
3. **Manual Override**: Emergency team can step in if needed

In most cases, your assets are moved to safety before you even notice an issue.

</details>

<details>

<summary>How do you protect against smart contract risks?</summary>

Our protection runs deep:

* **Code Quality**: Rigorous internal reviews
* **Audited Infrastructure**: Third-party verified security
* **Limited Exposure**: No single protocol holds too much
* **Constant Monitoring**: Real-time risk assessment

Plus, we only work with protocols that maintain similar standards. No cowboys allowed.

</details>

<details>

<summary>What's your emergency response plan?</summary>

Think of it as a DeFi fire drill that we've practiced a thousand times:

1. **Detect**: 24/7 monitoring catches issues
2. **Protect**: Emergency pause if needed
3. **Resolve**: Move assets to safety
4. **Restore**: Resume once threat is cleared

Our team can execute this plan in minutes, keeping your assets safe when things go sideways.

</details>

## Practical Usage

<details>

<summary><strong>What assets can I deposit?</strong></summary>

Currently, we support two core assets:

* **USDC**: For stablecoin yield strategies
* **ETH**: Wrapped as WETH for DeFi compatibility

We've chosen these assets for their deep liquidity and broad protocol support. More assets are in the pipeline, but we believe in doing a few things perfectly rather than many things adequately.

</details>

<details>

<summary>What are the minimum and maximum deposit amounts?</summary>

None. You can deposit whatever you want.

</details>

<details>

<summary>How do withdrawals work in a cross-chain environment?</summary>

Three paths to getting your assets back:

1. **Instant**: From our Base chain reserves
2. **Standard**: 20min - 4hrs for cross-chain retrievals
3. **Large**: 4-24hrs for complex positions

The system automatically picks the fastest route based on liquidity and costs.

</details>

<details>

<summary>How quickly can I access my funds?</summary>

Speed depends on three factors:

* Amount vs. our Base reserves
* Current network conditions
* Strategy location

**Typical Timelines**

* Small amounts: Nearly instant
* Medium amounts: Under 4 hours
* Large amounts: Up to 24 hours

</details>

<details>

<summary>How can I track my positions?</summary>

Our dashboard shows everything that matters:

* Current value and returns
* Asset allocation across chains
* Performance history
* Recent transactions

We keep it simple by tracking everything in your deposit asset (ETH or USDC).

</details>

<details>

<summary>What wallets and networks are supported?</summary>

Connect with:

* MetaMask
* Any WalletConnect wallet

Everything happens on Base chain – we'll help you set it up if needed.

</details>

<details>

<summary>What happens if a withdrawal fails?</summary>

No stress – your funds stay safe. If a withdrawal hits a snag:

1. System auto-retries when conditions improve
2. You'll get status updates
3. Support steps in if needed

*Remember: Withdrawals might delay but never disappear. We've got your back.*

</details>

## Troubleshooting & Support

<details>

<summary>What should I do if my transaction fails?</summary>

</details>

<details>

<summary>How can I contact support?</summary>

</details>

<details>

<summary>How do I report bugs or issues?</summary>

</details>

<details>

<summary>What are common error scenarios and solutions?</summary>

</details>

<details>

<summary>Where can I follow protocol updates?</summary>

</details>


# Community

maxAPY is more than just algorithms and yield farming - it's a community of smart people who like making their assets work harder. Here's where you can find us:

### 🗨️ Hang out with us

#### **Discord**

Our busy little corner of DeFi where the real stuff happens. Strategy talks, alpha sharing, spicy memes, and the occasional heated debate about gas optimization. Plus, our team actually hangs out here.

#### **Telegram**

Quick updates, no fluff. It's like Twitter if Twitter didn't suck your soul out through your eyeballs.

### 👁️‍🗨️ Follow Along

**Twitter** (@max\_apy)&#x20;

The official megaphone for all things maxAPY. Updates, insights, and the occasional big brain take on DeFi.

#### **Farcaster**&#x20;

Deeper dives into what we're building, for when 280 characters just isn't enough.

#### **Lens**&#x20;

Find us at maxAPY.lens - because web3 native is how we roll.

### **🛠️ Make It Better**

Got ideas? Spotted a bug? Think our yields could be even juicier? We're all ears. Jump into Discord or shoot us a message - this protocol gets better when you speak up.

maxAPY is built for DeFi users, by DeFi users. Come help us make it even better.


# What is maxAPY

The most optimized DeFi strategies on autopilot. Peak performance, non-stop.

maxAPY automates and optimizes your crypto yield farming across thousands of curated strategies, 24/7 **while you do absolutely nothing**. Auto-allocated, auto-rebalanced, and auto-compounded across every major protocol.

Built for DeFi investors who value their time. Fully safe. Fully audited. Fully doxxed. No lockups. No BS.

Peak performance, non-stop, on autopilot.

## How does it *exactly* work

{% stepper %}
{% step %}

### Deposit

You deposit your assets (like USDC or ETH) into our smart vaults. 1 asset = 1 vault.
{% endstep %}

{% step %}

### Automatic Strategy Selection

Our optimizer system continuously scans the DeFi landscape for the best yield opportunities across multiple protocols and strategies. We manually verify each and every of the strategies daily to have a curated selection of top-performers. Including:

* Lending platforms *(Aave, Compound, etc - the neighborhood loan sharks, but nicer)*
* AMMs *(Uniswap, Curve, etc - where liquidity goes to party)*
* Yield aggregators *(Yearn, Convex, etc - the cool kids' table of DeFi)*
* Liquid staking *(Lido, Rocket Pool, etc - because why should your ETH be lazy?)*
  {% endstep %}

{% step %}

### Automatic Allocation

We're not just throwing darts at a board. Our system crunches numbers in real-time to optimize for:

* Highest yield potential *(because gainz)*
* Lowest risk exposure *(we like our users unstrekt)*
* Gas efficiency *(no one likes a gassy protocol)*
  {% endstep %}

{% step %}

### Automatic Rebalancing

Market conditions changing? Our system pivots to better strategies faster than a politician during election season, keeping your portfolio in its prime. You are always invested in the highest-yielding opportunity across DeFi.
{% endstep %}

{% step %}

### Automatic Compounding

We harvest and reinvest yields regularly, putting the power of compound interest to work. It's like your gains are having gains of their own. ...
{% endstep %}

{% step %}

### Sit back and watch

All of this happens 24/7 on autopilot, without you needing to monitor markets or make manual adjustments.

You can withdraw whenever you want, no lockups whatsoever.
{% endstep %}
{% endstepper %}

## Why use maxAPY

<table data-view="cards"><thead><tr><th></th><th data-hidden></th><th data-hidden></th><th data-hidden data-type="rating" data-max="5"></th><th data-hidden></th><th data-hidden data-card-cover data-type="files"></th></tr></thead><tbody><tr><td><p><strong>BEST YIELD</strong></p><ul><li>Meta-aggregator advantage: optimize across ALL protocols + direct integrations</li><li>Professional-grade algorithms scan hundreds of APRs 24/7 to find absolute best yields</li><li>Smart rebalancing ensures you're always in highest-yield positions with auto-compounding</li></ul></td><td></td><td></td><td>0</td><td></td><td><a href="https://219377283-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FdCjnPoGPyRdebtf8bpsC%2Fuploads%2Fk2T1qSx1EHAOBqTSVBpp%2Fbanner%20vaults%20-%20Image_20240830_213022_314.jpeg?alt=media&amp;token=5ee1ec7b-8fc3-4d09-9de7-51a3e6773c01">banner vaults - Image_20240830_213022_314.jpeg</a></td></tr><tr><td><p><strong>MINIMUM EFFORT</strong></p><ul><li>One vault gives you exposure to every profitable strategy in DeFi</li><li>No more endless research across Discord and Twitter</li><li>No more manual rebalancing or yield monitoring</li><li>No more complex tax reporting from multiple platforms</li><li>Gas optimization through pooled transactions</li></ul></td><td></td><td></td><td>null</td><td></td><td><a href="https://219377283-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FdCjnPoGPyRdebtf8bpsC%2Fuploads%2FQdf55FCfA085fommqIkN%2FBitcho1.png?alt=media&amp;token=c3714d9b-4d10-40cf-8023-ad5bbae0e950">Bitcho1.png</a></td></tr><tr><td><p><strong>SUPERIOR ECONOMICS</strong></p><ul><li>Only verified, audited protocols in our strategy selection</li><li>Real-time monitoring prevents losses from underperforming strategies</li><li>Automatic rebalancing protects against impermanent loss</li><li>Advanced cost modeling accounts for gas, slippage, and bridge fees</li><li>Smart timing for more profitable entries and exit</li></ul></td><td></td><td></td><td>null</td><td></td><td><a href="https://219377283-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FdCjnPoGPyRdebtf8bpsC%2Fuploads%2FqAKDuUMMZs7RleHfS2QT%2FImage_20240820_113230_978.jpeg?alt=media&amp;token=a4a64324-61f7-4d4d-941b-840b3eb8c34d">Image_20240820_113230_978.jpeg</a></td></tr></tbody></table>

## What to expect

No more juggling platforms, timing markets, or missing opportunities.

Just deposit your ETH or USDC, and maxAPY handles the rest - continuously rebalancing, auto-compounding, and maximizing your returns with institutional-grade security.

| Without maxAPY                                                                                      | With maxAPY                                                           |
| --------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------- |
| Living in Discord, scanning for alpha, researching all pools, in all protocols, in all chains, 24/7 | Deposit once, algorithms handle everything else on autopilot          |
| Missing optimal yields while manual rebalancing between protocols                                   | Instant rebalancing to highest yields (accounting for gas + slippage) |
| Getting rekt by IL when you can’t stay glued to the screen                                          | Algorithmic IL protection and auto-compounding                        |
| Forced to split capital across multiple lower-yield vaults due to liquidity                         | Single deposit for exposure to multiple high-yield strategies         |
| Bleeding ETH on gas for every move across protocols                                                 | Pooled transactions optimize gas costs for everyone                   |
| Tax reporting nightmares from countless transactions                                                | Single-transaction positions across all strategies and chains         |

## One vault, all of DeFi

Your funds only touch the DeFi blue-chips: protocols with proven track records, massive TVL, and bulletproof security. No experiments, no sketchy farms - just battle-tested strategies that consistently outperform.

<figure><img src="https://219377283-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FdCjnPoGPyRdebtf8bpsC%2Fuploads%2FjSTsSFhb9njuNMPTbIaJ%2FUndelyingProtocols.png?alt=media&amp;token=8755566c-17fa-436e-b9f6-e7ed09ff14a9" alt=""><figcaption></figcaption></figure>


# How to start earning

Kickstart some galactic gains

### 🔐 1. Connect Your Wallet

First things first, you need a Web3-compatible wallet. We recommend MetaMask for its security and ease of use, but we also support WalletConnect for broader compatibility.

* If you're new to DeFi, download MetaMask from their official website and set it up.
* Ensure your wallet is connected to the Ethereum mainnet.
* Visit [app.maxAPY.io](https://app.maxapy.io) and click "Connect Wallet" in the top right corner.
* Select your wallet provider and follow the prompts to connect.

### 💰 2. Deposit Assets

With your wallet connected, it's time to fuel your yield rocket:

* Click the "START EARNING" button on the website.
* Select the vault you want to deposit to (ETH or USDC).
* Enter the amount you wish to deposit.
* Remember: Only invest what you can afford to risk. DeFi yields can be high, but so can the volatility.

### 🤖 3. Algorithms Take the Wheel

Once your deposit is confirmed, our advanced algorithms spring into action:

* They continuously scan the DeFi landscape for the best yield opportunities.
* Your assets are automatically allocated and reallocated to optimize returns.
* The system compounds your yields, reinvesting earnings to accelerate growth.

You can monitor this process in real-time on the vault dashboard, but there's no need for manual intervention.

### ✅ 4. Confirm Transaction

Before finalizing your deposit:

* Double-check the transaction details in your wallet.
* Ensure you have enough ETH to cover gas fees.
* Review the estimated gas costs and adjust if necessary.
* Confirm the transaction and wait for it to be processed on the network.

### 🏦 5. Withdraw When Ready

When you're ready to claim your optimized returns:

* Click the "Withdraw" button on the vault's dashboard.
* Enter the amount you wish to withdraw, or select "Max" for a full withdrawal.
* Confirm the transaction in your wallet, keeping an eye on gas fees.
* Once confirmed, your assets (original deposit plus yields) will be transferred back to your wallet.

***

Congratulations! You're now part of the maxAPY yield optimization crew. We're constantly refining our strategies to keep your returns in orbit, so stay tuned for updates and new features.

Remember, while we strive for the highest yields, all investments carry risk. Always do your own research and invest responsibly.


# Vaults

Welcome to the treasure chests of maxAPY. Our vaults are where the magic happens, turning your idle assets into yield-generating powerhouses. Let's break it down for you:

## What are maxAPY Vaults?

Think of our vaults as high-tech, DeFi piggy banks. But instead of just sitting there, these piggy banks are working overtime to grow your crypto stash deploying the funds to the most optimal [Strategies](/beta/protocol/strategies) across all the ecosystem.

## Single-Asset Simplicity

We keep things straightforward here at maxAPY:

* **ETH Vault**: This vault is all about ETH (technically WETH, but don't sweat the details).
* **USDC Vault**: As you might guess, this one's for your USDC.

Each vault focuses on a single asset.&#x20;

Why? Because specialization leads to optimization, and optimization leads to better yields for you.

## How it Works

{% stepper %}
{% step %}

### Deposit

You drop your ETH or USDC into the respective vault.
{% endstep %}

{% step %}

### Receive maxTokens

In return, you get maxETH or maxUSDC tokens. These are like your vault receipts, representing your share of the pool.
{% endstep %}

{% step %}

### Start earning

Our smart algorithms then deploy your assets across various DeFi strategies, always hunting for the best yields.
{% endstep %}

{% step %}

### Keep earning

As the strategies earn returns, the value of your maxTokens increases (compounding every reward). You don't need to claim or harvest anything - it's all automatic.
{% endstep %}
{% endstepper %}

To learn more about what impacts your earnings, head to:

{% content-ref url="/pages/Zsiak5gu4LRzxykJq5wY" %}
[Yield](/beta/protocol/yield)
{% endcontent-ref %}

## Why Use maxAPY Vaults?

* **Simplicity**: One deposit, multiple yield strategies.
* **Optimization**: Our algorithms work 24/7 to maximize your returns.
* **Flexibility**: Deposit and withdraw whenever you want. No lockups here.
* **Compound Interest**: Your yields are automatically reinvested, accelerating your gains.
* **Security First**: Multi-layered security measures to protect your assets while they work for you.

***

Ready to put your assets to work? Head over to the [app](https://app.maxapy.io) and choose your vault. Whether you're Team ETH or Team USDC, we've got a yield-boosting rocket ready for launch.


# Strategies

Strategy Details

This is where the real magic of maxAPY happens - our battle-tested strategies that make DeFi's complexity work in your favor.&#x20;

Below we break down exactly how we tap into the most profitable opportunities across protocols while keeping your assets secure.

If you're a tech-wizard, a savvy strategist, or a hardcore DeFi devotee, this is where the magic happens.

## Strategy Deployment Overview

Here's how maxAPY manages your assets:

{% stepper %}
{% step %}

### Analysis

We scan the DeFi landscape daily, evaluating protocols based on their performance history, security, and TVL. No guesswork - just data-driven decisions about where yields are both attractive and sustainable.
{% endstep %}

{% step %}

### Selection

Each potential strategy goes through rigorous vetting. We check liquidity levels, assess risks, and analyze past performance. If something looks too good to be true, it probably is - those don't make our cut.
{% endstep %}

{% step %}

### Implementation

Approved strategies join our pool of active options, making them eligible for capital allocation. Think of it as joining the premier league of yield strategies - they've proven themselves worthy, but still need to compete for playing time.
{% endstep %}

{% step %}

### Optimization

Our algorithms constantly compare active strategies against market opportunities. When better options emerge, we automatically rebalance - but only when the gains outweigh the costs.
{% endstep %}

{% step %}

### Monitoring

We don't just set and forget. Every active strategy is monitored for performance and risk. If something underperforms, it's out. No second chances when it comes to your assets.
{% endstep %}
{% endstepper %}


# Vaults

{% hint style="success" %}
All strategies are fully automated and employ continuous rebalancing and auto-compounding for optimal returns.
{% endhint %}

{% tabs %}
{% tab title="Ethereum Mainnet" %}

<table><thead><tr><th width="144">Strategy</th><th width="115">Protocol</th><th>VAULT</th><th width="341">Description</th><th width="100">maxAPY address</th></tr></thead><tbody><tr><td><a href="https://www.convexfinance.com/stake/ethereum/195">dETH + frxETH</a></td><td>Convex</td><td>WETH</td><td>Provides liquidity to the dETH/frxETH pool on Curve Finance. This strategy maximizes yield by aggregating CRV rewards, further enhanced by staking on Convex to earn additional CVX rewards. </td><td>0x7A5Dc936Df39540e859Cc6fC27B4C5aB57705239</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Morpho-ETH/manage">Morpho ETH Maximizer</a></td><td>Sommelier</td><td>WETH</td><td>Dynamically rebalances between lending and leveraged staking opportunities to maximize yields on ETH deposits in Morpho Blue. It includes leverage monitoring and is fully automated with built-in auto-compounding for optimal returns.</td><td>0xde52Bb0a749C90F4d0f74139D99AB3230BF3e98f</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-STETH-(steth-deposit)/manage">Turbo stETH (stETH Deposit)</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields for stETH deposits by pursuing multiple stETH/wstETH yield opportunities simultaneously in AAVE, Morpho, Uniswap V3 and Balancer. It includes leveraged staking, concentrated liquidity provision on DEXs, and arbitrage of wstETH and LST-ETH peg.</td><td>0x4f9457602EDbFBbB9cBD37F117EdA1C86aba4635</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-divETH/manage">Turbo divETH</a></td><td>Sommelier</td><td>WETH</td><td>Allows to deposit Balancer rETH-ETH LP tokens, obtainable through depositing rETH, ETH, or both on Balancer, with zero fees until divETH strategies go live. The strategy integrates Aura and Balancer, set to expand its strategies on platforms like Uniswap v3, Aave, Compound, Morpho, and Fraxlend, with future protocol integrations. It leverages strategic staking and liquidity provision. </td><td>0x82636F6E2714b9B7DC4A9A12919213383932d76D</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-eETHV2/manage">Turbo eETH V2</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields by leveraging liquidity opportunities for ETH in Curve, Convex, Uniswap V3, Balancer and Morpho. It dynamically reallocates funds to optimize returns through strategies including leveraged weETH staking for more EigenLayer and ether.fi points as well as LPing to eETH pairs on DEXs . </td><td>0xC42886026425E938dCda05917FAF424EEE5F34b8</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-ezETH/manage">Turbo ezETH</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields by leveraging liquidity opportunities for ETH in Curve, Uniswap V3, Balancer and Morpho. It dynamically reallocates funds to optimize returns through strategies including leveraged ezETH staking for more EigenLayer and Renzo points as well as LPing to ezETH pairs on DEXs.</td><td>0xf5919f141Ff8A16240F4C319dca4F408960F9E6c</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-rsETH/manage">Turbo rsETH</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields by leveraging liquidity opportunities for ETH in Curve, Uniswap V3, Balancer and Morpho. It dynamically reallocates funds to optimize returns through strategies including leveraged rsETH staking for more EigenLayer and Kelp Miles as well as LPing to rsETH pairs on DEXs.</td><td>0x8c74d2206d9C4006257D2D2c99a9874455A5a54f</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-STETH/manage">Turbo stETH</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields for stETH deposits by pursuing multiple stETH/wstETH yield opportunities simultaneously in AAVE, Morpho, Uniswap V3 and Balancer. It includes leveraged staking, concentrated liquidity provision on DEXs, and arbitrage of wstETH and LST-ETH peg. </td><td>0xFd1209250dc1DBa1993A3c15DF96dD67119e936D</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-SWETH/manage">Turbo swETH</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields for swETH deposits by optimizing tick ranges within Uniswap V3 swETH-ETH pairs. The strategy includes a "peg defense" mechanism to cost-effectively acquire swETH from the market and establish a narrow liquidity range near parity, enhancing yield through arbitrage of the swETH peg. Additionally, the strategy may allocate to swETH pools on Balancer.</td><td>0xa16038BbaC7a5C195f6aEdD5F2F5792FA808810B</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-ETHx/manage">Turbo ETHx</a></td><td>Sommelier</td><td>WETH</td><td>Maximizes yields for ETHx deposits by dynamically rebalancing between ETHx liquidity provision opportunities and ETHx leveraged staking in Uniswap V3, Morpho, Balancer, Curve and Convex. It includes leverage monitoring to optimize returns while managing risk. </td><td>0x99879Ae67b20f5E1152863b82168D1874452B3Ff</td></tr><tr><td><a href="https://yearn.fi/v3/1/0x23eE3D14F09946A084350CC6A7153fc6eb918817">Compound V3 WETH Lender</a></td><td>Yearn V3</td><td>WETH</td><td>Maximizes yield on WETH deposits by lending them on Compound V3. This strategy benefits from Compound's competitive interest rates. </td><td>0x649354906556EC4188b4661204052079876b09B0</td></tr><tr><td><a href="https://yearn.fi/v3/1/0xc56413869c6CDf96496f2b1eF801fEDBdFA7dDB0">WETH</a></td><td>Yearn V3</td><td>WETH</td><td>Maximizes yield on WETH deposits by dynamically reallocating funds across multiple DeFi strategies and protocols to capture high interest rates. </td><td>0x99a742588164105970de1fB0d71Cf71037b8B59e</td></tr><tr><td><a href="https://yearn.finance/vaults/1/0xa258C4606Ca8206D8aA700cE2143D7db854D168c">WETH</a></td><td>Yearn V2</td><td>WETH</td><td>Maximizes yield on WETH deposits by dynamically allocating funds across high-yield lending pools in Lido and Compound.</td><td>0x6acb79b1e15A7c419330e368DCc55139D7a701Be</td></tr><tr><td><a href="https://juiced.yearn.fi/">Extra APR AJNA</a></td><td>Juiced Yearn</td><td>WETH</td><td>Leverages Yearn's vaults to maximize returns on ETH deposits. It integrates with Yearn Finance and utilizes additional APR opportunities through AJNA token incentives.</td><td>0x790e92A6A039530D2B6D37b902865B4beBb04e6E</td></tr><tr><td><a href="https://curve.convexfinance.com/stake/ethereum/326">crvUSD (WETH Collateral)</a></td><td>Convex</td><td>USDC</td><td>The crvUSD (WETH collateral) strategy on Convex leverages WETH as collateral to mint crvUSD, which is then deposited into a Curve lending vault. This approach earns native Curve rewards and CVX rewards through Convex staking. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xb5BA846866b4fba28Bd708E7cB34D19f78a5743A</td></tr><tr><td><a href="https://app.sommelier.finance/strategies/Turbo-GHO/manage">Turbo GHO</a></td><td>Sommelier</td><td>USDC</td><td>Turbo GHO on Sommelier is a multi-strategy vault that maximizes yields for GHO and GHO/stable pairs. It leverages Uniswap V3 for tick optimization, focusing on LPing with GHO paired with USDC, USDT, or LUSD based on market conditions. Additionally, it explores looping strategies on Aave to optimize returns. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x5A4877b08485657398427F7e677Fa717eAE94925</td></tr><tr><td><a href="https://yearn.fi/vaults/1/0xa354F35829Ae975e850e23e9615b11Da1B3dC4DE">USDC</a></td><td>Yearn V2</td><td>USDC</td><td>The USDC strategy on Yearn V2 maximizes yield on USDC deposits by dynamically allocating funds across high-yield lending platforms. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xD76Db06c9f4317308Ec7568B55060CA91687703b</td></tr><tr><td><a href="https://yearn.fi/vaults/1/0x378cb52b00F9D0921cb46dFc099CFf73b42419dC">LUSD</a></td><td>Yearn V2</td><td>USDC</td><td>The LUSD strategy on Yearn V2 maximizes yield on LUSD deposits by dynamically allocating funds across high-yield lending platforms. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x5f783382BBE4853714512274abE44eF298c200C8</td></tr></tbody></table>
{% endtab %}

{% tab title="Polygon" %}

<table data-full-width="true"><thead><tr><th width="183">Strategy</th><th width="127">Protocol</th><th width="85">VAULT</th><th width="280">Description</th><th>maxAPY address</th></tr></thead><tbody><tr><td><a href="https://app.beefy.finance/vault/curve-poly-mai-usdc.e">MAI/USDC.e (Curve)</a></td><td>Beefy</td><td>USDC</td><td>The MAI/USDC.e strategy on Beefy leverages Curve's MAI/USDC.e liquidity pool. It deposits user's MAI/USDC.e-f tokens into a Curve farm, earning CRV rewards. These rewards are swapped for more MAI and USDC.e to mint additional LP tokens, which are then reinvested. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x73a84b35E15c4c6309E9A237f677F109cc47c4F2</td></tr><tr><td><a href="https://app.beefy.finance/vault/quick-gamma-usdc-dai-narrow">USDC.e-DAI Stable LP (Quickswap + Gamma)</a></td><td>Beefy</td><td>USDC</td><td>The USDC.e-DAI Stable LP strategy on Beefy utilizes Quickswap and Gamma. It stakes aUSDC.e-DAI, which is managed by Gamma to keep liquidity in range and auto-compound trading fees. Extra rewards are earned and compounded back into more aUSDC.e-DAI. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xa34c2F8fd94bD42B9D66A7dDcd9adF8BE971bdF8</td></tr><tr><td><a href="https://app.beefy.finance/vault/curve-poly-crvusd-usdc.e">crvUSD/USDC.e (Curve)</a></td><td>Beefy</td><td>USDC</td><td>The crvUSD/USDC.e strategy on Beefy utilizes Curve's liquidity pool. It deposits user's crvusdusde tokens into a Curve farm, earning CRV rewards. These rewards are swapped for more underlying assets to mint additional LP tokens, which are then reinvested. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x18fc9545005587d403deD6B643D3172522FB0367</td></tr><tr><td><a href="https://curve.convexfinance.com/stake/polygon/13">crvUSD+USDC.e</a></td><td>Curve</td><td>USDC</td><td>The crvUSD+USDC.e strategy on Convex involves providing liquidity to the crvUSD/USDC.e pool on Curve Finance. This strategy maximizes yield by aggregating CRV rewards, which are further enhanced by staking on Convex to earn additional CVX rewards. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x862be55A3Eab69A964153717760E536E51d7670F</td></tr><tr><td><a href="https://curve.convexfinance.com/stake/polygon/14">crvUSD+USDT</a></td><td>Curve</td><td>USDC</td><td>The crvUSD+USDT strategy on Convex involves providing liquidity to the crvUSD/USDT pool on Curve Finance. This strategy maximizes yield by aggregating CRV rewards, which are further enhanced by staking on Convex to earn additional CVX rewards. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xB753B428732F2F5bB28219FcA3cD231b652C8B92</td></tr><tr><td><a href="https://juiced.yearn.fi/">Extra APR USDC (USDC.e)</a></td><td>Juiced Yearn</td><td>USDC</td><td>The Extra APR USDC (USDC.e) strategy on Juiced Yearn leverages Yearn's vaults to maximize returns on USDC.e deposits. It integrates with Yearn Finance and utilizes additional APR opportunities through MATIC token incentives. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xcB6C0036c25b9E8171E7434A9b60D63AE2ad7633</td></tr><tr><td><a href="https://yearn.fi/v3/137/0xF54a15F6da443041Bb075959EA66EE47655DDFcA">Yearn-Ajna USDC</a></td><td>Yearn V3</td><td>USDC</td><td>The Yearn-Ajna USDC strategy on Yearn V3 optimizes yields on USDC deposits by leveraging Ajna's isolated lending pools. It dynamically reallocates capital to maintain high interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x5d5881D238f590fBcf4F158DE0C1599ac5db2533</td></tr><tr><td><a href="https://yearn.fi/v3/137/0xBb287E6017d3DEb0e2E65061e8684eab21060123">USDT</a></td><td>Yearn V3</td><td>USDC</td><td>The USDT multi-strategy vault on Yearn V3 maximizes yield on USDT deposits by dynamically reallocating funds across multiple DeFi strategies and protocols to capture high interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x3baa38bF86374050DeB949AD490b321Bcb74208d</td></tr><tr><td><a href="https://yearn.fi/v3/137/0xdB92B89Ca415c0dab40Dc96E99Fc411C08F20780">Aave V3 USDC.e Lender</a></td><td>Yearn V3</td><td>USDC</td><td>The Aave V3 USDC.e Lender strategy on Yearn V3 maximizes yield on USDC.e deposits by lending them on Aave V3. This strategy benefits from Aave's competitive interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x2996b347e616E37B511Fd983Bc177eF9Ea804354</td></tr><tr><td><a href="https://yearn.fi/v3/137/0xA013Fbd4b711f9ded6fB09C1c0d358E2FbC2EAA0">USDC.e</a></td><td>Yearn V3</td><td>USDC</td><td>The USDC.e multi-strategy vault on Yearn V3 maximizes yield on USDC.e deposits by dynamically reallocating funds across multiple DeFi strategies and protocols to capture high interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x2488cfAa3b8dF8707b9EB715FF508561533E2356</td></tr><tr><td><a href="https://yearn.fi/v3/137/0x3bd8C987286D8Ad00c05fdb2Ae3E8C9a0f054734">Aave V3 USDT Lender</a></td><td>Yearn V3</td><td>USDC</td><td>The Aave V3 USDT Lender strategy on Yearn V3 maximizes yield on USDT deposits by lending them on Aave V3. This strategy benefits from Aave's competitive interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x7875C1D4c1C16c656EB526fd76aB3cb180D1e64f</td></tr><tr><td><a href="https://yearn.fi/v3/137/0x90b2f54C6aDDAD41b8f6c4fCCd555197BC0F773B">DAI</a></td><td>Yearn V3</td><td>USDC</td><td>The DAI multi-strategy vault on Yearn V3 maximizes yield on DAI deposits by dynamically reallocating funds across multiple DeFi strategies and protocols to capture high interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xC0A8Ebe183C87B027207b60F2810fBc732751D37</td></tr><tr><td><a href="https://yearn.fi/v3/137/0xf4F9d5697341B4C9B0Cc8151413e05A90f7dc24F">Aave V3 DAI Lender</a></td><td>Yearn V3</td><td>USDC</td><td>The Aave V3 DAI Lender strategy on Yearn V3 maximizes yield on DAI deposits by lending them on Aave V3. This strategy benefits from Aave's competitive interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0xBE785eaE66666D7F005d9B6cfD76B1D034974375</td></tr><tr><td><a href="https://yearn.fi/v3/137/0xb1403908F772E4374BB151F7C67E88761a0Eb4f1">Compound V3 USDC.e Lender</a></td><td>Yearn V3</td><td>USDC</td><td>The Compound V3 USDC.e Lender strategy on Yearn V3 maximizes yield on USDC.e deposits by lending them on Compound V3. This strategy benefits from Compound's competitive interest rates. Employs continuous rebalancing and auto-compounding for optimal returns.</td><td>0x5dA1914b0107107A7AE1Ed5A8768d21CE1cEf6E9</td></tr><tr><td><a href="https://app.hop.exchange/#/pool/deposit?token=ETH&#x26;sourceNetwork=polygon">WETH</a></td><td>HOP</td><td>WETH</td><td></td><td></td></tr></tbody></table>
{% endtab %}
{% endtabs %}


# Yield

Welcome to the engine room of maxAPY's yield system.

If you're keen to understand how we turn your deposits into a yield-generating powerhouse, you're in the right place.&#x20;

{% hint style="success" %}
**TLDR - "Where does the yield come from?"**

\
Simple: We put your assets to work across DeFi's most profitable (and battle-tested) protocols.&#x20;

When Curve needs liquidity, we provide it. When Aave needs lenders, we lend. When Convex offers boosted rewards, we boost. Your assets earn fees, lending interest, and protocol rewards - we just make sure they're always in the right place at the right time. We do this through optimized strategies on trusted protocols like Yearn, Sommelier, Convex, Beefy, etc.&#x20;

No magic, no hidden tricks, just smart deployment of capital across proven DeFi strategies.
{% endhint %}

## How Yields Are Calculated

The secret sauce of maxAPY's reward system is our multi-protocol integration. Here's how it works:

* **Asset Deployment**: When you deposit ETH or USDC, we convert it into yield-bearing assets across multiple protocols, depositing to the optimal strategies across the DeFi universe.
* **Continuous Optimization**: Our algorithms constantly rebalance these assets across various strategies to maximize returns.
* **Tokenization**: You receive maxETH or maxUSDC tokens in return for your deposit. These represent your share of the total pool.

#### **The maxToken Mechanism:**

* Each maxToken (e.g., maxETH) represents a proportional share of the total assets in the corresponding strategy pool.
* As rewards are harvested and reinvested, the value of each maxToken increases relative to the underlying asset.
* This means your maxTokens are constantly growing in value, even if the number of tokens remains the same.

{% hint style="info" %}
Quick example:

1. You deposit 1 ETH and receive 1 maxETH.
2. The strategy earns a 10% yield over time.
3. Your 1 maxETH can now be redeemed for 1.1 ETH.
   {% endhint %}

## Harvesting and Claiming Rewards

Don't worry, you don't need to wake up at the crack of dawn like some old-timey farmer to harvest these yields. Our DeFi robot butler (aka our smart contracts) handles all the heavy lifting:

* **Automatic Harvesting**: Our system regularly harvests yields from various protocols.
* **Reinvestment**: These yields are automatically reinvested, compounding your returns.
* **Real-time Value Accrual**: The value of your maxTokens increases in real-time as rewards are harvested and reinvested.

When you're ready to cash out:

1. Hit the "Withdraw" button on our platform.
2. Choose how many maxTokens you want to redeem.
3. Receive your original tokens plus all accumulated rewards.

The withdrawal process converts your maxTokens back into the underlying asset at the current exchange rate, which includes all your earned rewards. So easy even your grandma could do it.

## Factors Influencing Rewards

The yield you can earn on your assets depends on a number of factors:

{% tabs %}
{% tab title="Performance" %}
Not all strategies are created equal - each comes with its own balance of risk and potential reward. We're constantly measuring and adjusting these strategies, moving your assets to where they'll work hardest. Higher-performing strategies naturally lead to better rewards.
{% endtab %}

{% tab title="Amount" %}
Size matters. Larger deposits often earn better returns - it's just the nature of DeFi. Some of the juiciest yields are only accessible with substantial capital, but our pooled approach means you can access these premium strategies even without whale-sized deposits.
{% endtab %}

{% tab title="Duration" %}
Time is your friend. The longer your assets work with maxAPY, the more they can benefit from the magic of compound interest.
{% endtab %}

{% tab title="Conditions" %}
DeFi is dynamic - yields rise and fall based on market conditions. Everything from trading volume to token prices plays a part. But our algorithms don't just watch these changes; they adapt to them in real-time, constantly rebalancing to find optimal returns in any market.
{% endtab %}

{% tab title="Costs" %}
While gas fees don't directly affect your yield percentage, they can impact your actual returns. That's why we've built sophisticated gas optimization into our system, ensuring strategy shifts happen only when the potential gains clearly outweigh the costs. Your profits shouldn't get eaten up at the pump.
{% endtab %}
{% endtabs %}

{% hint style="warning" %}
While some strategies become more rewarding over time, **we never lock your funds**. That's a promise. You can withdraw anytime - because we believe your assets should work for you, not hold you hostage.
{% endhint %}


# Security

Let's talk about how we protect your assets. Security isn't just a checkbox for us - it's the foundation of everything we build. And we've got the receipts to prove it: our recent Zokyo audit scored `99/100`, with zero critical issues found.

## How We Keep Things Safe

### Smart Contract Security

Our code has been thoroughly audited by Zokyo (October 2024). They checked everything - we're talking every function, every line, every possible way something could go wrong. The result? No critical issues, just a few minor things we promptly fixed.&#x20;

We keep ongoing audits for every feature and piece of code before deploying. Expect the section below to grow over time.

### Active Protection

We don't just set it and forget it. Our security measures are always on:

* 24/7 system monitoring
* Real-time performance tracking
* Network condition monitoring
* Instant anomaly detection

### Emergency Controls

Sometimes markets get weird. We're ready for that:

* Emergency stop button for worst-case scenarios
* Smart strategy shifting to protect assets

## Audits

Full audit report available for the detail-oriented degens among you:

{% embed url="<https://github.com/VerisLabs/maxapy/blob/development/audits/zokyoAudit.pdf>" %}

* [x] Access Management Hierarchy
* [x] Re-entrancy Protection
* [x] Smart Contract Logic
* [x] Transaction Safety
* [x] Asset Security
* [x] Critical Issues: None
* [x] High Issues: None
* [x] Medium Issues: 3 (all fixed)
* [x] Low Issues: 4 (2 fixed, 2 acknowledged)
* [x] Informational: 7 (6 fixed, 1 acknowledged)

{% hint style="info" %}
*Remember: Even with all this security, DeFi is still DeFi. Don't ape in with more than you can afford to lose. Not financial advice, but definitely common sense.*
{% endhint %}


# Fees

maxAPY currently operates with a simplified fee structure consisting of an annual management fee (charged monthly) and a performance fee on generated yields, specific to each vault.

This introductory fee structure will later transition to our complete system, which will include hurdle rates, high-water marks, and net fee calculations from underlying protocols. This upcoming structure will ensure maximum value and fairness for our users while maintaining competitive yields.


# FAQs

<details>

<summary><strong>1. What exactly does maxAPY do?</strong> </summary>

maxAPY is the most advanced DeFi yield optimization platform. We automate the process of maximizing returns on your cryptocurrency assets. Here's how it works:&#x20;

1. You deposit your assets (like USDC or ETH) into our smart vaults.&#x20;
2. Our optimizer system continuously scans the DeFi landscape for the best yield opportunities across multiple protocols and strategies.
3. We automatically allocate your funds to these high-performing opportunities, which may include lending, liquidity provision, staking, arbitrage and more.
4. Our system constantly rebalances your portfolio to maintain optimal performance and compounds your earnings to accelerate growth
5. All of this happens 24/7 on autopilot, without you needing to monitor markets or make manual adjustments.&#x20;

In other words, we're your personal DeFi spaceship, propelling you across the vast expanse of yield opportunities, landing you on the goldmine asteroids of the crypto universe.

</details>

<details>

<summary><strong>2. How's maxAPY different from the rest?</strong></summary>

maxAPY stands out as a meta-aggregator, combining the best of other aggregators with direct protocol access, all wrapped in a user-friendly, set-and-forget package:&#x20;

* Unlike platforms with single-strategy (or even multi-strategy) vaults like Yearn, Sommelier or Convex, maxAPY continuously analyzes and allocates across multiple strategies, protocols and aggregators. This means your assets are always chasing the highest yields without you lifting a finger.
* Our algorithms monitors hundreds of APRs 24/7 and automatically shift your funds to maintain optimal performance. No need to manually move between vaults or platforms.&#x20;
* maxAPY doesn't just aggregate strategies from other yield aggregators - we also directly tap into underlying protocols. This gives you access to a broader range of opportunities than any single platform can offer.
* Instead of juggling multiple vaults across various platforms, you get a single, optimized vault for each asset type. This streamlines your DeFi experience while maximizing returns.

</details>

<details>

<summary><strong>3. How secure is my investment?</strong> </summary>

Your assets are in the DeFi equivalent of Fort Knox. Our built-in Stop Mechanism is always on the lookout, ready to shield your assets from underperforming strategies or risky market situations. Plus, world-renowned auditors have given our smart contracts the green light.&#x20;

But like all investments, there's always a risk - we just make sure it's minimized.

</details>

<details>

<summary><strong>4. Why should I use maxAPY instead of managing my DeFi strategies on my own?</strong> </summary>

Going solo in the vast DeFi universe is certainly an option, but it's like trying to navigate an intricate maze without a map. On your own, you'd spend countless hours every day researching, selecting, and adjusting strategies. And that's not even considering the daily rebalancing to keep your assets optimally allocated.&#x20;

But there's more.&#x20;

At maxAPY, we pool liquidity, granting us access to high-tier strategies that would otherwise be off-limits due to prohibitive fees and costs. With us, you're not only saving precious time but also tapping into opportunities you might miss on your own. It's about optimizing both time and returns.

</details>

<details>

<summary><strong>5. What assets can I deposit?</strong></summary>

Right now, we're turbocharging two cosmic currencies:&#x20;

* **USDC**: Blast your stablecoin yields into orbit&#x20;
* WETH: Supercharge your ETH for interstellar gains&#x20;

Our DeFi alchemist is always cooking up new recipes. Stay tuned for more assets joining our yield-boosting space station soon!

</details>

<details>

<summary><strong>6. How are my rewards calculated?</strong> </summary>

Your rewards are influenced by three main factors: the amount you deposit, the performance of the strategy we've allocated your assets to, and the duration of your investment. Picture it like mining on a distant planet. Your deposit sets up the size of your mining rig, our strategy chooses the most mineral-rich zones, and time is the crew's diligence in continuously extracting. The larger your rig, the richer the zone, and the longer your crew mines, the more you unearth!

</details>

<details>

<summary><strong>7. How do you determine the best farming strategies?</strong> </summary>

maxAPY is like a DeFi sommelier with superhuman taste buds. It's constantly sampling the entire yield universe, analyzing risk-reward profiles, dissecting smart contracts, and optimizing for gas costs. We blend historical performance data with real-time liquidity assessments, all while keeping a keen eye on platform health.&#x20;

This cosmic cocktail of data points helps us craft the perfect yield recipe for your assets, rebalancing on the fly to keep your returns in the stratosphere. It's like having a team of DeFi experts working 24/7 to maximize your gains, only faster and without coffee breaks.

</details>

<details>

<summary><strong>8. What if I want to withdraw my investment?</strong></summary>

Thinking of taking your ball and going home? No hard feelings. While we'd hate to see you go, withdrawing is as straightforward as depositing.&#x20;

Just click, confirm, and you're golden.

</details>

<details>

<summary><strong>9. I'm a DeFi newbie. Is maxAPY for me?</strong></summary>

New to the DeFi game? maxAPY is your ace in the deck. Whether you're a newbie trying to play your cards right or a seasoned shark, maxAPY ensures you're always holding the winning hand. No Wall Street suit required.

</details>

<details>

<summary><strong>10. Any fees I should be aware of?</strong></summary>

We believe in keeping things crystal clear. maxAPY charges two main fees:

1. A tiny management fee to keep our engines humming.
2. A performance fee, because when you win, we win.&#x20;

Remember, our goal is to supercharge your yields far beyond what these fees cost.

</details>


# Community

maxAPY is more than just algorithms and yield farming - it's a community of smart people who like making their assets work harder. Here's where you can find us:

### 🗨️ Hang out with us

#### **Discord**

Our busy little corner of DeFi where the real stuff happens. Strategy talks, alpha sharing, spicy memes, and the occasional heated debate about gas optimization. Plus, our team actually hangs out here.

#### **Telegram**

Quick updates, no fluff. It's like Twitter if Twitter didn't suck your soul out through your eyeballs.

### 👁️‍🗨️ Follow Along

**Twitter** (@max\_apy)&#x20;

The official megaphone for all things maxAPY. Updates, insights, and the occasional big brain take on DeFi.

#### **Farcaster**&#x20;

Deeper dives into what we're building, for when 280 characters just isn't enough.

#### **Lens**&#x20;

Find us at maxAPY.lens - because web3 native is how we roll.

### **🛠️ Make It Better**

Got ideas? Spotted a bug? Think our yields could be even juicier? We're all ears. Jump into Discord or shoot us a message - this protocol gets better when you speak up.

maxAPY is built for DeFi users, by DeFi users. Come help us make it even better.


# Troubleshooting

Technical difficulties? They're more common than flat-Earthers on YouTube. Let's break down some typical conundrums:

### 1. I can't deposit my tokens! What should I do?

* Double-check your token balance; empty pockets won't do.
* Got enough ETH for gas? This rocket needs fuel.
* Wallet connected to the right network? Make sure you're not lost in space.
* Token contract issues? Check if it's paused or if there are any issues on the blockchain network.

### 2. My transaction failed! Why?

* You might have set the gas limit too low. Try increasing it.
* If you're interacting with a contract, make sure it hasn't been paused or stopped.
* Check if the blockchain network is congested. Guess you're not the only one trying to make it to the moon. Retry when it clears.

### 3. I can't see my rewards in the dashboard! Why?

* Patience, young padawan. Blockchain confirmations can take a hot sec. Refresh.
* Still MIA? Contact us. We'll get Sherlock on it.

### 4. I have another issue that's not listed here!

If you're facing an issue that's more elusive than dark matter, connect with us via Discord or Telegram. Our support team operates with surgical precision and won't leave you hanging.


